855-271-2602

Claim they will file a legal complaint in court but will not say for what. Secondly it is against the FDCPA regulations to threaten consumers of legal action without them having the opportunity to dispute. These people are frauds and try to collect on payday advance debt that does not exist using scare tactics to pay money you don't owe. a prime example of data mining of peoples personal information being sold. The company is named National

http://www.bbb.org/central-northern-western-a ... -az-1000020602/

May be a phony company.   They call themselves National Litigations in Atlanta.

Received a call from a restricted number on my personal cell. I couldn't answer it because I was on my work phone. Then they called my work number and left an urgent voicemail. It was from "Frank Baxter". He said he had several legal complaints filed against me this morning and wanted to speak with me before he filed charges in the county circuit court. He named my county. He ended the call with "you have been officially served". Then my 87 year old mother called and said she received the same message on HER voicemail about me and then my mother in law called and said the same thing. He called four numbers in about two minutes. He left 855-271-2602 for me to call back and left 855-256-1903 at my mother in law's house for me to call. I called the number and all the representative said was "National" when she answered the phone. She said I took out a loan last year for $1,100. I said I have never heard of that company and then she asked if I heard of another company. I said no again. I said I would be check with the department of financial regulation in my state to see if this was legal and I would check with my bank but I would have remembered a deposit in that amount and then I would call them back. She had to put me on hold to check with the attorney to see if a court date had already been scheduled. She came back said it had not (shocker) and he would waive the fees and I would only owe some other amount. I asked her the name of the company and she said "National". I said the only name of the company was National? There was nothing else in the title? She responded with National Pre-Litigation. I asked where she was located and said the name of my county. Most people would use a city name in my opinion. Then I asked for her address and she said she couldn't give me the address. I told her I had to go into a work appointment and she said I was taking a chance because they may not hold my account.

Thank you for posting this. I was just about to call these people back but decided to check out the number before I did. She was speaking super fast, mentioned something about a compliant with Diane Ortiz, and asked I call back to get an address on file. I will not be calling them...thanks!

1) In many counties, the Sheriff no longer serves the papers.  In fact, I know of NO county in which the sheriff accompanies the "server".

2) How about a citation for that supposed change in the law?  Here, I will give MY citation, proving an uncollected Payday Loan check is NOT "intent to defraud a financial institution":

Some Payday Loan lenders will attempt to convince the borrower that the check they left is fraudulent, and the lender will file a fraud case.  Borrowers should read this:

"It is illegal in most states to write a check knowing that you do not have sufficient funds, with fraudulent intent."
...
"But a Payday loan is different. You know there is no money there. They know there is no money there. If everyone knows there is no money, there can be no fraudulent intent."

http://www.krumbeinlaw.com/non-payment-of-a-payday-loan/

Want more proof?  Read what the government says, here:
http://www.in.gov/dfi/FAQ_-_Check_fraud_.pdf

Lurkers:

Yes, borrowers should pay their debts, but lenders must (by law) follow the correct procedures to collect those debts.  A summary of the Fair Debt Collection Practices Act (FDCPA) is here:
http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act

More information,from the FCC, on loans and how to report debt collector violations:
http://www.consumer.ftc.gov/articles/0149-debt-collection

Recent news, stating the FTC DOES shut down these scammers!
https://800notes.com/forum/ta-a42dc4be97913e8 ... ection-scammers
and
http://www.consumerfinance.gov/newsroom/cfpb- ... -cycle-of-debt/

Better writing skills than most of the shills that come here. But no substance in it.