8334313669

i just got the same text addressed to my ex husband! Ive been remarried for over 8 years!!!

Just got this text message and it has my nickname and maiden name??? Came from the same 215 #

This text was sent to my husband,  LARESA ELLIOTT, this is Margaret Wells from the Mediation Department. It is imperative that you contact my office at 833-431-3669. I called the number back and it rings and when it picks up Noone says hello just music starts playing for about 3 minutes.  I held on to see if anyone would actually retrieve the call, but they never did.

I just recieved the same call. Definetly scam. She had my ssi number though and thats scary.

I received the same call from Margaret wells  I am sure it was a scam

The fake process server/location finder extortion SCAM usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency. They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer). They threaten to serve you at home or at work. They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work. They also tell you that you will need two forms of ID. None of which is true. Process servers do not ever call ahead so that you can dodge them. Process servers get paid to serve papers, nothing else. They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”. Court documents are time sensitive and must be served within a certain amount of time. Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices: https://800notes.com/faq/attorney-general

Unwanted Text Messages

Forward unwanted text messages to 7726 so that carriers will block them. Some carriers do not accept that code and if that is the case then contact your carrier about how to block unwanted text messages, however 7726 is accepted in the US, Canada, and Great Britain. Also, never, ever click on a link in a text message as it will probably install something nasty to your phone that you really will not want to deal with and never, ever respond to one because lets them know that they have a good number with someone on the other end.  It will result in more calls and texts.

this is Margaret Wells from the Mediation Department. It is imperative that you contact my office at 833-431-3669.  I have no delinquent debts and if it was valid they would have sent a certified letter to ensure the message reached me!

I got the same text from these people and they had the nerve to actually resite my social security number to me!

My cousin and I both got a text message addressed to another family member. Saying it's Margaret Wells from mediation

I literally got the same message called back and went to VM called a second time and just sat on hold until they hung up like after 5 minutes they are not very good at scamming people.

My whole family got this text for me, I finally received one yesterday. Scam or recovery agent doesn't matter, they text everyone. If it's about a loan I had 20 years ago they're way past mediation and collection time. Don't contact or it can reactivate your account. Becareful people.

Don't spread stupid rumors. Talking to a debt collector does not reset the statute of limitations or put it back on your credit report. The only thing that can do that is if you actually make a payment or enter into an agreement to pay the debt.

My sister and I both got this message. Both had my name. I think that we should put it on social media and have all your friends and family call stating that they are Margaret wells. Lol.

Sandie wrote:

If it's about a loan I had 20 years ago they're way past mediation and collection time.

I take it that you never paid off that loan.  After 20 years the Statute of Limitations on it would have definitely expired, so they cannot sue you over the debt, but they can still try to collect on it.  An unpaid debt lives on until it has been paid or discharged in bankruptcy; you still owe it and debt collectors can still attempt to collect on it, up to when you die and your estate is settled.

Yeah, my ex-wife got a call for me on her cell, we've been divorced for 6 yrs

Yes it is a scam

This is Margaret Wells etc.I received the same message it's a scam definitely!