855-339-2913

Received a nasty threatening message from a Scott Fitzgerald

Received a message from them at my job requesting paperwork for Low income income housing in a county I never applied or knew where it was. Then talk to someone by the name of Josh Morgan who tried to get my debit card number. Then spoke to someone who claimed to the boss and he informed me that they are accredited with the BBB. Contacted the BBB of upstate New York who informed that they never hear of this company .Not only that that the number is not registered nor the name or address.

I think it is a scam

Tks,i thought so

Relieved a call today saying they are from the legal department from ts holding saying I'm being investigated for fraud and if I don't call back they will file paperwork with my county. First he couldn't even say the name of the county correct and he paused for three seconds when giving his name! I've received no papers on this so called fraud and the number he gave 855-339-2913 has no buisness associated with it!! Scammers!!

I got a call from this number saying its important n that myself or my attorney need to call them back or they will be forced to make a decision without me regarding a legal matter. They gave me 48 hours to respond. The girl was talking so fast u could barely understand what she was saying n she kept tripping over her words. I did some research n found an address for them thru the bbb n when I googled mapped the address it comes up as an Italian bistro called Amarettos. This is the address I got off of the bbb site: 7170 transit rd buffalo ny 14221.

Here is the link to the bbb site http://www.bbb.org/upstate-new-york/business- ... lo-ny-235980504

They must pick a day and start harassing people. They called me today( Jack Travis) and said they had 2 allegations of fraud against me. When the call came it in is was from a blocked number. If they were a legitimate debt collector they would not block their phone number.

They would also be legitimate if they did not make illegal threats. Debts are civil and not criminal matters.

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

called and left message for a person that has not been her for 20 years!
threatened "formal complaint against social security number", Prosecuting attorneys,

I received a call from this number telling me they have a case file and if I didn't call them back it would be a criminal matter filed with the county.  They even called my job.  I do not owe any money to anyone.  Thank to all the reviews I am reading on this site.  I know it's a scam and not to give out any information.  If I was being sued, I think I would have received something in the mail.  

855-339-2913 now comes up as unified retrieve.  When I looked it up on the web, nothing come up.  This person called my job and now is calling my home again but no longer leaves a message.  I have had this happen to me before.  It's a scam.  I have no outstanding debt, so I know it's just someone with to much time on their hands and does not want to work for a living.

Received a nasty threatening message from a Tom Rinaldo.
Original Creditor: Kemper
Original Account Number:
File Number:
Balance: $1390.00
SS#:XXX-XX-XXXX

Dear ,

    Please be advised that our office is in receipt of your account in the amount of $1390.00. We agreed on a settlement of $695.00 to close out said account.  We are authorizing a payment arrangement of $695.00 to be paid by 02/06/15. Payment must be made by debt, check, credit or pre–paid card with our office. The arrangements are as follows:

$695.00 2/06/15,
    We appreciate your cooperation in resolving this matter.  At this time, your account is considered unpaid and, if this payment is not paid as agreed, we will consider your account CLOSED and arrangements will be NULL and VOID. Once payments are complete, your credit report will be updated to show that the account has been satisfied in full, all claims and allegations have been dismissed.

                Transunion:  1-800-916-8800
                Experian:  1-888-397-3742
                Equifax:   1-800-685-1111

If you have any questions regarding the above referenced arrangement, please do not hesitate to contact our office at 855-339-2913, Monday-Friday 9:00am-6:00pm EST.

Sincerely,

Tom Rinaldo
TS Holdings
TSHOLDINGSDBA@gmail.com

    “This is an attempt to collect a debt; any information will be used for that purpose”
                This communication is from a debt collector.

Read what Alfalfa posted above.

i also recvd a call  for a debt i already paid from a john shcneider or shniederman who messed up and later told me he was mr collins and that he was a litigating attorney but refused to give me his bar code- so thats why i did some digging and found out his REAL name is Chris Janes- their tactics are illegal as can be- first of all when they call and say it's pending for the county --that is a crock!!---if someone calls and says they will be there in hour to serve you if you don't set up an arrangement- laugh in there face and tell them to come on out - anyone that reads this and has been called by these people need to call the New York State Attorney Generals office and report them 1-800-771-7755- if they followed the fdcpa laws it would be a different story - but the way they choose to collect is illegal and needs to stop- they are located at 7170 Transit rd-upper, Williamsville, NY -- the owner is Tommy Rinaldo aka: Tommy Riley who also says he is an attorney..come on  people NOONE  and i mean NOONE can be arrested for a debt...and they don't call you first if your gonna be served...you are just gonna be served..if you owe the debt and they are using these tactics, then record the call, Hire an attorney and sue them and make them pay your bill.. lets close these thugs with there thug tactics down!!!!

i also recvd a call  for a debt i already paid from a john shcneider or shniederman who messed up and later told me he was mr collins and that he was a litigating attorney but refused to give me his bar code- so thats why i did some digging and found out his REAL name is Chris Janes- their tactics are illegal as can be- first of all when they call and say it's pending for the county --that is a crock!!---if someone calls and says they will be there in hour to serve you if you don't set up an arrangement- laugh in there face and tell them to come on out - anyone that reads this and has been called by these people need to call the New York State Attorney Generals office and report them 1-800-771-7755- if they followed the fdcpa laws it would be a different story - but the way they choose to collect is illegal and needs to stop- they are located at 7170 Transit rd-upper, Williamsville, NY -- the owner is Tommy Rinaldo aka: Tommy Riley who also says he is an attorney..come on  people NOONE  and i mean NOONE can be arrested for a debt...and they don't call you first if your gonna be served...you are just gonna be served..if you owe the debt and they are using these tactics, then record the call, Hire an attorney and sue them and make them pay your bill.. lets close these thugs with there thug tactics down!!!!
Caller: toluso and stevens

i also recvd a call  for a debt i already paid from a john shcneider or shniederman who messed up and later told me he was mr collins and that he was a litigating attorney but refused to give me his bar code- so thats why i did some digging and found out his REAL name is Chris Janes- their tactics are illegal as can be- first of all when they call and say it's pending for the county --that is a crock!!---if someone calls and says they will be there in hour to serve you if you don't set up an arrangement- laugh in there face and tell them to come on out - anyone that reads this and has been called by these people need to call the New York State Attorney Generals office and report them 1-800-771-7755- if they followed the fdcpa laws it would be a different story - but the way they choose to collect is illegal and needs to stop- they are located at 7170 Transit rd-upper, Williamsville, NY -- the owner is Tommy Rinaldo aka: Tommy Riley who also says he is an attorney..come on  people NOONE  and i mean NOONE can be arrested for a debt...and they don't call you first if your gonna be served...you are just gonna be served..if you owe the debt and they are using these tactics, then record the call, Hire an attorney and sue them and make them pay your bill.. lets close these thugs with there thug tactics down!!!!
Caller: toluso and stevens

i also recvd a call  for a debt i already paid from a john shcneider or shniederman who messed up and later told me he was mr collins and that he was a litigating attorney but refused to give me his bar code- so thats why i did some digging and found out his REAL name is Chris Janes- their tactics are illegal as can be- first of all when they call and say it's pending for the county --that is a crock!!---if someone calls and says they will be there in hour to serve you if you don't set up an arrangement- laugh in there face and tell them to come on out - anyone that reads this and has been called by these people need to call the New York State Attorney Generals office and report them 1-800-771-7755- if they followed the fdcpa laws it would be a different story - but the way they choose to collect is illegal and needs to stop- they are located at 7170 Transit rd-upper, Williamsville, NY -- the owner is Tommy Rinaldo aka: Tommy Riley who also says he is an attorney..come on  people NOONE  and i mean NOONE can be arrested for a debt...and they don't call you first if your gonna be served...you are just gonna be served..if you owe the debt and they are using these tactics, then record the call, Hire an attorney and sue them and make them pay your bill.. lets close these thugs with there thug tactics down!!!!
Caller: toluso and stevens

i also recvd a call  for a debt i already paid from a john shcneider or shniederman who messed up and later told me he was mr collins and that he was a litigating attorney but refused to give me his bar code- so thats why i did some digging and found out his REAL name is Chris Janes- their tactics are illegal as can be- first of all when they call and say it's pending for the county --that is a crock!!---if someone calls and says they will be there in hour to serve you if you don't set up an arrangement- laugh in there face and tell them to come on out - anyone that reads this and has been called by these people need to call the New York State Attorney Generals office and report them 1-800-771-7755- if they followed the fdcpa laws it would be a different story - but the way they choose to collect is illegal and needs to stop- they are located at 7170 Transit rd-upper, Williamsville, NY -- the owner is Tommy Rinaldo aka: Tommy Riley who also says he is an attorney..come on  people NOONE  and i mean NOONE can be arrested for a debt...and they don't call you first if your gonna be served...you are just gonna be served..if you owe the debt and they are using these tactics, then record the call, Hire an attorney and sue them and make them pay your bill.. lets close these thugs with there thug tactics down!!!!
Caller: toluso and stevens

i also recvd a call  for a debt i already paid from a john shcneider or shniederman who messed up and later told me he was mr collins and that he was a litigating attorney but refused to give me his bar code- so thats why i did some digging and found out his REAL name is Chris Janes- their tactics are illegal as can be- first of all when they call and say it's pending for the county --that is a crock!!---if someone calls and says they will be there in hour to serve you if you don't set up an arrangement- laugh in there face and tell them to come on out - anyone that reads this and has been called by these people need to call the New York State Attorney Generals office and report them 1-800-771-7755- if they followed the fdcpa laws it would be a different story - but the way they choose to collect is illegal and needs to stop- they are located at 7170 Transit rd-upper, Williamsville, NY -- the owner is Tommy Rinaldo aka: Tommy Riley who also says he is an attorney..come on  people NOONE  and i mean NOONE can be arrested for a debt...and they don't call you first if your gonna be served...you are just gonna be served..if you owe the debt and they are using these tactics, then record the call, Hire an attorney and sue them and make them pay your bill.. lets close these thugs with there thug tactics down!!!!
Caller: toluso and stevens