833-395-2298

I also received a call. A lady asked me to verify my address and the last four of my social security numbers, or else she could not tell me what the call was about. I kept questioning her, and she just kept insisting that she needed that information in order to continue. She said she was from the FMA Alliance, which is a debt collector, but when I looked up +1 (833) 395-2298, the number appeared to be a scam. Do not give your information to this number or any other number that can't properly identify themselves.

I'm not seeing that she did anything wrong so how are you coming up with a scam?  Simply because someone else said it was?  She legally cannot discuss the debt unless she has verified that she is talking to the alleged debtor.  That is the law.  She did properly identify the company as you posted the company name in your post.  You seem to be contradicting yourself there.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

FMA ALLIANCE, LTD.

Web site (cheesy that it is) lists a bunch of addresses:  https://www.fmaalliance.com/contact

BBB gives them an accredited A+ with 15 complaints and 1 negative review (BBB removed 16 complaints so that they could keep that A+ rating) as of 10/10/2023:  https://www.bbb.org/houston/business-reviews/ ... ton-tx-30000590

The BBB lists them in Texas at this address:  12339 Cutten Road, Houston, TX 77066
Bloomberg lists the head criminals at this organization:  https://www.bloomberg.com/research/stocks/pri ... ivcapId=4539646

Looks like the head criminal likes to brag about how he steals money to all his fellow felons:  https://www.insidearm.com/news/00041945-presi ... hares-experien/

Another article listing the head criminals:  https://www.insidearm.com/news/00023204-execu ... nce-adds-wealt/

Bizapedia.com has this on their Texas registration:
Company Name:      FMA ALLIANCE, LTD.

File Number:      0012794210

Filing State:      Texas (TX)

Filing Status:      Active

Filing Date:      December 10, 1999

Company Age:      17 Years, 5 Months

Registered Agent:               Michael Janakes
12339 Cutten Road
Houston, TX 77066

Principal Address:               12339 Cutten Rd
Houston, TX 77066-1807

SIC 2 Description:      Business Services

SIC 4 Description:      Adjustment And Collection Services

Texas ADD Report Info:
https://www.puc.texas.gov/industry/communicat ... DB1245200900004
FMA ALLIANCE, LTD
Permit No: 980222
Type:     ADAD
Permit Approved Date:     11/10/1998
Date Last Renewed:     11/10/2016

DBA Names
________________________________________
FMA ALLIANCE, LTD     MED+COMM
REVENUE CYCLE PROFESSIONALS

Contact Information
________________________________________
Mailing / PO Box  (Mailing Address)
FMA ALLIANCE LTD
MICHAEL JANAKES
P O BOX 2409
HOUSTON,TX 77252-2409
Web:  www.fmaalliance.com
Email:  mjanakes@fmaalliance.com
Phone: 281-931-5050
Toll Free: 800-955-5598
Fax: 281-670-1532     ADAD Physical Address
FMA ALLIANCE LTD
11811 NORTH FRWY
SUITE 900
HOUSTON,TX 77060
Phone: 281-931-5050
Fax: 281-670-1532
ADAD Physical Address
FMA ALLIANCE LTD
MICHAEL JANAKES
12339 CUTTEN ROAD
HOUSTON,TX 77066
Email:  mjanakes@fmaalliance.com
Phone: 281-931-5050
Toll Free: 800-955-5598
Fax: 281-670-1600     Company / Physical
FMA ALLIANCE LTD
MICHAEL JANAKES
12339 CUTTEN ROAD
HOUSTON,TX 77066
Web:  www.fmaalliance.com
Email:  mjanakes@fmaalliance.com
Phone: 281-931-5050
Toll Free: 800-955-5598
Fax: 281-670-1532

Other complaints:
http://www.creditinfocenter.com/community/top ... e-fma-alliance/
Around half the employees are unhappy:  https://www.glassdoor.com/Reviews/FMA-Alliance-Reviews-E425530_P3.htm
http://www.ripoffreport.com/reports/f-m-a-alliance/houston-texas-77060/f-m-a-alliance-bank-of-america-fia-card-services-debt-collection-at-its-worst-houston-te-377240
http://www.ripoffreport.com/reports/fma-alliance-ltd/houston-texas/fma-alliance-ltd-refusal-to-accept-payment-in-the-mail-rude-threating-houston-texas-393080

Looks like they get sued a whole lot:
https://www.plainsite.org/dockets/kwkqr0tq/ne ... a-alliance-ltd/
https://www.pacermonitor.com/public/case/10764058/White_v_FMA_Alliance,_Ltd
https://www.pacermonitor.com/public/case/3242841/Rubin_v_FMA_Alliance,_Ltd
http://law.justia.com/cases/federal/district- ... 6524/377836/19/
https://www.gpo.gov/fdsys/pkg/USCOURTS-mnd-0_13-cv-00728
https://www.pacermonitor.com/public/case/1015 ... A_ALLIANCE,_LTD

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general