844-734-9632

He has been threatening me with credit card debt I have no idea
No physical address only 843-618-2143 or OHIO contact 844-743-9632

Whenever someone tells you that they are a "lawyer", the first question you should ask is what state(s) they are registered in and their BAR number for that/those state(s).  Then go to that state and check them out.

Criminals are masquerading as debt collectors in an attempt to extort money from people by scaring them into believing that:
a.    You are going to be sued and it will cost you lots of money when they allegedly “win” their case.
b.    That they are about to file criminal charges or that you will be criminally charged (they use the bad check or hot check claim a lot) and go to jail.
c.    That they will take away your driver’s license.
d.    That will garnish your wages without actually being suing you, going to court, or even winning a case and obtaining a judgement followed by a judge’s consent to the garnishment.  They also claim that your wages will be garnished in amounts far above all legal limits.

One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money.

They will use the words “Mediator”, “Arbitrator”, “Law Office” or claim that they are a “Lawyer or Paralegal” to make you believe that they are something other than a debt collector want-a-be and that they don’t have to follow Federal and State collection laws, even though they do have to follow those laws, but they won’t.  They also tell you that if you fail to call them back you are "waiving your right to council", which is pretty much nothing but hogwash.

They claim they are officers of the court, or that an officer will accompany them, or even that they are sending officers to arrest you.  All hogwash.  They tell you to lock up your dogs and guns for “everyone’s” protection.  More hogwash.

They use the phrase “govern yourself accordingly” a lot, something they should do themselves.

They mention that they have received a Fax document, to create the sense of urgency and tell you that they are a “process server”. This is simply ruse to get you to call another number where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.


It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

They keep calling and threatening me that my husband will have warrants for his arrest from an old AAron accouterments that we have not had in 4 years...

They ID themselves as Cohen, Daniel and Moss LLC but they are spoofing a legitimate personal injury law firm.  Note the pattern of threatening arrest in the collection of civil debts , which is a violation of FTC rules and is a state crime in some jurisdictions

But, I suspect that this is:

Lombardo, Daniels, & Moss LLC.

Supposedly an LLC operating in North Carolina.

See:  https://www.aihitdata.com/company/01674192/LOMBARDO-DANIELS-MOSS/overview
http://www.lombardodanielsmoss.com/Contact-Us.html (Not working)

BBB:
(888) 640-0274
Lombardo, Daniels, & Moss LLC.
PO Box 562104
Charlotte, NC 28256-2104
Additional Phone Numbers
(877) 694-1839
(866) 783-3213
(844) 260-6571
(877) 211-9342
(601) 602-5458
(412) 900-9720
(912) 712-0409
(404) 585-7000
(716) 906-4298
Additional Website Addresses
http://lombardodanielsmoss.com

BBB File Opened: 07/22/2014
Business Management

Principal: Mr. Charles Russell Montgomery III, Organizer/Member
Contact Information

Ms Susan Murphy, Office Administrator
Principal: Mr. Charles Russell Montgomery III, Organizer/Member
Business Category

Collection Agencies

Additional Information

BBB wants to inform consumers that the Fair Debt Collection Practices Act (FDCPA) outlines prohibited behavior when companies are attempting to collect a debt and outlines specific rights for consumers. BBB advises consumers to become familiar with their rights under the FDCPA which can be found at the following link: http://www.ftc.gov/os/statutes/fdcpa/fdcpact.shtm.

F  BBB Rating

Reviews & Complaints

Additional Complaint Information

BBB files indicate that this business has a pattern of complaints concerning the billing and collection and customer service areas. Specifically, complaints are alleging that company representatives reported to consumers the following:

- Threatened consumers with arrest.
- Indicated the District Attorney had been contacted.
- Stated the case had been filed with the Attorney General's office.

On December 1, 2016, Lombardo, Daniels, and Moss LLC was informed of this concern and invited to discuss the pattern of complaints and determine ways in which the pattern might be alleviated.

As of this date, there has been no response from the company.
________________________________

Per records of the Secretary of State of NC

Legal:     Lombardo, Daniels & Moss LLC

Limited Liability Company Information
SosId:    1482371
Status:    Current-Active
Annual Report Status:     Notice Sent
Citizenship:     Domestic
Date Formed:     11/20/2015
Fiscal Month:
Registered Agent:    Montgomery, Charles Russell, III

Corporate Addresses

Mailing:     9700 Research Drive, Suite 127-A
Charlotte, NC 28262
Principal Office:     9700 Research Drive, Suite 127-A
Charlotte, NC 28262
Reg Office:     9700 Research Drive, Suite 127-A
Charlotte, NC 28262
Reg Mailing:     9700 Research Drive, Suite 127-A
Charlotte, NC 28262

Company Officials
All LLCs are managed by their managers pursuant to N.C.G.S. 57D-3-20.
_________________________
In any event,

Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt Collection Practices Act.)  The same goes for endless telephone harassment

Note that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question.  As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes.  The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact "own" the debt in question.  Most do not send debt validation letters and many often say they are collecting for someone else.  So, make the complaint anyway if they are bothering you.  Let the FTC sort it out.

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

You'll probably have to yell at them and talk over them.
You have to get tuff with these people because,  being akin to thugs, brute force is (metaphorically speaking).   the only thing they understand.

They have called my dead step father and my old home phone stating they have a civil and criminal complaint at the county. They will be serving me at my residence and place of employment.

Wanted to know what i could pay in restitution on an old bill or they were going to take me to court for double what was owed on an old bill from 10 years ago

There are only a few states with statute of limitations that are 10 years or more.  Both CWG40 and I have posted the information you need to know, to do, and to report.