800-918-0597

SCAM ALERT! These people claim to be MMManagement & Associates, LLC based out of North Carolina. They have all of my demographic info, including full SSN and state that a legal matter is pending against me. They offer to arrange for payment to avoid legal proceedings. They allege that I took out a payday loan with Allied Cash Advance in June of 2009. If you call the number back, you get a message that requires you to enter an extension, otherwise you won't be connected to anyone. The extension they asked me to dial is 304 for Linda Grant. They refuse to provide a physical address and only offer to email any requested documents. The email they sent me was from mhallassociates@gmx.us -- gmx.us is a free webmail host.

This email address was also used exactly 3 months ago under the exact same circumstances, Linda Grant, payday loan collector, legal proceedings, etc, except they were using the name Michael Hall & Associates, LLC or MHall Associates and a different phone number 855-614-1782. They list the same address which appears to be invalid or not a law office: 400 7th North West Street Suite 305 Washington, DC 20004.

A search of the North Carolina Secretary of State's database does show a valid LLC for MMManagement & Associates, LLC, registered as of 3/6/2013. The organizing members are: Larry Cunningham of 9632 Birdwatch Lane, Charlotte NC 28214 and Marla of 10138 Trailmoor rd, Charlotte, NC 28278. The initial listed office is 10138 Trailmoor Rd, Charlotte, NC 28278, county of Mecklenburg. A google search of the address shows a residential neighborhood. A principle office of 9700 Research Dr, Ste 146, Charlotte, NC 28262.

It is unclear if these companies are actually affiliated with the fraudsters, or if the fraudsters are impersonating these companies. PROCEED WITH CAUTION!

UPDATE!

Just spoke to Marla Howard at 980-225-2185 who does acknowledge being the owner of MMManagement & Associates, LLC, and she did advise that they work with attorney's nationwide to collect on debts prior to filling legal proceedings. I am seeking the advice of an attorney as to how best to proceed, I will keep you updated!

This is a total fraud man when i told them if they needed the number to the local courthouse they hung up on me
They get your name from databases and try to scare you into paying them or they will lock you up garnish wages etc etc
Total bogus if they keep calling just tell them you need there legal name mailing  entity and phone number because you are pursuing legal matters of harassment against them trust me they want call back

FYI: It is COMPLETELY against the law to EVEN obtain a LOAN of any kind and then NOT pay it bck!!! Also, once someone has obtained "CHAIN OF TITLE" to a debt, they can pursue in any fashion, whether it's from a LEGAL aspect or simply providing an opportunity for the individual to rectify the matter RESPONSIBLY by restituting upon the balance owed or however!!! What kills me, and I don't even know who MM Management is but, people who make comments such as those shown above, and are obviously trying to avoid dealing with their matters RESPONSIBLY!!! Stay away from LOANS and you won't have to worry about it!!! 2ndly, if you have the money to pay for an attorney, you should have the money to resolve your matter (knowing that you DID actually obtain a loan of some sort) as a RESPONSIBLE adult!! I mean hey, those are the facts!!

Shill --- sorry, I mean "legal assistant".  What kind of law are you talking about in regards to the loan --- do you mean criminal, civil or administrative?  Second, Ms. know it all, can you even read?  Are you literate?  I challenge you to provide me with any evidence that anyone in this thread actually indicated they took out a loan?

Furthermore, who on earth appointed you the guardian of moral turpitude (being a "legal assistant" I'm sure you know what that means) and asked to provide an unsolicited lecture on personal responsibility.   What kills me is shills like you who can't even read yet feel free to run their big mouth.  You are not even intelligent enough to realize you are stupid

Hi Nicole, are you out of Georgia?

What if I decide not to pay it back?

>>> FYI: It is COMPLETELY against the law to EVEN obtain a LOAN of any kind and then NOT pay it bck!!! <<<

Then why don't you explain the criminal provisions of the Bankruptcy Act to us.  I'm sure we call all use some legal education.  Or perhaps you have done a thorough study of the law in each and every state in the Union.  We are all waiting.  Your explanation will certainly carry weight here as that of a "Legal Analyst."

>>> Also, once someone has obtained "CHAIN OF TITLE" to a debt, they can pursue in any fashion, whether it's from a LEGAL aspect ... <<<

... or an ILLEGAL aspect?  How do you explain statutes of limitation, the automatic stay in the Bankruptcy Act, and the FDCPA and TCPA?  Or do you just believe in threatening and robbing people, using the phone as a weapon instead of a gun?

Nicole, can you please explain to me how you know that the poster did take out a loan ? I see nothing that directly confirms nor denies a loan. What do you base that claim on ?

The following post is for informational purposes only

The LLC registration information

Company Name:      MM MANAGEMENT & ASSOCIATES LLC        
Status:      Current-Active        
Filing Date:      03/06/2013
Entity Type:      Limited-Liability Company        
File Number:      1305393        
Company Age:      10 Months
Registered Agent:    Howard, Marla
10138 Trailmoor Road
Charlotte, NC 28278    
Filing State:  
Domestic State:   North Carolina (NC)
Principal Address:      9700 Research Dr. Ste 146
Charlotte, NC 28278

Website information:
http://www.mmmas.com/
MM Management & Associates, LLC ®
9635 Southern Pine Blvd
Charlotte, NC 28273
Phone: 704-910-1595

Whois information for domain
Domain Name: MMMAS.COM
Registry Domain ID: 1778556404_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.tucows.com
Registrar URL: http://tucowsdomains.com
Updated Date: 2014-01-13 23:53:24
Creation Date: 2013-02-05 18:33:47
Registrar Registration Expiration Date: 2015-02-05 18:33:47
Registrar: TUCOWS, INC.
Registrar IANA ID: 69
Registrar Abuse Contact Email: compliance@opensrs.org
Registrar Abuse Contact Phone: +1.4165350123
Reseller: Homestead Technologies
Reseller: hostmaster@hs-support.homestead-inc.com
Reseller: 1-800-428-3170
Reseller: http://www.homestead.com
Domain Status: clientTransferProhibited
Domain Status: clientUpdateProhibited
Registry Registrant ID:
Registrant Name: MMManagementassociates MMManagementassociates
Registrant Organization: null
Registrant Street: 10138 Trailmoor Rd
Registrant City: Charlotte
Registrant State/Province: NC
Registrant Postal Code: 28278
Registrant Country: US
Registrant Phone: +1.1980225218
Registrant Phone Ext:
Registrant Fax:
Registrant Fax Ext:
Registrant Email: MMManagementassociates@gmail.com
Registry Admin ID:

You shills all seem to suffer from zero reading comprehension.  Where did any of the posters say they actually took out a loan and didn't pay it back?   Oh, and even if someone does owe money, debt collectors (and lawyers who work as or on behalf of debt collectors) must still abide by FEDERAL law (aka the FDCPA)!  Thanks for playing!

You know "Nicole Myers", I'm not generally known for my mercy in dealing with scum-bags. In your case I'll take a small exception. I try to keep in mind that the people engaged in fraudulent debt collection are never the sharpest knives in the drawer. So, I'll try to keep this at a level that you may be able to understand. Shall we proceed? Why don't we?
You're a bottom-dwelling failure, "Nicole". You've managed to lower yourself in to a class of people that the general populace thinks should not exist. Are you proud of yourself? Ooops, that was a silly question. Of course you're not. You're a bogus debt collector. Pride & self respect are terms that are not in your repertoire. Or your life. So what's left "Nicole"?
Do you actually think that the people here owe debts? Do you think you're entering in to conversations with people that may have been foolish enough to look into PDLs ? At this point I think that even you are bright enough to know that's not the case. You've just managed to run your fraud-shop in to some of the brightest people on the planet that take great pleasure in fighting fraud. Do you think you can compete? I thought not.
Don't come back and post anymore of your BS. We're not people that have to wonder about retaining an Attorney. I'm not alone here with others that have kept Attorneys on retainers for years. We are in real business. Legal representation goes hand in hand in the real world. We have law firms that don't just rent their names. You want to play in the Big Leagues? Piss me off "Nicole". I'll have a subpoena shoved up your backside so fast you'll not even notice it wasn't wearing an anal lubricant.
Try me "Nicole".
Skeff Ett Liv!
Gunnar

I would very much like to see the laws you talk about, can you give me the links to these laws?  I wish to read them for myself as I'm sure others will!  People who make comments such as this should be prepared to provide proof they are what they claim to be and proof of what they are spouting off!

Please put up or shut up!

Thank you!

Total not a scam, this in fact is a real company do your research before posting comments like this.  Bottom line is if you borrower money you need to pay it back.  If you write a check make sure the funds are in your account to cover the check you wrote.  Everyone in America knows that passing bad checks is a criminal offense and you will and should be held accountable for your actions.  If this is what you have done accept responsibility and repay your debt, don't go online stating you been scammed when your the scammer.

Hello again! To ALL, including "ShillKill"! Before "stooping" to YOUR level, I do want it to be known that I am only responding after being informed that I was being insulted and belittled for NO reason at all!!!! ... Ok, in response to the several questions and child-like responses from YOU (SHILLKILL), the very first comment on this page did make EVERYONE aware of the fact tht they were being contacted in reference to a payday loan and their EXACT words were, "They allege that I took out a payday loan with Allied Cash Advance in June of 2009" so which one of us is it that CAN'T read sweetie????? secondly, in reference to what YOU call me, My name is NICOLE MYERS and I am a LEGAL ANALYST!!! "Definition: Legal analysts provide a vital service to lawyers and law teams through a variety of services such as legal research, case briefing and providing knowledge about any and all aspects of a particular case. Educational requirements vary from position to position, but there are some main aspects of the legal analyst profession that are constant across the board." ....... My suggestion is to make sure you dot all Ts and cross all I's before sticking your foot in your mouth and my ONLY intention was to inform folk on the REAL process etc. because whether MHall & Associates do REALLY exist or if they're only a "collections agency, there are REAL companies who do puchase debt with the sole intent to pursue the individual in court and people NEED to know that... Anymore questions, comments, concerns, please THINK before you begin to criticize someone!!! There's no need for that, this is supposedly something to inform people about things NOT to fight etc.... #getYOURlifeSHILLKILL

Hey Nicole you're back, welcome!

My 2nd response is to "Gunnar & Tamianth ".... Im no "scum-bag" as you stated while jumping on the "IGNORANCE" band-wagon, I am a legal analyst and nothing in my initial was intended to criticize ANYONE, merely to inform!!! 2ndly, in reference to putting up or shutting up, I will NOT do the work for you or anyone else, everything that I stated is within the contracts that the debtors enter into with these loan companies and the laws speak for themselves and are PUBLIC so while you choose to attempt to take the EASY route and "talk junk", do the research 1st for yourself and any info that you find and DON'T understand, I will GLADLY elaborate or explain within reason but TRUTH of the matter is, neither of the two of your names appear on MY paycheck every week soooooo, there's NO NEED what so ever to even entertain your child-like accusations or critical comments!!! Who I am is irrelevant because EVERYTHING i've stated is TRUTH and CAN be verified while doing the research that I strongly doubt that you will do but either way....

Gunnar, you threatening to have me surved with a subpoena of some kind is just HILARIOUS!!! On what grounds would you have me served? Lol!! You guys and the perfect example of whta people SHOULD'NT do, you speak out of emotion and NOT individuality!! You have NO IDEA what you're talking about and are just as bad as BANKRUPTCY attorneys who advise their clients AGAINST resolving their matters like adults and assist them with TRYING to avoid doing what responsible adults do!!!

I NEVER stated that ANYONE on here owes ANYTHING, never even spoke in reference to ANYONE on here, simply spoke in reference to the facts and provided a little info inreference to the VERY FIRST comment and even that was a general statement! You guys should really STOP and READ as SHILLKILL attempted to advise me to do (as if I hadn't already)... I mean you guys are really FUNNY!!!!

Gunnar, you seem to know all toooooo well about "STOOPING to a LOWER level"!!! You did a whole bunch of typing and "spouting off" (as stated by your band wagon partner Tamianth) but said absolutely NOTHING!!! I'm no failure and to be HONEST, you aren't anyone of importance so I will leave that alone... You obviously are some form of a debtor yourself and one of those IRRESPONSIBLE adults I spoke in reference to a few seconds ago.... Very funny!!!

Each state's laws may differ from the next in reference to payday loans and how to collect on them but the FDCPA laws do remain the same across the board! I never accused anyone of being a debtor or of taking out a loan... So where did that come from? All you negative "responders" are obviously unemployed and have NOTHING else to do but read and mis-interpret comments of those of us who actually KNOW what we are talking about..... #thatISall #imdonegivingyoumyPERFECTenergy #you'reNOTworththetimeputintotypingtheresponses

My 2nd response is to "Gunnar & Tamianth ".... Im no "scum-bag" as you stated while jumping on the "IGNORANCE" band-wagon, I am a legal analyst and nothing in my initial was intended to criticize ANYONE, merely to inform!!! 2ndly, in reference to putting up or shutting up, I will NOT do the work for you or anyone else, everything that I stated is within the contracts that the debtors enter into with these loan companies and the laws speak for themselves and are PUBLIC so while you choose to attempt to take the EASY route and "talk junk", do the research 1st for yourself and any info that you find and DON'T understand, I will GLADLY elaborate or explain within reason but TRUTH of the matter is, neither of the two of your names appear on MY paycheck every week soooooo, there's NO NEED what so ever to even entertain your child-like accusations or critical comments!!! Who I am is irrelevant because EVERYTHING i've stated is TRUTH and CAN be verified while doing the research that I strongly doubt that you will do but either way....

Gunnar, you threatening to have me surved with a subpoena of some kind is just HILARIOUS!!! On what grounds would you have me served? Lol!! You guys and the perfect example of whta people SHOULD'NT do, you speak out of emotion and NOT individuality!! You have NO IDEA what you're talking about and are just as bad as BANKRUPTCY attorneys who advise their clients AGAINST resolving their matters like adults and assist them with TRYING to avoid doing what responsible adults do!!!

I NEVER stated that ANYONE on here owes ANYTHING, never even spoke in reference to ANYONE on here, simply spoke in reference to the facts and provided a little info inreference to the VERY FIRST comment and even that was a general statement! You guys should really STOP and READ as SHILLKILL attempted to advise me to do (as if I hadn't already)... I mean you guys are really FUNNY!!!!

Gunnar, you seem to know all toooooo well about "STOOPING to a LOWER level"!!! You did a whole bunch of typing and "spouting off" (as stated by your band wagon partner Tamianth) but said absolutely NOTHING!!! I'm no failure and to be HONEST, you aren't anyone of importance so I will leave that alone... You obviously are some form of a debtor yourself and one of those IRRESPONSIBLE adults I spoke in reference to a few seconds ago.... Very funny!!!

Each state's laws may differ from the next in reference to payday loans and how to collect on them but the FDCPA laws do remain the same across the board! I never accused anyone of being a debtor or of taking out a loan... So where did that come from? All you negative "responders" are obviously unemployed and have NOTHING else to do but read and mis-interpret comments of those of us who actually KNOW what we are talking about..... #thatISall #imdonegivingyoumyPERFECTenergy #you'reNOTworththetimeputintotypingtheresponses

A clear case of mistaking "legal analyst" for "comedian." And an illiterate, bad one at that. We're not laughing with you, we're laughing at you.

and in ref to your question, I ONLY believe that there should be NO NEED to threaten folk etc, people SHOULD NEVER take out loans or create any other lines of credit etc. if they have NO intentions on paying them back!!! But because they do, there is a NEED for collections agencies etc... That's why there are laws in place to deal with these matters!! That's about all I have to say in reference to this matter and ANY other... Thank You for your concern and RESPECT (unlike the others here)