8005252433

loan officers are scammers. they dont get paid unles the scam somone into signuing the contract. and they do this without thought because of greed. most of these hacks can mek $30k on onde deal. not one month ONE DEAL. But hows that the collectors fault?? that the loan officer scammed them for their own greed. get real

so its jens fault that you rack up debt and file bk?? or that youre stupid enough to buy a crap timeshare membership?? grow up

i have been in the collections industry 15 years. Never been sued, because I know and follow the law. Again here's my point. IF YOU LIVE WITHIN YOUR MEANS. IF YOU PAY YOUR BILLS. IF YOU DONT OVEREXTEND YOURSELF TRYING TO ACT LIKE YOURE RICH BECAUSE OF YOUR $800 PER MONTH CAR NOTE OR YOUR MACY'S CREDIT CARD, COLLECTORS WILL NOT CAL YOU.

Stop making excuses and take responsibility for your actions. THE COLLECTOR DIDNT MAKE YOU BORROW THE $$ TO BUY THAT OVERPRICED CAR. THE COLLECTOR DIDNT FORCE YOU TO GO BUY THE $200 SHOES ON A CREDIT CARD. You made that choice. Now its time to pay the piper.....

Why not. Thi country is on the same program. The national debt is over 3trillion dollars. Call them and tell them the same.

There's more than one way to get into debt. Like for example being involved in a motorcycle accident, lifelighted to a hospital, then going through a lengthy court case because your health insurance has decided you cost too much money so they shouldn't have to pay. Just sayin.

David P is a prick....but not much of one.

Hospitals and insurance companies are the worst. They actually want you to PAY for medical care. Geez!

And insurance companies? Don't get me started. They want to make a profit. Wow! Of all the honorable things to do with your life - making a profit off someone's health. Who dreamed of that when they were a child?

"Hi, Billie. What do you want to do when you grow up?"

"I want to take people's money and when they get real sick and need a doctor, I'm going to use that money to go on a cruise."

"What about the hospitals that make them feel better? How will the get paid?"

"David P. Or limp dick scumbags like him. They will harass the sick and disabled [***] until they pay - or commit suicide. I've got it allll worked out!"

yes they can keep calling but a statute of limitations can negate any legal action that they might take.

not everyone had the intention of running up debt [***] hat...injuries/sickness and other issues happen in peoples lives.

These people called me and left a message saying they were an actual legal office representing a client. I called them back only to quickly figure out they were nothing but scum sucking bottom feeders. I got the information from them regarding the debt and called the company they stated the debt was stemming from. The company knows nothing of the debt and claims to not even use this agency for collection services. After a little more research I discovered the company, ID'd over the phone as "ARM", is a "garbage debt" mining company that attempts to collect debts from accounts that are usually not collectible by the original debtor. The reasons they are no longer collectible is that they were paid (even if late), written off as a loss when filing tax's, etc.

The person I spoke with on the phone when I called back became extremely upset when I called their bluff and hung up on me. Very unprofessional and obvious to all of us when we experience this that they know the debt is not legit.

Do not do business with this company. They are giving a misrepresentation when identifying themselves. They are extremely rude.

If you do business with them they should be able to submit all relevant information (e.g. original bill) to you without hesitation. If they don't and put the collection on your credit report you can have it removed by challenging it. Tell the credit agency the debt is not legitimate (only if it isn't, don't be like the scum this blog is about) and the collection agency was unable to produce the original bill. If they cannot prove to the credit agency the debt is legitimate then it will be removed.

Why would people say pay your bills and and they wont call different people have different situations, maybe your making 80K a year and then you get laid off some people have no choice, You dont know that may happen to you.

Collection agencies hirer anybody, you dont need an education to work for a collection agency. Most of the collectors have the same amount of debt as any other person, if not more.

I just got a call from 1800-525-2433 X 103..They say I owe money I do not..Go figures!

collections agencies are like any other business, they hire people to work. the good ones stay and make $$ the non performers get the boot. BUT regardless of who is calling you for money YOU owe. its not about them, its about YOU and what YOU borrowed. using your logic cops shouldnt pull you over because they speed ion their personal cars, right?? GET REAL. Dont like the calls, either dont borrow or PAY YOUR BILLS

thanks?

[***] DAVID I NEVER TAKE HIS CALLS!!!

called unknown

It's funny how they leave voicemails with scare tactics. I just flat out ignore their calls because theyre SCUMBAGS. Even If I'm in debt, I ain't paying them [***] from my hard working money that I live off of. Report these a**holes as much as you can. If they ever decide to take me to court, I'll make sure their company goes out of business the follow day.

Wow gotta love the heated debates going on here. My only beef is that they call from an unknown number. I answer nearly every time. They ask to speak to me. When I say "this is" they hang up. Everytime. The only time I didn't answer was the only way I got the phone number. How can I pay for something if I can't get the person on the phone?

Hey can you just post Arm's business address ? Thanks in advance

This is an unbelievable discussion, Mr Plitter you have no idea what you are talking about but one day you will, I wore your shoes and thought I knew it all; and you will be sitting on the other side of the desk when you least expect it. You will wake up one day and think oh my goodness, I should have not been so harsh. Yes I should do my job, but to write and say such horrible judgemental comments, you have not walked in any of our shoes. Here I thought I would be working at my job for years, retire and live a good life. And one day something happened, and my life changed and yes I had a savings but my health  prevented me from doing what I needed to do to perform my job, and now I am in dire straights, my husband and I struggle. We do what we can to survive, I am doing all I can to keep a float by the Grace of God, my mothers estate will settle soon and I will be able to hopefully pay off my debts accrued after my health failed me but before you start with your ugly comments you better think twice before you sound off. You never know what God might do to you, he might strike you down with a stroke or a heart attack or a little bit of life threatening cancer and take you down for a while then what will you have to say for yourself...Be careful what you say all of you advocates for debt collectors and judgemental comments!!!