8009060975

Unsolicited

Said I ordered a computer which I did not

MGD is the creditor for Wayfair.  If you apply for credit with Wayfair, expect this company to  low up your line

I just received a call from this number as again.(They were on the other line and after a few seconds of me saying hello they hung up). The first time they told me that my laptop was on it's way I just needed to confirm the $40 a month plan in order to ship. Well guess what...I didn't order a laptop. But whoever did is using my home address, phone number, and they even made a fake email address with my middle name and birth date.  Little do they know a fraud alert was placed on all my accounts and a police report was filed. The representative for the company was a younger man in his 20's that didn't want to cancel the order nor did he want to give me his name or transfer me to his supervisor. Beware People!

Exactly! Pretty much sums up what I was thinking! Requesting those “free samples” or doing surveys to get paid $ or gift cards.

This is MGD.com. They are kind of like a Rent a Center in terms of their markup on products, but they do high approvals for electronics like computers, TVs, gaming systems, etc. I looked into them when I was considering a new TV because I got a preapproval of credit for $2500. The interest rate and markup on the products is outrageous, so I didn't bother with filling out the rest of the application. They have called me intermittently for the past year about this credit offer "expiring". I would be wary if I were anyone on accepting this kind of offer. You're better off finding refurbished products at a lower price on eBay.

Over the past year I really started to clean up my finances. They called me out of the blue today and told me that I had applied over 2 years ago and got denied, but they were calling me to let me know I had 1900 available. Like they just decided after 2 years to give me a line of credit. I didn't want anything to do with  them or there high priced merchandise.

So when I called them back it's basically a preapproved offer. So do not accept.

Apparently they are still going strong!  They have been calling a few times a day for the past two months.  Whatever floats their boat... apparently there's nothing we can do about calls like this.

Of course there is.  It is call a letter, sent certified, return receipt mail.  I guess the problem would be that you have to actually do something to make the calls stop because complaining sure isn't getting you anywhere.

It took me a bit to find out what sort of interest rates they charge.  Almost 36%.  A $3000 purchase would end up costing you $1,716 more in interest charges.  Totally nuts and a real ripoff.

Says I owe money