8554250083

This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this,  all for an alleged or nonexistent debt.  One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying.  They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

I got the same call and months ago they called my mom who is a senior citizen, i told them to not contact any family member and because i was a victim of fraud in the past i will only communicate via mail, the it was ok well the server is on s way o your house. of course no one showed up. so a few months have gone by, then they start calling again, now they called my husband, i called them up and spoke to a mr padilla, who said " we didnt contact your family members" I told him the federal credit rights act, and they are not to contact me or family members again over the phone, he wanted to verify my birthdate and i told him I am not verifying any personal information, because when I did that 3 months ago I got tons of calls for payday loans, and recent I am a victim of ID fraud and everything is frozen so I was told not to give out any info over the phone not even confirm my ss or birthday, mr padilla said well the process server will be at your house today, I said whatever you guys said that months ago... i aint paying a dam thing over the phone nor confirming anything, you are hereby to notify me only by mail, mr padilla said good day and hung up. I called back asked for his supervisor, they transferred me back to him i told him gee i guess you hung up on me, whats wrong mr padilla, you didnt let me finish telling you and your company to not contact me, now you have been notified, he said the server is on his way, i asked for his supervisor he said there is no one higher than him, so i told him good so you can be advised I told YOU not to contact me by phone, he got attitude and said good day maam have a good day, I told him oh honey I am having a great day and you need to have a great day too, ass!! lol... on a side note, my sister used to work for a collection agency, they have a script the read from and they will say the process server is in route to try to get you to pay out of pocket over the phone. its a scam,  !!

I got call from same lady except she claims I owe 2900 for a credit card and said the company tried to get ahold of me 60 days ago and it is pending litigation. I told her to let them sue because I don't owe for ant credit card.

I have been paying 50 dollars for the last year ! How do i stop this?

They called my job and left a message for me to call them back or they were going to send someone to serve me legal papers, I called and they said they had sent my several letters to settle a debt. I told them I never got anything, turns out they didn't have my apartment number so they said they would work with me and give me to the end of the month to pay 500. With the shame of getting this call at work and the fear of being taken to court I agreed, now that they've taken their money I find the site! Please be aware! I'm upset I was scammed but it's a lesson learned

Julie Anderson scammed me out of $500.00 and then tried to clean out the money left on my old debit card.she had said she was collecting for an old credit card i used to have,Imagine MasterCard.it is a scam!

This still continuing, they had my wife so scared, she paid it, but did not sign the agreement, so this guy Tom Barnes threatens me, and said that he is filing criminal charges since my wife used my credit card without my authorization and then told me to do the same, sure, that's gonna happen, this guy is very nice at first but once u call him out on it, he turns into a complete ass. 2 phone #'s 844-820-4612 and 702-852-4612

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

https://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I received a call from a carrier on 4/10/17 notifying me that I would be receiving a package the next day. Caller wanted to know if I would be home.  I said no that I would be at work.  She gave me a reference number and a phone number to call 877-262-4380.  I called the number and was connected to attorney Greg Williams that represents Citibank.  He gave me his personal cell phone number  (909-294-6574) that I could email text or call anytime.  I unfortunately gave a large sum of money to him because I knew I owed the debt that he was speaking of.  Greg said that I would get an email from Garrett Montgomery with Citibank.  I did receive the email from rightsignature.com.  I DID NOT sign it, thank the Lord.  I did research after the fact and could not find him or his firm anywhere, also the company that showed on the payment taken was Harbourside Financial phone # 951-870-7180.  You never get a live person there it goes to the voicemail of John Silva.  I called Greg back repeatedly and texted him, since he said he could receive texts on the number.  He is supposed to be an attorney so I asked him for his bar number.  NO RESPONSE.  I am disputing this charge with my credit card company.  I hope this helps someone from being as stupid as I was.  I pray that my credit card company's investigation gets me my money back!!!

THANK YOU SO MUCH.  This exact situtation happened to my son.  He fell for it but when he told me what he did i immediately had him close his account.  Sure enough it was a scam.  I definitely will be reporting them ASAP. Thanks to everyone who posted their stories.

http://harboursidefinancial.com/ (not  accessible)

Harbourside uses a variety of CIDs when calling.   Serious debt scammers.

Uses 951-870-7180  (which is Secured Source Financing in Corona CA, a known  hotspot for debt scammers)

See:
http://whois.domaintools.com/harboursidefinancial.com
Possible an AKA of this group:
Westpointe Group
BBB:
(844) 669-1650
Westpointe Group
3281 E Guasti Rd STE 700
Ontario, CA 91761-7643
BBB File Opened: 11/20/2014
Business Category
Collection Agencies
This Business Is Not BBB Accredited
Westpointe Group
A  BBB Rating System Overview
**
See:  855-832-4046  800notes, Yoda’s entry dated 27 Jan 2016 .  The number mentions Westpoint or some variation as a CID as well as Harbourside.
_______________________
Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt Collection Practices Act.)  The same goes for endless telephone harassment

Note that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question.  As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes.  The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact "own" the debt in question.  Most do not send debt validation letters and many often say they are collecting for someone else.  So, make the complaint anyway if they are bothering you.  Let the FTC sort it out.

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

You'll probably have to yell at them and talk over them.  Tell 'em  no scammy debt collector is going to push you around.

You have to get tuff with these people because,  being akin to thugs, brute force is (metaphorically speaking).   the only thing they understand.

Got a call from a private number, the woman gave me a reference number and I was told to call 8443788060 and ask for Daniel Padilla. After speaking with him he told me I had 1900.00 owed to M&T bank for a closed account, which I did have that was closed in 2009. He said he would settle for 1100.00. being so long ago I thought maybe I forgot to close the account and it was transferred to collections. I offered 600 and he accepted. I gave him my card number over the phone and he sent an electronic signature link via email. Moments later I realized I've been had by either a scam or someone trying to collect on a bogus debt that was past the SOL. I immediately cancelled my card and fortunately canceling the payment of 600. My bank even said something looked fraudulent.

Just curious to know how this went for you. I too received a call from the people using the same names except instead of citi they said wells fargo?

I see at least 4 posts in this thread that tell you what you need to know and where to learn more and where to report them.  Instead of asking a question of someone who will probably never be back and probably doesn't know any more than you do, why not read and use the information that has already been posted to realize that this is a debt collection/process server extortion scam?

I too went through the same thing so I'm assuming Daniel Padilla is a fraud because so far he has gotten 300 from me for a credit card debt

The same called me
Last night with exactly the same story. They try and create a pressure situation knowing most people have had some sort of debt in the past. My credit report is also clean.  He’s the one who needs to get a real job!