855-334-9969

855 area code: Toll-free
Read comments below about 8553349969. Report unwanted calls to help identify who is using this phone number.
  • 0
    Tresa Wilson
    | 1 reply
    This caller is saying they are with someone trying to collect a debt but I don't owe anyone. Is this a real number for a company?
  • +1
    BigA replies to Tresa Wilson
    How would we know?  You have not provide on piece of evidence that would trace back to a real debt collector.  "someone" does not help.  This is the best that can be done for you:

    It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

    Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

    First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

    Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

    Also file a complaint with your State Attorney General's office.
    List of State AG’s offices:   https://800notes.com/faq/attorney-general

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