844-326-2992

I received a call stating I owed $427 for an online loan. This is a scam!!!

A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.

The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:

* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.   ["Written" means snailmailed ... not emailed or texted]

Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection

Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.

IF you wish to communicate with the supposed collector / creditor, visit  the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/

If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

My 8 year old daughter had multiple phone calls from 844-326-2992. No messages were left and no caller ID (Company name/person calling) was on her phone, just the listed number. I called the number and received a message stating that it was an attempt by a debt collector to collect from an outstanding balance from Check -n- Go & Allied Cash Advance. My daughter has had her number for a few years now and I know she has not taken out any loans from Check -n- Go or Allied Cash Advance.

Bill collectors calling a business!  Sorry but we know what we owe and to who we owe it.