8173930246

Yeah , smith? Nice Try same person who emailed me about my loan that I have? Which I don't.. Saying they will come cuff me if I don't pay them

I received the same email from this Taylor Smith guy .. Saying he has my SSN and stuff

Scam scam scam

I too received an email from this Taylor person. I haven't received any phone calls as of date, but wow...guess I should prepare.  I'm glad I took the time to research this ridiculous email I recieved. It's amazing how your information gets out there. Funny they didn't even reference any of my pertanat information. Just stated I owed 786 dollars. Yeah, if I ever had a pay day loan...I would have known about it. Nice try scammers!!

I got this same call today. As well they called my work and left message that to consider myself served.

The caller was KLA as well. And I received a detailed email stating the same!

Yesterday I received this email :

Case File No: D101067-EE-1523          

Total Outstanding: - $720.00

Loan Company: - Cash Net USA

Case File Transferred: May 2014  

As we put your SSN into our National Checking Database System, we found that you have been never charged for a fraud activity & that is the reason Court has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $720.00 or else the lawsuit amount which is about $4203.86 WILL BE DOWNLOADED AGAINST YOU. If you want to settle this matter today itself, then you can get some percent deduction on the Restitution Amount and you can take care of this issue by making the payment of the Settlement Amount today which is $430.00. You have to send us a promissory note to stop your case file temporarily out of the court house. So get back to us ASAP.  

We are very sorry to say that you are going to be legally prosecuted in the Court House within Three days. Your SSN is put on hold by the US Government, so before the legal charges get really serious against you, we are notifying you about these legal charges. But as we were not able to reach you so we are sending you a final notification Email. Your case file# D101067-EE-556-FBU; and since it’s a legal matter you will need our help, so reply us right now to make a payment and freeze down this case.  

AS YOU ARE A DEFAULTER ON THIS CREDIT, UNITED LEGAL INVESTIGATION BUREAU HAS STATED three SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION  

Now, this means a few things for you. If you are under any state probation or parole we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the Internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints is as follows:  

You accepted to return the funds from this aforementioned advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, KLA INC is seeking either of the following remedies: -
All funds to be returned as per terms of initial contract  
Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested $720.00 to settle this case.

This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount/ Settlement Amount as decided by the Court House. You have to give us a flat answer without any excuse.  

If you want to resolve this matter then reply back to this email immediately during working hours.(Monday to Friday 8.30 am to 8.30 pm EST)



Angela Dutler

RESOLVE OFFICER

NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU.
KLA | Privacy | Terms of use

I EMAILED THEM BACK IN RESPONSE TO THIS WITH THE FOLLOWING:


I would like to see a verification of debt letter with any solid evidence to back up this claim, which I never received. I need more than just a strangers word on such an important matter as this! You will have to mail me in writing all the details and transaction #'s, who authorized said transfer, exact date of any transaction, ect. In order to make payment I need the company's address, license #, ect.
Also, the biggest thing is the fact that I KNOW I never failed to pay a loan back or even took one out in the first place...so this is being forwarded to my local law enforcement and to the FDCPA and will have a complaint filed.

THEY QUICKLY RESPONDED BUT WITH NONE OF THE INFORMATION I REQUESTED. ONLY THIS IN THEIR REPLY EMAIL:
Ok we are going ahead with legal action.

Thank You





WTH????? Is this really okay to them? Lol

Holy Cow!   (Pun intended)   Mark!   or is it Rajesh Ghandi?    Anyway,  what happened to your position with the IRS as a fraud investigator?    or with Microsoft as a Tech?    Getting into the Pay Day Loan scam game now?
You are a scamming   Turd.    Are you going to come back to me and say that is a "Racist Comment"  like some of the other Asian Scammers do?

I got a email from someone saying I was going to jail over a bad cash advance .The loan was suppose to be with Cash net USA .I called Cash net they told me they had no record of me owing them anything.I was also told that they are aware of people out there using there name in a fraudulent matter and that I should contact my local police department .

I received the same exact email.Read my comments below.

What email address did they send you an email from ? Curious if that is the same as well or if they are using multiple email addresses.

I received an email from Kivlighin law firm. About a past due payday loan. I told them to. Send me the original paper work by mail.

it's so obvious that you aren't even speaking proper english... you're f**king pathetic

I received the exact same email.A few months ago I was receiving threatening phone calls but told them I was contacting my lawyer.They also called my employer stating I was being brought up on charges.I could of lost my job because my boss was upset by the calls.I told my employer to tell them he was going to let his attorney handle it and calls stopped. NOW today got the email from Kivlighan Law Associates.Very frustrated

Lucy Smith usdebtcollectionagency12@gmail.com
was the email.

Do you know of any REAL business that uses a free, web based, email address. The type anyone can get. Say, someone in India, or Nigeria? (Get it?)

I got one just like it.

I have received several emails and phone calls asking me to put up several hundred dollars on a green dot card. The man calling is named Jack Smith and has threatened arrest, fraud and several intimidating messages. He has somehow found family members phone numbers and has called them several times, my brother in law is lieutenant for our city and has looked this man up for us and every time we have tried calling this man back the number is either out of service or a totally different company. It's pretty scary when emails are sent with official looking documents saying that we are criminals and I have reported this to local law enforcement, our bank and still am receiving calls and emails. How do I legit stop this, please post any extra information that could help me. Thank you everyone for ur posts they really helped with us from panicking about all of this!

This is a long summary, but you need to read it carefully if you think you are being threatened by a debt collector.

The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:

* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.   ["Written" means snailmailed ... not emailed or texted]

* Debt collectors may NOT
- repeatedly use the phone to annoy someone.
- falsely claim that they are attorneys or government representatives
- falsely claim that you have committed a crime
- falsely represent that they operate or work for a credit reporting company
- say you will be arrested if you don’t pay your debt
- say they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so
- communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.
- say that legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action
- use a false company name
- take or threaten to take your property unless it can be done legally;

The debt collector may not garnish your wages unless there is a court order to do so.
+ Many Federal benefits (including Social Security Benefits) are exempt from garnishment

You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000,

Report any problems you have with a debt collector to your state Attorney General’s office, the Federal Trade Commission, and the Consumer Financial Protection Bureau.

Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection

[Links to the abovementioned reporting sites may be found at
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime

If the reporting site you wanted is not in the above list, try this one:
http://phonehelp.2truth.com/complaint_sites_rev.html

I got the same letter from them in an email...here was my response:

Dear Scammer:

I would like to take a moment to send your bogus letter back to you.  You see, there is no proof that I have some debit with a payday loan company.  If I in fact have a loan on file, someone has committed fraud against me.  Additionally, your attached letter really details nothing other than the name of the company, but no supporting documentation, as in an account number, and electric signature by me, not one thing that legitimizes your claim.  With that being said, I’m fairly certain that your claim is in fact not true, and a feeble attempt to obtain funds from people who don’t know any better.  I, however, do.  So much so that I’m not responding to you from my personal email that you sent your fake claim to, but rather, my corporate email address.  That’s because if you choose to respond, you are violating quite a few laws by contacting me at my place of employment, as well as a term that you may not know, called “Phishing” – which could lead to your IP Address being tracked and YOU being subject to prosecution.  So, I’ll play your little game…let’s see if you’re stupid enough to play back.

To start, you should truly know the rules of grammar before trying to scam someone with my level of intelligence.  Let me just point out to you WHY I know that you’re not legitimate:

1.    Subject line reads “Payment Over Due” – Overdue is one word, not two.  A lawyer would not mess that up.
2.    Sender details have “to bcc: me” – not very smart on your part.  That just means that this email went out to a [***]-ton of people and you hid it by blind copying yourself.  This REALLY makes you look stupid.
3.    Senders email kladebtdepartment@gmail.com – this is fact is NOT from Mike Livlighan, Esquire – and I will tell you why if you choose to read on.
4.    “National Checking Database System” – no such system exists.  Try again.
5.    “You have never been charged for a fraud activity” – does that mean that there was fraud on my account and I’m entitled to protection?
6.    “…or else the complete law suit amount once the case is downloaded against you in the Court House” – well, this is funny.  Lawsuit is one word, not two.  Cases are not “downloaded” against people. And best yet, “in the Court House”?  Which Courthouse is this?  Again, one word, not two.  I’m actually giggling to myself at this point.
7.    “you can get some percent deduction on the Restitution Amount and you can take care of this issue by making the payment of the Settlement Amount today which is $320.00 and You have to send us a promissory note to stop your case file temporarily out of the court house.” – Well, talk about a run-on sentence.  I could chop this into a million pieces.  Let’s start with the bad grammar (which, I will repeat, a highly educated lawyer would not get wrong).
a.    It would have made sense had you said “you are eligible for a reduction in interest if you’re able to pay the settlement amount today.” – Just a thought for the next person that you try to scam.
b.    “You have to send us a promissory note to stop your case file temporarily out of the court house” – again, which Courthouse? (Still only one word, by the way).  Promissory note?  You’re joking, right?
8.    Moving on…
9.    “Kindly be notified that you are going to be legally prosecuted in the Court House within Three days. Your SSN is put on hold by the US Government & Social security Services.” – I thought I had to pay the settlement amount today?  Now I’m confused. Oh, and the Government and SSI don’t “put a hold” on your SSN.  I’m laughing really hard at this point, if you wanted to know.
10.    “If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney.” – But, aren’t you an attorney?  Again, I’m getting really confused, here.  Your letterhead is clearly from “Kivlighan Law”…even a law office clerk would send out different verbiage, because it’s created BY THE ATTORNEY, again, indicating that you messed up. 
11.    At present, KLA INC is seeking either of the following remedies: - a) All funds to be returned as per terms of initial contract OR b) Press charges against the defaulter. – I seriously hate to break this to you, but one of your cohorts tried to call me over a year ago and tell me the same thing.  When they couldn’t provide legitimate information in regards to who they were, or my supposed “case”, they threatened to press charges and send a sheriff to my address immediately.  I’m still waiting to be arrested, and I’m sure that I’ll be waiting again.  P.S. – nobody gets “arrested” with a debit lawsuit (see how I used one word instead of two there, unlike you?).  Please try this with someone else, I’m too intelligent to fall for it.
12.    “Dear CUSTOMER” – Well, this was your biggest mistake.  There is not a legitimate lawyer, or law office, on the face of this earth, that will address someone by “customer” over a legal matter.  They would address that person by their name.  again, confirming my comment in bullet #2 that stated that you have sent this out to a mass number of people in hopes that one of them will buy your [***].
13.    “…as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side.” – Thank god! I was starting to worry that I wasn’t…crisis averted. As far as needing “right answers from my side”, I asked my side, but it didn’t answer. I guess it pled the 5th.  It’s asking for a lawyer before answering any questions that may incriminate it…can you represent my side?  No? Oh, ok.
14.    “This is our final notification to you as we found you to be a genuine person as told you before.” – As told you before?  Are you missing words there?  But again, SO glad that I was found to be a genuine person.  I like the word authentic, myself.  Maybe even real.  But still, so relieved.  You have no idea how much I appreciate your confirmation.
15.    “You have to give us a flat answer without any excuse.” – I am so glad you saved this until almost the end.  The laughter is uncontrollable at this point, and I was having a terrible day.  Thank you so much.
16.    If you do not reply to this message or fail to make payment then legal action will be taken & you will be arrested today. – Well, just like I stated in item #11, I’m sure I’ll be waiting longer for this to happen.  Also, you can refer to #11 as to why this is [***], people don’t get arrested for debt cases, especially bogus ones.  You might want to brush up on your criminal justice education before making these threats, it makes you look mentally [***]. Not to mention, your letter also references “three days”, so you do the math. 1+1 does not equal 3.  Something like that.  You’re a moron.
17.    If you want to resolve this matter then reply back to this email immediately. – I did at least fulfill this request.  And had a good laugh while doing so.  I feel sorry for people who fall for this, but rest assured, there are quite a few websites dedicated to this specific scam.  Isn’t that ironic?  But I bet you’ll still try as hard as you can.

Let me end with this.  You have been reported as a scammer.  I am notifying you in this email that if you contact me again, you will be reported for harassment as well.  Do not email me, do not call me, and for the love of god, stop stealing Mike Kivlighan’s information…even HE has reported that you people stole his name.  Go back to wherever you came from, get an education, and try to come up with better ways to scam people for money.  Oh, and be smarter, the following was taken directly from his REAL website:

CashNet USA Scam
It has been brought to our attention that there are phishing emails out there claiming to be collecting an old debt. If you have received an email claiming to be from our firm stating that you have had an unsettled old debt, please refer to this link. Please note that this email is not from our firm and should be ignored.

Oh, LOOK!!!  The link is the same as the letter I got!  What a small world!  Oh no, there must be an issue…the case file number on that link, KLA1523, is IDENTICAL to mine!!!  Wow, that’s just crazy.  Again, you must be mentally challenged to think that I would fall for this.  I hope you’ve enjoyed reading this as much as I’ve enjoyed typing it.  Take your fake letter and shove it where the sun don’t shine.

Happy Monday!!