844-589-1225

Called me about a so called bill from 2007, past statue limitations and wants $5000.00. Crazy talking about going to garnish my check. Not even mine.

Telling me i was the point of contact for a family member, untrue

said civil case and I had to pay 4000 but they negotiate to 800 and pay by email only

They called me for a bank account closed 2008. They said I owed $6000. I said it was fraud. Said they could reopen accounts to collect in Texas whenever. Statute of limitations do not apply in Texas. Called the bank and they did not find any collections records and said it was a scam

If you owed a bank from 2008 the bank would have been in contact long, long ago. They certainly would not have waited 13 years to send a debt collector after you.

Exactly. When I called the bank, they found no record of me. I even told the "collector"  that I never got a collections call or letter. Why would they wait  so long. I left this bank in good standing and signed up with another. The bank agent told me that I would not have been able to go to another bank if I was in arrears (had a negative balance). with another. I had never had a credit line or credit card through them.
The fraudsters gave me a case number of the "lawsuit" not knowing all cases are recorded publicly and can be looked up. NOTHING.
The idiot fraudster said that she was able to go to the DMV to pull up a copy of photocopy my actual license. Impossible and illegal. Only cops and governing bodies have that ability.
I was referred to the credit counselor by a mortgage lender.
I believe that my information was then sold to a 3rd party by a "credit counselor."
Not even a week had gone by after I submitted my info to this counselor, I get this random call treating to ruin my credit and asking for $6000. Total extortion.

These clowns called today about a card that I had about 20 years ago lol .. It had a $500 limit on it when I received it.  They are trying to tell me that I am being sued unless I pay $14,000 .... Watch out folks, these research stuff, call family members and try to make it as legit as they can.  I'm a bit too smart for their tactics though.  They need to see a prison cell for a few years

They could not legally sue you in any state on a debt that old.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

They called and asked me to contact a family member of mine to notify them and that if he didn't make contact today, then they would move forward without his acknowledgment

got a call from someone claiming Anderson & Associates needed to speak to a family member about a civil complaint and if we didnt reply in a day they'd proceed with charges, sounds like a load of BS and I wont be replying to it.

Jim called and said I had until close of business to contact Anderson and Associates regarding a civil matter. When I called the number it went straight to voice mail. I hung up
The are scammers trying to trick you

Got a call from these fools. Called a family member with the same b.s.. Blocked my number and called, nothing.

A family member left a name and number for me to call back. Jason from Anderson and Associates 844-589-1225 . They gave a file number and said it was “notice of intent to advise of civil complaint. Spoke to a lady saying that bank of meridian is trying to get money from a credit card that was not paid in 2001. And someone did make payments for 5 years but stopped. I know owe 9,000 and she said that maybe a family member had this card and that was common. She knew my social security number, previous addresses, car in my name, and said the by November 1st someone will be serving me to show up in court!

I got just about the same type.of call, said it was a civil suit and if they didn't comply they were moving forward.
I called number and they asked me to verify last 4 of ss# I told them I would not and was informes I dis not have to provide them with any information the guy said fine and hung up.

Has anything happened since this call??????

Of course not, just read the other posts to see it is a scam trying to scare people into paying old debts that might not even be real.

Interesting that you read down that far but somehow missed the post that provided you relevant information and also links to Federal and State Agencies where you could take the time to learn even more.

Thank you

I had a car repossessed 20 years ago, Johnson Anderson is saying I owe them 40,000 the car wasn’t even worth 20,000 in 2002. Do anyone know if this is a scam

When I want to learn something I read.  In this case you should have read past the first post.  I doubt that you will be back but I hope you will.