800-688-5914

a one kevin smith calling to prosecute me and i will not get away with this, just wondering who this joker is will post more.

first finacial-mn, there is no law suit, please don't call anymore

kevin smith calling to scare you, sheriff isn't after me called 11/14/08 and 11/18/08 thanks kevin for helping me waste the officers time. My friend, a U.S. marshall, confirmed no case against me. So I asked him nicely to never call again.
here are addresses, and other contact numbers

sept 16
First Financial
426 10th Street NW
Lonsdale, Minnesota 55406
866-573-4821
oct 21
FIRST FINANCIAL SERVICES-MN
764 S CRPSS DR SUITE 202,
LONSDALE, MN 55046
877-448-6309

FTC 877-382-4357, I called 11/18/08, thank you for the post everyone

This is my opinion:  Kevin Smith is a collections agent.  

His company is either working on behalf of company's below
that you owe money to,(there could be other companies as well),
or his company bought your debt on the open market second
hand from these companies at pennies on the dollar. His
company is going to try and pressure you into paying.
Kevin appears to be breaking numerous collection laws
impersonating police officers, as people are stating, or
threatening people and non related parties.

You can contact the people you have this debt with and ask who now
owns the debt to determine what company Kevin works for.

You can also use online serices to pay for information on Kevin's
company.  That will allow you to know who Kevin's employer is and
deal with them directly.

http://www.intelius.com/

If you feel the tactics are out of line you can contact the companies
you owe the money to and file a complaint with the Fedral Trade Commission (Info Below)
with them directly, which will hopefully address the situation.

If they sold the debt to another company,like Kevin's, then your
pressure on them will be directed to whom they sold the debt to.
Remember you have rights.
__________________________________________________________________

Federal Trade Comission 877-382-4357
1-877-FTC-HELP
TTY: 1-866-653-4261

This is the number if you want to file a complaint with the Federal
Trade Commission. The FTC's Bureau of Consumer Protection handles
complaints about unfair business practices, fraud, etc...

Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue, NW
Washington, DC 20580

___________________________________________________

Numbers: That Kevin Smith Uses
866-573-4821
877-448-6309
877-382-4357
866-573-4824 Broadwing Communications (Lic MN)
612-216-2200 Broadwing Communications (Lic MN)
800-688-5914 (His Voice Mail)
___________________________________________________________

Spacestar Communications (INternet Access)
http://www.spacestar.net/
P.O. Box 95156
Las Vegas, NV 89193-5156

612.605.1119 - Billing Department
800.565.1837 - Billing (Outside Twin Cities)
612.605.0675 - Dialup, DSL Technical Support
612.605.0679 - Business & Web Hosting Support
702.966.0200 - Las Vegas Technical Support
800.681.2952 - Outstate Technical Support
020 7078 7272 - London, England
888.252.6552 - Fax

Triad Financial Corporation  (Auto Loans)
http://www.triadfinancial.com/
DEPT CH-10104
Palatine, IL 60055-0104
(800) 879-9756

Corporate Headquarters
5201 Rufe Snow Drive
North Richland Hills, TX 76180
(877) 631-6200

West Coast Facility
7711 Center Avenue, Suite 200
Huntington Beach, CA 92647
(714) 373-8300

First Financial
http://www.bankatfirst.com

Telephone Number: 877.322.9530
clientservice@bankatfirst.com

Banking On Call - 877.322.8100

ANALYSTS:
J. Franklin Hall
P: 513.979.5770
Email: Frank.Hall@bankatfirst.com

LEGAL:
Gregory A. Gehlmann
P: 513.979.5772
Email: Greg.Gehlmann@bankatfirst.com

MEDIA:
Cheryl R. Lipp
P: 513.979.5797
Email: Cheryl.Lipp@bankatfirst.com

SHAREHOLDER RELATIONS
Terri Ziepfel
P: 513.867.4811
Email: Terri.Ziepfel@bankatfirst.com
___________________________________________________________

Kevin Smith (Other Names used Leslie & Jim)
Calls from these area codes 612,062,866,877,612,611

Spacestar Communications 612-216-2200
Triad financial corp 7711 center ave,
Ste 250. Hunnington Beach CA

First Financial
427 10th Ave. NE,
Lonsdale, Minnesota 55046
866-573-4821

First Financial
426 10th Street NW
Lonsdale, Minnesota 55406
866-573-4821

FIRST FINANCIAL SERVICES-MN
764 S CRPSS DR SUITE 202,
LONSDALE, MN 55046
877-448-6309

Triad Fin First Financial, SpaceStar comm
Pacific Coast Highway on Center Ave
Huntington Beach, CA
Caller: First Fin/Triad/Spacestar/US Bank
 
__________________________________________________________

§ 806.  Harassment or abuse  [15 USC 1692d]

A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.

(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.

(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3)1 of this Act.

(4) The advertisement for sale of any debt to coerce payment of the debt.

(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.

(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity.

They have also violated Section 807 of the FDCPA, by misrepresenting themselves as a "Law Firm":

§ 807.  False or misleading representations  [15 USC 1962e]

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.

(2) The false representation of --

(A) the character, amount, or legal status of any debt; or

(B) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.

(3) The false representation or implication that any individual is an attorney or that any communication is from an attorney.

(4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.

(5) The threat to take any action that cannot legally be taken or that is not intended to be taken.

(6) The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer to --

(A) lose any claim or defense to payment of the debt; or

(B) become subject to any practice prohibited by this title.

(7) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer.

(8) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed.

(9) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval.

(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.

(11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action.

(12) The false representation or implication that accounts have been turned over to innocent purchasers for value.

(13) The false representation or implication that documents are legal process.

(14) The use of any business, company, or organization name other than the true name of the debt collector's business, company, or organization.

(15) The false representation or implication that documents are not legal process forms or do not require action by the consumer.

(16) The false representation or implication that a debt collector operates or is employed by a consumer reporting agency as defined by section 603(f) of this Act.

Good for you, for calling the law on them. While you are at it, go to this website and file a complaint with the FTC against them for the above violations:

https://rn.ftc.gov/pls/dod/wsolcq$.startup
800-688-5914 (His Voice Mail)