844-699-1448

"Document Processing" Scam, called from multiple numbers.

Weird lady with thick Asian accent calling about document processing. Called my family members too.

A lady with a thick accent that I could barely understand (possibly Asian) called me from a different phone number that is local to me (might have been spoofed) and left a message for some guy I don't know to call this 844 number and also left some alleged case number to refer to. Other than her saying it was a time sensitive matter, I couldn't understand what this was regarding because I couldn't understand her accent. My guess is it's some kind of phishing call because I have had my phone number for 15 years and have never heard of the person she claimed it was regarding.

This is a message from SBS is intended for (Name) Is a courtesy call to advise you that paperwork regarding your file is Being prepared to be sent out tomorrow, and you will need to Be available to sign for the delivery. If they are unable to reach you at a home address, they will try to reach you at a verified place of employment. In order to reschedule you need to call an agent at the phone number 844-699-1448, 844-699-1448 and the reference case # is, 572–00449 again Five 70–0044 Advise that this is time Matter It's very important that we hear back from you Today,  thank you…”

Received message - This is a urgent message and you they will they will attempt to reach at your verified place of employment to rescheduling is going to be sure to death and it's 844-699-1448 in a case number *******. This is a time sensitive matter and it's very important that they heard back from yesterday.

Keep calling

To prevent further escalation of this matter call 844-699-1448 ,left case #. Documented ny some Financial service that I have never heard of. Texted once, called twice. Blocked number.

I just got the same text.  They called me and my ex husband the other day too.

Caller with heavy Asian accent, looking for my son.  FVS. (FILE VERIFICATION SERVICES)?? Important papers being process.. saying he needs to contact the issuing agent.. at this num844-699-1448.. she called from  757-909-8043..

Keeps calling/texting to contact them to prevent escalation regarding your file regarding verification file services on behalf of Central Management. If I do not contact them they will reach out to my place of employment.  When they did call my place of employment, I told the woman to stop calling me and my ex husband and to not call my place of employment again.  The woman starting yelling at me so I hung up.  I did some research to find out that they are pretending to be a process server and if you send them money they will make your case file go away.

Same sort of text message saying call to prevent escalation when I called they asked for the case number when she started asking pertinent questions I stopped her she yelled at me and hung up

I have received and various family members have received a call from this number and it was a like everyone else has been saying an Asian woman who has a heavy accent and gave me a file number and said that I needed to call back ASAP and that time was running out and that the next steps would be taken and I also received a text message which have the words are not spelled correctly from the same the same business and they also text my family members and I think stuff like this if it's a scam it should be illegal.

Just called me stating they were looking for my father they had a document that needed to be delivered. They had his old address that was correct but moved somewhere else. they told me it was a complaint that was sent from an agency FBS. They gave me a this number to give him with a case number. She even asked me to read it back to her. Stated it was time sensitive. She was really persuasive she almost got me. Neithless to say I didn't relay the message to my elderly father. The lady stated her name was Victoria but she had a heavy accent.

SCAMMERS WITH ROTATING NUMBERS AND EMPTY THREATS

Avoid these bottom-feeders at all costs. They called me from a local number and told me to Central Financial Management at 877-519-0982, but change their number like roaches scattering under light- Other #'s I found associated to Central Financial Managemtn-877-662-0695, 888-592-6579, & 888-485-9312.  They claimed I had an old loan and that a so-called “client” named ASSured Financial Partners was suing me and a locator was out on the field to "locate me" to serve sealed documents- Total lie — They said they made the attempt- another lie, due to me having a camera system set up all around my house and the alleged debt is past the statute of limitations. They threatened wage garnishment and property liens anyway. Illegal scare tactics from amateurs who clearly don’t even know debt collection laws

I called Assured directly — no answer. Sounds like either they’re fake or in on the scam. These losers inflate balances, falsify dates, and rely on fear to get desperate people to pay up. I dare them to take me to court — they know they wouldn’t win. What a joke.

If they contact you, don’t give them a dime. Demand proof. Do your research. These clowns need a new hustle, because they suck at this one.

Assured Financial Partners | BBB Business Profile

Better Business Bureau
https://www.bbb.org › ... › Corona › Financial Services
Assured Financial Partners. 11810 Pierce St STE 100 Riverside, CA 92505-5173.
Address found on google-looks like an actual office (google maps vs other location it gives)

Assured Financial Partners
420 N McKinley St STE 111-624
Corona, CA 92879-8099. - post office location.

What Happened
Scam Alert: Call came from a local number, claiming to represent Central Financial Management.

Numbers Associated:

877-519-0982

877-662-0695

888-592-6579

888-485-9312

False Claims:

Alleged old loan with Assured Financial Partners as “client.”

Threats of lawsuit, locator out to serve papers, wage garnishment, and property lien.

Said attempts were made to serve you — disproven by your home camera system.

Tactics:

Inflated balances, falsified dates, scare tactics.

Violates FDCPA (Fair Debt Collection Practices Act) and likely state laws.

Reality Check:

Alleged debt past statute of limitations (time-barred → not legally enforceable in court).

Threats of legal action in such cases = illegal.

Verification
Assured Financial Partners (AFP) shows:

Address on BBB:

11810 Pierce St STE 100, Riverside, CA 92505 (actual office building).

Alternate listed address:

420 N McKinley St STE 111-624, Corona, CA 92879 (postal center).

Unanswered calls to AFP → raises red flags (possible real company name being spoofed or complicit).

Legal Violations
Threatening Legal Action They Cannot Take → FDCPA violation.

False Representation of Debt → FDCPA violation.

Time-Barred Debt Threats → FDCPA violation.

Failure to Provide Written Validation Notice (required within 5 days of first contact).

What You Should Do
✅ Document Everything

Save call logs, numbers, and any voicemails.

Screenshot your call history and camera footage showing no server arrived.

✅ File Complaints

CFPB: Submit Complaint

FTC: Report Fraud

State Attorney General (CA): File Here

BBB Complaint against Assured Financial Partners (if complicit).

✅ Cease & Desist
Send a Certified Mail letter demanding no further contact unless they provide written proof of debt validity. Include:

Name, date, reference to FDCPA, and demand to cease communication.

✅ Do NOT Pay or Share Info

Never give banking info, SSN, or personal details.

Do not admit the debt exists (even verbally), as it can restart the statute clock in some states.

1. Why this smells like a phantom debt scam
The behavior you described—spoofed/rotating caller IDs, urgent claims that “sealed court documents” are en route, threats of lawsuits/wage garnishment/property liens on an old (time-barred) debt, and name-dropping a legitimate-sounding third party to gain credibility—tracks common red flags the CFPB and FTC warn consumers about in debt-collection scams.
Consumer Financial Protection Bureau
Federal Trade Commission

Collectors must provide basic “validation” info (name of the collector, creditor, amount, and how to dispute) during the initial contact or in writing within five days; refusal or evasion is a warning sign.
Consumer Financial Protection Bureau
California DOJ

False threats of legal action, wage garnishment, liens, or arrest—especially on debts that are time-barred—are unlawful under federal & California debt-collection laws and have been the basis for recent enforcement actions.
California DOJ
Protection For Consumers
Federal Trade Commission
Upsolve

2. Verified business info for Assured Financial Partners (from BBB)
BBB lists two addresses for Assured Financial Partners:

420 N McKinley St, STE 111-624, Corona, CA 92879-8099- not BBB accredited.
Better Business Bureau

3. Immediate action steps for you
1. Do not pay or share personal/financial data until the debt is validated. Demand a written validation notice identifying the debt, original creditor, amount, and proof the collector has authority to collect. Send your request in writing (certified mail, return receipt).
Consumer Financial Protection Bureau
California DOJ

2. Require licensing details. In California, consumer debt collectors must be licensed by the Department of Financial Protection & Innovation (DFPI) under the Debt Collection Licensing Act and must provide or display their CA debt collector license number when requested and in written/digital communications. If they won’t provide it, that’s a major red flag—report it.
DFPI Buchalter

3. Log every contact. Capture date/time, incoming number, caller name/alias, what was said (especially threats), and save voicemails/screenshots. Thorough documentation strengthens complaints and potential claims. (Good practice; see enforcement matters where detailed consumer logs helped halt phantom collectors.)
Federal Trade Commission
Federal Trade Commission

4. Challenge any threats of garnishment or liens. In California, a collector can’t garnish wages or pursue similar remedies without first suing, obtaining a judgment, and following proper legal process (limited exceptions like certain federal debts). Misrepresenting that authority is unlawful.
California DOJ
Protection For Consumers

5. Consider the statute of limitations (SOL). Threatening suit on a time-barred debt can violate debt-collection laws; document any such statements.

6. File complaints (attach your call log, recordings, and any written material):

BBB (helps create a public record + notice to the named business).
Better Business Bureau

CA DFPI (licensing regulator; flags unlicensed or abusive collectors).
DFPI

CA Attorney General Consumer Protection (state enforcement of debt-collection abuses).
California DOJ

CFPB (federal intake & routing; used in many FDCPA actions).
Consumer Financial Protection Bureau

FTC (tracks & prosecutes phantom debt schemes; recent actions shut down operations using similar intimidation tactics).
Federal Trade Commission
Federal Trade Commission

4. Short public warning / review (punchy; consumer voice)
Warning: Possible Phantom Debt Scam Using “Central Financial Management” Name & Claiming Affiliation with Assured Financial Partners
Got multiple calls from rotating local numbers telling me to call “Central Financial Management” (877-519-0982; also heard 877-662-0695, 888-592-6579, 888-485-9312). Caller claimed a “client” called Assured Financial Partners was suing me and had a locator trying to serve “sealed documents.” I have exterior cameras—no attempts were made. They also threatened wage garnishment and property liens on a debt that’s past the statute of limitations. When I pushed for written proof and licensing info, they stalled. Classic phantom-debt scare tactics—don’t pay a dime without written validation and proof they’re licensed. Verify any real debt directly with the named creditor. Report these calls to regulators.
Consumer Financial Protection Bureau
Federal Trade Commission
California DOJ

5. Formal complaint narrative (fact-driven; paste into BBB/CFPB/AG/DFPI forms)
Subject: Suspected phantom debt collection & impersonation—Central Financial Management invoking Assured Financial Partners.

Summary of Events: Beginning on/around [insert date], I received repeated calls from various local-looking numbers directing me to contact “Central Financial Management.” Callback numbers provided included 877-519-0982, 877-662-0695, 888-592-6579, and 888-485-9312. Callers stated that a “client” named Assured Financial Partners was suing me on an old loan and that a “locator” had attempted personal service of “sealed legal documents.” I maintain exterior video surveillance; no service attempts occurred. The callers further stated that wage garnishment and property liens would proceed regardless of service.

Validation & Licensing: I requested written validation of the debt, the name of the original creditor, amount owed, and proof of the caller’s authority/licensure. To date I have received no written validation notice (required within 5 days of initial contact) and no California debt collector license number. Under CA’s Debt Collection Licensing Act, collectors must be licensed and provide their license number when requested.
Consumer Financial Protection Bureau
DFPI Buchalter

False / Misleading Threats: Threatening wage garnishment or liens without a court judgment (and where the alleged debt appears time-barred) is a prohibited, deceptive debt-collection practice under California and federal law; regulators have recently taken action against collectors using similar intimidation tactics.
California DOJ
Protection For Consumers
Federal Trade Commission

Potential Impersonation / Misuse of Business Name: Because the callers referenced “Assured Financial Partners,”

BBB shows Assured Financial Partners with addresses at 420 N McKinley St STE 111-624, Corona, CA 92879-8099

Requested Resolution:

Determine whether the callers are licensed to collect debts in California and whether they are authorized to collect on behalf of Assured Financial Partners.

Require production of a written validation notice and account documentation.

Investigate and take enforcement action for any violations (false threats, unlicensed activity, failure to validate, misuse of business identity).

Cease further collection contact unless and until validation is provided consistent with law.

6. Want to escalate?

A debt-validation / cease-contact letter (California + federal language).

A regulator complaint packet with checklists & evidence log template.

A short script for when they call again (to capture required disclosures).