855-269-1431

I received a call form this number threatening a law suit. Mr Rameriz states he was going to send my file to be processed if I did not comply to paying him a lump sum of money today.

Received this voicemail from an "Unknown" number.
"Good afternoon this important message is for the individual by the name of Joe called Mr. Cole my name is Tina contacting you from process service dispatch. I'm contacting you today Sir in regards to the status of your court ordered summons. At this time your file has been sent over to my office reported as a failure to be served. We do not have a verified address to have you legally served therefore you are in jeopardy of missing your court date. If you do not contact the issuing office to schedule a specific time and location. Have your-summons delivered. We will be taking the next course of action against you contact number at area code 855-269-1431. Reference case number 201529512. Thank you and consider yourself notified."

A scam.........they tell you that you owe a debt to try and obtain your credit card number.

YOU CANNOT BE "NOTIFIED" OVER THE PHONE!  Any court has the ability to find your address to serve you, they also call and say that they are a sheriffs office.  This company will tell you that you owe a debt and that they will settle with you for a small portion but only if you immediately pay it over the phone by credit or debit card---if you fall for it they now have your information and will clean you out.  Anybody with an ounce of common sense can immediately tell it is a scam, so this information is for those of you without any common sense ;)

These people called me in NC trying to find my grandson in FL.   They represented themselves as the Martin Cty Sheriff's dept saying they had been to his home three times as they needed him as a witness in court.   I called my son with all the info and he told who they were and my grandson was already working on it.   They are a collection agency in Calif.   Called them back and now have a call into the Martin Cty Sheriff's dept to report them.

Demand a debt validation letter be sent to you by US mail.  E-mail no good.   Of course they won't do this, so simply block their calls and ignore them.

ID themselves as Lowry (or something like that) Legal Group.  No idea where they are located and they become combative if you push them with any questions.  Clearly a debt scamming operation.

I just got the exact same call! It's a scam all the way

Had same phone call from a woman regarding a summons to court.  Gave me the same phone number to call in legal department. Man answered.

I had family members receive this type of message, stating they must know hiw to contact me because of our relationship. Sharon Davis contacted my cell phone, as well as 2 family members that don't reside with me. She even stated paperwork would arrive at my address (which she knew) within one hour if she didn't hear back from me. Of ciurse, the paperwork never arrived!

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/