844-874-7002

they are saying they are serving a summons

Legitimate process servers do not call to warn you, or to get money from you to stop the process.  They will deliver the notification without warning.

(Here is more info than you really need on process serving:
http://en.wikipedia.org/wiki/Service_of_proce ... nited_States.29 )

More info:
http://www.bbb.org/blog/2012/03/beware-bogus-process-servers/

Also, if you were threatened with an "arrest warrant" via a phone call or email, read this:
http://news.uscourts.gov/warning-arrest-warrant-scam

"The warrant is phony. A valid warrant would not be served by fax or e-mail. It would be served in person by a U.S. Marshal or other law enforcement officer."

"Anyone receiving a fake arrest warrant should contact the FBI or the district U.S. Marshals Office. If there is any question regarding the authenticity of a warrant, contact your district clerk of court."

Definitions, if you need 'em:
* A =summons= is an official notice of a lawsuit. It is given to the person being sued (the defendant).
* A =subpoena= is a court order. It requires someone to come to court, go to a deposition, or give documents or evidence.
* =Papers= is a word sometimes used by scammers, as a scare word.  Legal documents can be sent via Certified mail. A courier is not absolutely necessary, although  the Sheriff, Constable, or a Bonded Licensed Process Server might be used.  Such people will have appropriate ID.

Complete scam. Beware of any private or unlisted numbers. Big red flag. These people are not affiliated wither the courts in any way, shape or form. These are junk debt buyers with unactionable accounts. Patricia, sweetie, find a new line of work (especially if you work on commission).