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Payday loans are illegal in many states, highly restricted in some states, and wide-open legal ripoffs in other states.

Most of these loan calls are indeed scams attempting to take advantage of people who do not owe money.

unless the loan is paid and was years ago and still calling. I had a loan with them, paid back and then shortly after fraud on my credit and bank account. Do not pay them anything, especially if they state use green dot money card and wont send you paper work.

due to unsavy practices and violation of the interest rate lending, thats why they are trying to stop companies who offer payday loans, some states have barred any paydays loans..