803-326-2982

Student Loan call

Repeated calls with no message. Computer when I answered the phone. My phone is on the do not call list.

What options does one have to defend themselves against intrusive callers?

• The Do Not Call list (Federal or State)
Works, but is effective against ONLY "legitimate" telemarketers.  Political callers, surveys and some other callers are exempt.  Scammers ignore the DNC list.

• NoMoRobo
A system offered by some telephone providers, to help automatically block robocalls.  Google "nomorobo" to see if it works with your phone provider.

• Shouting, screaming, swearing at the caller
Nope.  Does not stop calls.  May make you hoarse, and will disturb nearby people.

• Call blocker app, device or service
Could be a good choice (even though the scammers can use fake phone numbers), and some apps are free!
Google "call blocker" for more information, or check your favorite online sales site for a list.
http://gg.gg/blockers
Your phone provider may also offer blocking services.  Check their web page for information.

If you cannot use any of the above defenses, then:
• Do not answer calls from unknown numbers ... let them go to voicemail or answering service
• Do NOT return calls from unknown numbers!  All that does is verify your phone number!  And, in some cases, those return calls may cost $20 or more to complete.  http://www.consumer.ftc.gov/blog/one-ring-cel ... ing-your-wallet
• If you have a "dumb" cell phone, assign the scammer's number to a group named "scammers" (or similar).  Then, assign a silent ringtone to that group.

Williams and Fudge
300 Chatham Ave, Rock Hill, SC 29730
1.800.849.9791

Gary L. Williams, CEO
E-Mail: gwilliams@wfcorp.com
Gary has been involved and innovative in student loan management since 1978. Since founding Williams & Fudge in 1986,
Robert J. Perrin, President
E-Mail: bperrin@wfcorp.com
David C. Williams, Executive Vice President
E-Mail: dwilliams@wfcorp.com
Christopher P. Ruh, Executive Vice President of Sales
E-Mail: cruh@wfcorp.com
Clay Goodyear, Vice President of Collections
E-Mail: cgoodyear@wfcorp.com
Robert Duenkel, Director of Employee Development & Dialer Systems
E-Mail: bduenkel@wfcorp.com
Bob has been involved in all aspects of the collection industry, from account representative to collections and training manager of a major national agency. He has a wealth of knowledge with over 24 years of collection experience and is a valuable resource for the collection teams.
Chad Echols, Outside General Counsel
E-Mail: chad.echols@theecholsfirm.com
Chad joined Williams & Fudge in August of 2003 as the company’s Corporate Counsel. He currently serves as Outside General Counsel managing the company’s legal compliance issues, employment law issues, contracts, and litigation defense. He is the owner of The Echols Firm, LLC located in Rock Hill. Chad is an active member of the South Carolina Bar Association, the York County Bar Association, and the ACA International Member Attorney Program (MAP). Chad serves as the South Carolina State Chair for MAP. In addition to practicing law Chad is an Elder at Oakland Avenue Presbyterian Church, on the board of the York County Clemson Club, serves as a business leader advisor to the Winthrop University Development Office, serves on the board of directors for the York County Department of Disabilities and Special Needs, and enjoys time with his wife and two children.
Caller: Williams & Fudge
Call Type: Debt Collector