816-239-1620

Comes up as "PROSERV" on caller ID. Call center noise in the back. Lady w/ accent "asked" if I'd be home tomorrow so I could be served with legal papers. Told her, "No" and hung up.

Caller ID came up as PROSERV claimed they wanted to serve me papers, was an automated recording, hung up before listening to complete message

yea comes up ProServ. I called back. They claim legal service and I was being sued on a CC that I had with Home depot that was included in a Bankruptcy back in 2010. I just told them to call my atty. He said they will but never asked me for the phone number.

Asked if I would be home tommorow between hours of 2pm - 4pm to be served papers.

The fake process server/location specialist scam usually contains:

They mention that they have received a Fax document or that some sort of complaint has “come across my desk” and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work they need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and have to be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there is actually a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

I couldn't answer the call so I called back. After bring told to wait for about 30 seconds a guy answered "Legal Department"  I said " I missed a  Call from this number"
He said "hold on umm is this Robert?" I said who's this and he said this is Michael and we are process server and we're going to serve you at your home tomorrow if you don't take care of this debt with HSBC"  I said " okay" and I gave him an old address and said "that I'm here all day "
He said "Enjoy your lawsuit!" and hung up on me.