844-211-3155

This is a new name for an old debt scammer.  All the threats they make are completely illegal and violate both federal and state collection laws.  This is what they are required to do by law:

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Everything else you need to know follows.  If you contact these crooks, do so only by certified, return receipt mail sent both to their mailing address and to their registered agent.

HP FINANCIAL FIRM AKA HP FINANCIAL, LLC AKA KP NATIONAL CONSULTING, LLC. CLEAR WATER CONSULTING FIRM
Posted in:  https://800notes.com/Phone.aspx/1-855-532-4572/3
https://800notes.com/Phone.aspx/1-855-999-8042
https://800notes.com/Phone.aspx/1-864-371-6450
https://800notes.com/Phone.aspx/1-855-532-4572
https://800notes.com/Phone.aspx/1-202-239-8879/2
https://800notes.com/Phone.aspx/1-877-239-9762

Web site lists them in California at the same address as HP Financial:  http://www.kpnational.com/Contact-Us.html
Whois says their web site was created February, 2016 and expires next February.  They are also using a privacy service to conceal their identity and true location:
kpnational.com registry whois    Updated 1 second ago - Refresh

Domain Name: KPNATIONAL.COM
Registrar: TUCOWS DOMAINS INC.
Sponsoring Registrar IANA ID: 69
Whois Server: whois.tucows.com
Referral URL: http://www.tucowsdomains.com
Name Server: NS1.MDNSSERVICE.COM
Name Server: NS2.MDNSSERVICE.COM
Name Server: NS3.MDNSSERVICE.COM
Status: clientTransferProhibited https://icann.org/epp#clientTransferProhibited
Status: clientUpdateProhibited https://icann.org/epp#clientUpdateProhibited
Updated Date: 05-feb-2016
Creation Date: 05-feb-2016
Expiration Date: 05-feb-2017
California Dept. of State info:
Entity Name:    KP NATIONAL CONSULTING, LLC
Entity Number:    201603510105
Date Filed:    02/03/2016
Status:    ACTIVE
Jurisdiction:    CALIFORNIA
Entity Address:    30141 ANTELOPE RD
Entity City, State, Zip:    MENIFEE CA 95284
Agent for Service of Process:    LAWINC.COM CORPORATION (C3076415)
Agent Address:    *
Agent City, State, Zip:    *

Web site with alleged contact info:  http://hpfinancialfirm.homestead.com/Contact-Us.html
BBB page with an F rating and 16 complaints and an address different from their web site:  http://www.bbb.org/central-california-inland- ... fee-ca-89065816
California Dept. of State info:
Entity Name:    HP FINANCIAL, LLC
Entity Number:    201333010029
Date Filed:    11/25/2013
Status:    ACTIVE
Jurisdiction:    CALIFORNIA
Entity Address:    29020 SMOOTH SAILING CT
Entity City, State, Zip:    MENIFEE CA 92585
Agent for Service of Process:    JEFFREY MAHAFFEY
Agent Address:    29020 SMOOTH SAILING CT
Agent City, State, Zip:    MENIFEE CA 92585

Jeffery Mahaffey seems to be the head criminal in this organization.  This is apparently his house and office:  https://www.google.com/maps/@33.708353,-117.1 ... c3tRRhLq9cA!2e0
Looks like they have been stealing money from people for just over a year.
Possibly associated with Dynamic Recovery:  http://faircreditblog.com/dynamic-recovery-solutions/
Additional information:
http://www.peterfredmanlaw.com/representative ... ion-litigation/    (not an endorsement)
http://www.complaintsboard.com/complaints/heritage-pacific-financial-dallas-texas-c302373.html

Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
Clearwater consulting firm has an address that's a post office box :https://www.postalannex.com/mailbox-rental/menifee/12002

Debt collection threats of prosecution and jail if not paid now

You really should give me credit since you stole my post.

the man said he had papers to serve on me immediately if I didn't call

Tbis company basically had to stalk my husband and family. They called my daughter in law and left a message saying that my husband needed to call them within three hours or they would file a civil suit and he would be jailed if he didny appear in court. Now with that being said my daughter in law havent had their house phone but about 3 months and never ever has it been listed as a contact number or contact person for that matter on any documents or medical papers so how they stalked our family and my husband enough to dig thru information to get their number I have no clue at all. I called the number as his wife and I was asking how they got our familys information he got an attutude when I told him the truth that he worked on a constructiom site that didnt allow cell phone he pretty much laughed and mocked me and was smarting off about that being a lie. I dont think legally that the are allowed to harass someome to this extent. Sny advice on how to handle this situation.

Me too  , they called today I'm scared

The have all of my personal info, how did they get it? They are threatening me with jail time and a warrant if I don't pay a telephone bill that I NEVER had in my life! I had to ask the man Six (6) times what it was for before he would tell me it was Verizon suing me. The man's name was Frank Hutchins, said he was an attorney with Clearwater Law Firm, there is NO Clearwater Law Firm anywhere that I could find online. This is a total scam, be sure to warn them next time they call that you will report them to both your State and Federal Agencies!

Got called by 323-210-8175 with the same garbage above about a relative having a case number and that they needed to call 844-211-3155 or they would have to pay "summons" fees and fines for not appearing in court on a civil complaint. The guy really knew how to talk nice and in a way that made it sound completely valid. Thanks to everyone else for your comments.

Clear Water Consulting firm: (866) 391-0385
Frank Hutchins: Direct number (408) 625-7248

Said I owed money to Sprint and they were not a collections agency. I was told I received two letters at my current address (which they had). They also had my full name and last 4 of my social security number. Seemed fairly legit, until I asked for more information regarding the lawsuit. He became very stern and aggravated when I asked to confirm some of the information regarding the past due Sprint account. I don't think I've had a sprint account, and if I did, it was probably over 10 years ago. I eventually told him to send me the information/bill in email/text/mail and I would review it. I was then told it must be payed today to avoid being sued and papers filed.

I called him back to verify the information about the company - he didn't even give me the info, and told me "just google it", and proceed to curse at him, as I had already did some research. I just told him to send me the documents, serve me and sue me... I just wanted to waste a little more of his time, as he did to me.

I'm sure nothing is to come of it.

Of course they are a collection agency.  They were trying to collect money weren't they?  They have to send you that information by US mail, not email, fax, or any other means.

Got one of these calls today. So tired of this crap.

Got one yesterday from premiere Locations services about a potential civil suit against me.  Phone number is 844-900-8103 and listed with a Clear water consulting firm in Menife, CA. I dont have any unpaid debt that i am aware of, glad to know its is likely a scam.

CLEAR WATER CONSULTING FIRM, LLC AKA JSR CONSULTING FIRM, LLC.
Posted in: https://800notes.com/Phone.aspx/1-844-211-3155#p1186669028829111899

Web site lists them in California but gives a mailbox store for an address:  http://www.cwconsultingfirm.net/Contact-Us.html
http://www.jsrconsultingfirm.net/Contact-Us.html
So, now we have three different addresses, because Hoover’s list them a different one, and they all look to be mailbox store rental boxes: http://www.hoovers.com/company-information/cs ... 8b9631387e.html
Addresses so far:  26100 Newport Rd, Suite A12, Menifee, CA  92584, 30141 Antelope Rd D333, Menifee, CA, 92584 (note that this is the same mailbox store that HP Financial uses), 30141 Antelope Road, Ste D-781, Menifee, CA  92584, 30141 Antelope Rd. D435, Menifee, CA, 92584, and 29826 Haun Rd. STE 306, Menifee, CA 92586 (Also the address of the registered agent Jennifer Lee Atwood), 29045 Wayfarer Rd, Manifee Ca 92585 (using the name of Jeremy Roethle, it is also a private residence).

BBB gives JSR an F rating with 3 complaints:  https://www.bbb.org/central-california-inland ... fee-ca-89077858
BBB has no page on Clear Water.
California Dept. of State info:
201511110271    CLEAR WATER CONSULTING FIRM, LLC

Registration Date:
04/15/2015
Jurisdiction:
CALIFORNIA
Entity Type:
DOMESTIC
Status:
ACTIVE
Agent for Service of Process:
JENNIFER LEE ATWOOD
29826 HAUN RD, STE 306
MENIFEE CA 92586
Entity Address:
29826 HAUN RD, STE 306
MENIFEE CA 92586
Entity Mailing Address:
30141 ANTELOPE RD, STE D#435
MENIFEE CA 92584
LLC Management
Member Managed

201427310131    JSR CONSULTING FIRM, LLC

Registration Date:
09/24/2014
Jurisdiction:
CALIFORNIA
Entity Type:
DOMESTIC
Status:
ACTIVE
Agent for Service of Process:
LAWINC.COM CORPORATION (C3076415)
*
Entity Address:
29045 WAYFARER RD
MANIFEE CA 92585
Entity Mailing Address:
29045 WAYFARER RD
MANIFEE CA 92585
LLC Management
Member Managed

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

As well as the California AG’s Office:   http://oag.ca.gov/

30141 Antelope Road, Ste D-781
Menifee, CA  92584