800-725-6004

Tried to look up the number in yellow pages but the search turned in "We didn't find any businesses for 8007256004"

They are known as SMA COLLECTIONS they also go by the number 866-207-6903

Actually, the company name is FMA Alliance:

FMA Alliance, Ltd.
11811 North Freeway, #900
Houston, TX  77060

Phone Number: 281-670-1532
Fax Number: 281-931-6501

Received call from 1-800-725-6004.  Message left to call Mrs. Washington at 866-232-9901 ext. 7028 regarding file #2068-8941.  Best interest to call back personally or have legal representation call back.

I have received several calls from this number, by the same person (I can tell by the voice).  They keep asking for Tiffany (not me) and I keep telling them I'm NOT Tiffany and I don't know anyone named Tiffany, but they keep calling.  I need to file a complaint.  FMA Alliance is a dirty organization.

I receive 4-5 calls per day, some leave messages, others don't.I have finally called back, found that they are looking for someone with the same name, but different DOB/SS#.  I have talked with 4 people and they still keep calling!!!!!
It is FMA Alliance.  I verfied it.  Other numbers they use are 866-375-4758 and 866-904-1034.

Call Back after an intense conversation by my girlfriend with the woman calling. (you know the kind-"who are you calling my boyfriend",etc...) Have had FMA collection calls before, so called back by redialing.
Put on hold, then did a turnabout (mute key and tell "Please hold.." when someone answers.)

I have rec'd. two calls from this entity as well.  What's funny is they never leave messages.
It is very interesting to read everyone's posts and to find out that these collection agencies are either ruthless or unethical.
Kind of makes you wonder what really makes the world go around.

Yes! These Nazis are trying to collect from me $1,300.00 a bill I have proof of payment already. They leave no messages very unprofessional above all laws like our President Bushhler George W. Bush. LVNV Funding LLC was taking me to court for it 1st. I sent them all my records from Consumer Credit Services and LVNV Funding LLC send me a letter saying all is resolved. 6 months later Alliance One takes over and the harassment starts again. Bewareful they also call at night when they're supposed to be closed and never leave you a human message or an extension to call back. You will just get the answering machine. You know that all judges pull for their colleagues we the people are [***]!!!!!!!!!!!!!!!!!! There is no justice there's just us! [***] all of those Nazis one day I hope one American will take a stand and go Timothy McVeigh on these f-holes may the law be damned!!!

Nazi's address and number

One day> boom!!!

Here's a heads up> 1-800-279-3480
Allianceoone
1160 Centre Point Dr, Suite #1
Mendota Heights, MN 55120

Boom!!! Sounds like fun!!!
I live poor and got nothing already anyways!

I have received several calls from this number and 1-877-839-9070, by the same person (I also can tell by the voice). She keeps asking for the person with same last name of mine, but first name is totally different. I told them I am not the person that you are looking for and I don't know that person! They are still calling! They are calling to both my cell. phone and home phone. Where can I go to complaint?

They keep calling my father and myself in regards to some money I owed BofA...but that was like 3 years ago.

The woman I spoke to is rude, and I'm scared that the company will keep harassing my dad about me.

I want the debt to go away...but I'm not sure if these guys are legit because of their rude representative and all of the scam reports on that site.

Help?

these clowns have been calling for several months looking for someone that does not live here and never heard of their name. I tell them not to call anymore but they always call back. I have started to call them back and ask to talk to them, they hang around awhile and then hang up on me

7-16-08 just got a call I have a machine and they hang up no message

they tried to contact me with a certain purpose. I felt being so bother because of them.

I am in the same place you are man, I am so upset about this mess that they can't even prove. They have never even sent me a letter when they said they did. I swear, next time they make me cry, I will get a good lawyer and they will not exist anymore.

They keep calling our business and leaving messages to call Mrs. Wilson.  Never return the call because is seems like a telemarketing call.

FMA Alliance should all be arrested for FDCPA violations.
Harassing consumers.

YES THEY SHOULD BE -
HAVE YOU REPORTED THEM?  IF NOT WHY NOT?  The government cannot do anything until YOU AND EVERYONE ELSE having problems actually file complaints!  

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February