844-515-1207

Denise called me from "U.S.C. Legal Processing," a company that I cannot find online, and stated that I had a debt with Lazer Lending, LLC from March of 2011 (over four years ago).  I have never heard of Lazer Lending, LLC, and did not "receive" money from them.  They knew my current last name (I have been married for over two years), the last four of my SSN and the last four numbers of my bank account.  Denise then transferred me to someone else.  After telling them that I had no idea who this company was and that I work for a law firm, they put me on hold for over 15 minutes and then it mysteriously hung up.  Beware!

stating I owe debt.

They call me today n told me the same thing that i owe a company back in 2010 n that i was going to recive court papers bc i being sued but i settle 367$ with them this will hold my case until i make the next final payment

did they send any papers?

did they send any papers?

Said they had old payday loan on me and I owed 200 for it or they was going to take legal action and sue me for 3000 dollars.

There are no papers, no legitimate process server calls you up in advance and tells you he or she is coming by.  Block and ignore these calls.

Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt Collection Practices Act.)  The same goes for endless telephone harassment

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

You'll probably have to yell at them and talk over them.
You have to get tuff with these people because,  being akin to thugs, brute force is (metaphorically speaking),  the only thing they understand.

Lazer or Lazar Lending is a commonly used phantom or zombie creditor.  It has no more reality than that USC Legal processing.  Ignore and block the calls.  CLear debt scammers.

After hours robo-greeter IDs them as the payment processing departmetn for "Universal".  No idea what that is.  CLearly a scam.

Just received a call today from a. Daniel parks from The processing center +1 (844) 515-1207 said I owed a payday loan from 2011 (never took out a payday loan) had my ssn and knew some personal things about me said I had to pay 498.11 to them otherwise I would get court marshaled he because agressive on the phone with me then hung up

Had some one call claiming to be with PCH legal, and calling to collect a debt that the collector deemed me able to pay and choosing not too. They said the loan was taken out in april 2010, and deposited on a net spend card. Neither of which happened.! And the address they claimed i used on loan was not the one I lived at, at this time. They threatened a law suit and charges of bank fraud being brought against me if I didnt get this paid. two weeks go by, and they didnt get their money like they were expecting, so they called back and told me that the documents pressing charges were being sent to their legal team and they would file with the county I lived in. And a warrant would be issued for my arrest. Other numbers they used were 855-207-9705 and 855-256-7438 and Tracy was the name of person that called me....And two other names they used THE processing Firm and CP Investors

Received a call from 844-515-1207 and from 855-208-3634  from a man claiming to be mark rivers and he said he was with the processing firm.  Would not give me  information about a creditor he was calling on behalf of.  He said he could collect $200 for payment in full of a loan I borrowed in 2010.  He said he would give me a chance today only before they take court proceedings.  He stated the name of creditor was Vin capital LLC.  Unable to find address or legit number.  He said he wouldn't be able to send me a validation notice.  He also said he was not allowed to give his business address.  Just that he was in Virginia.

So many things wrong with that.  he can't give you an address because he doesn't want to be arrested for extortion.  He can't give you any information because it is all made up.  As to the not being able to send a validation notice:

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  https://800notes.com/faq/attorney-general

All of the same SCAM! Other phone numbers used are: 610-628-3537
610-628-2523.   855-208-2679. 855-207-9745. "Document processing center" sure ok😂 Call your local police departments!

I received this exact same phone call with the exact same details. I asked for all the information to be sent to my email and never got a message. When I tried calling back I realized it must be a scam. BEWARE do not give any more info to these people

I just got a phone call today from mark rivers as well said I took out a loan in 2010 and he would accept $200 if I didn't pay today they will sue me. But can't give me no information at all. For one I've never taken out any loan nor do I even have a bank account

Got a call from a woman stating she was calling to collect a debt I supposedly had taken out in 2010 for herba life. And I did not take out anything from that company I hadn't even heard of it before. But like some of the previous comments they knew my name my last four of my social and the last four of my bank account. They said if I didn't settle the "debt" of 300$ they were suing me. I told them when I get papers and proof that I owe this debt I'll pay it till there is proof I won't be paying it. So send someone to my home giving me proof send me a letter till then I'm making a report to the police department. Have a nice day. Haven't heard from them since. Never got a notice or anything.

If they are in possession of any active account numbers you have , make sure you change them out quicktime!  No telling what they might do with that information.

I did. I let my bank know what was going on and it's frozen till I can get a new card. They called back and I told them well when I get paperwork i'll dispute it. because i'm not even sure what Herbalife is. so i'm waiting to see if they send me an email. they said they were through cardinal processing. haven't even heard of that.