804-415-6006

Received phone call from a Mr. Davis saying that my paperwork isn't complete and if I don't call back Hour will have to continue to process paperwork with the State.

Not sure why someone in Virginia would be calling me with an Ohio number so I am assuming It's spam.

I received the exact same call about 15 minutes ago saying that my paperwork was incomplete and they hadn't heard from me or my retainer attorney they had on file and if I didn't get in touch with them, they would have to turn my case over to the state.  ???
I also was told this was Mr. Davis from AOS, I believe.  I thought maybe it was a wrong number since I was not addressed by name.  Sounds like a total scam to get personal identification information therefore, I am going to block the number.

IF you actually did owe money & a summons was coming, you would NOT be called.

Not being addressed by name - very probably a scam!

Got the same call today.....the thing that bothers me is he had all my social numbers and address ..... and birth date....something about an attorney and state.....I would say a scam.....but don't like them having my numbers ....

Similar call a few hours ago. He had my social and previous address. He was also threatening that the company I owed will be filing criminal charges and my paper work was incomplete. He said if I call him back by 11 am tomorrow something could possibly be worked out. I'm confused and concerned that they have my personal information

Apparently my paperwork in not complete either. Shocking!
He left a message. CID showed Virginia.
Any of you folks with Anthem? If he had SSNs I wonder if this due to recent breach.

One important thing to remember if these losers have any of your personal information such as your social security number, date of birth or drivers license make sure you register with identity protection notify the credit agencies as well as your banks!!

http://www.secretservice.gov/fraud_creditcard.shtml
*********
credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
***********************
http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F
go to the IRS.gov site and fill out the forms on this page that pertain to them, most likely form 14039
*****************
How to see if your on the chex system list:
http://www.wikihow.com/See-if-You-Are-on-Chexsystems-List

Hi Deb I got the same call today and not only did they have my ss# they had my bank name also. I just wanted to know what happened with your experience after the call???

The same exact thing happened to me, I received a phone call, didn't pick up and Mr. Davis left a voicemail, saying that my paperwork isn't complete and my attorney they have on file hasn't contacted them. He said if I don't call back, they have to stay on schedule and will have to turn my case over to the state. I called the number back and spoke with a man, who wasn't Mr. Davis. He looked up my phone # and said he was looking for someone named Rachel and that my number at one point in time had belonged to someone named Rachel. I mentioned I wanted to know Mr. Davis' first name and who the company is and what they do. I also said their phone # is already listed on the Internet as a scam with the exact same voicemail Mr. Davis left me. The man said since I wasn't Rachel, I should stop receiving phone calls within 24 hours, then I tried to get more information and he hung up! I called back and didn't get an answer, it went to their voicemail. I called back again and spoke with their secretary, then when I tried to get more information and said I had no problem informing my state's Attorney General's office and sending a lawyer after them, the secretary said she's just a secretary, didn't have information and that all of her supervisors had just gone into deposition. She said she's just the one who answers the phones. She did look up my number, and this time, she actually did have my name. For the record, I don't live in Virginia, my phone # is not a Virginia number and for the person that asked above about Anthem, yes I do have Anthem.

Hi received a voicemail from a Mr. Davis guy at 804-415-6006  he stated that he was from AOS and that i had incomplete paper work on his desk and that i needed to talk to him before paperwork get submitted to the state i called this number back and spoke to this lady who would not identify herself and started to read me off all my personal information like my ss# date of birth and address and the name of my bank she stated that i have 2 criminal charges that is being filed on me which were felonies i asked her who was filing these charges against me she said that they mailed me all that information 2 weeks ago i told her i never got it she then asked me to hold on to allow her to call her client to see if i can set up payment arrangements she had me on hold for about 1 minute she came back and said that i was approved for payment arrangement of 279.54 and the remaining balance will be due 2 weeks later the whole balance was 801.00 i asked could she fax or email me something with this information and she told me no i said well how do i know this isn't a scam because i don't recall owing anyone nothing she couldn't tell me who this client was or why or how i owe this money please be aware or if anyone have gotten a call from them what did you do about it and what was the outcome.

i just received the same call!!! Do not respond

How about you, Latoya?
Are you with Anthem? I am and so is Aflacr.
I'm just curious to know if this scam artist got hold of our personal data that was stolen from Anthem.

I just received the same call & I am with anthem pretty scary thought I asked for an $ amount I supposed to owe & they couldn't tell me I asked how did I receive the funds & he told me cash I said if it was a loan place wouldn't they have direct deposit then he said well let me look further hang on then they hung up

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://www.dfi.wa.gov/consumers/alerts/nationwide-debt-association.htm
*********************
http://www.fbi.gov/scams-safety
********************************
http://www.ic3.gov/media/2014/140627.aspx
******
https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
************
http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
*****************
http://www.net-security.org/article.php?id=1828
***************
https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
https://800notes.com/forum/ta-b95e185ca7ca356 ... debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
******************
http://www.fdcpa.me/fake-process-server-injunction/
******************
https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
*******************
http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
*****
http://www.cashnetusa.com/consumer-notices
**************
Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
*****************************

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..  Emails can be attached to complaints filed with IC3, the cyber crimes division of the FBI.

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/
http://www.consumer.ftc.gov/blog/haunted-phantom-debt

Also see here:
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime
https://www.westernunion.com/us/en/fraudaware ... and-answer.html

I just wanted to say thanks to everyone who has commented on this thread. It's helpful to know we're not alone!

804-415-6006 - This is scam. They know my social, address and even my bank name. They said I would be sued and that a deposition was going on right then and I would be arrested. He would not tell me who I owed or an amount. When I told him to give me the address where the deposition was - that I was going to go defend myself, he hung up on me. I am worried that they know my personal information.

Got the same call... said that I had a law suit against me for a bad check written to a credit card company back in 2012. That they had to send the deposition in by 5 (they called me at 430) to proceed with two felony count charges of bank fraud. They read me my ssn, Date of birth and the last four of my checking account number. They said that if I could pay 1,013.00 that they should be able to stop the charges. They threatened the Washington state attorney general on me. Also had a deposition they read me. Naturally I freaked out. Called my mom to see if I could borrow the money she decided to call them. She didn't end up paying obviously. We did however call out attorney general office. They confirmed it was indeed a scam. Said that if anyone was trying to collect money they would have to provide more details, send letter if asked. This company American litigation services said they sent a certified letter and that it was signed for and if I didn't receive it they are sorry but I still had to pay. I asked for a copy of the signature and they said they didn't have a copy. I also asked if they were a legit company why can't I find anything about them on the internet. He just said they don't have a website. Which is b.s. so I told him to take a flying leap. I did however contact credit bureau and put a fraud alert on my account and called my bank too.

I received a call from this company this am and Madison Stewart was the name of the individual that I spoke with. She stated that I was sent paperwork and that I had not responded to their letter. I told her I have never received any paperwork and that she verified my address but could not say the city and state. She also stated that it could be from a payday loan place. I explain to her that I was not around during the time she noted and that I do not owe anyone. So she told me if she did not hear from me at the end of the day that she had no choice but to contact the county court office. Why is a place in Viriginia calling me and telling me I owe.

same thing happened. Mr.Davis called stating I had incomplete paperwork, and a case number, but never gave me a case number or addressed me.. I was panicking because i didnt know what was going on until i came across this posting. so Thank you.. I did call the number back and leave a message for him to call me again, and still have not received a call

Mr. Davis must be a busy guy.  I got pretty much the same call today.  I was advised that I committed fraud for entering into a contract and not complying with the terms of that contract.  I was told that a criminal complaint was being filed against me for fraud.  A couple of years ago, I had started an on-line application for a short term loan and then realized how stupid it was for me to give my personal information to some on-line entity so I backed out of it and never completed it.  I was afraid that they were trying to claim that I had entered into a contract to receive money but never followed through with my bank information, thereby committing fraud.  I was in a panic.  After reading through all of these comments, I am going to assume that it was a scam and I'm okay.