855-486-0893

Said I was being sued for an unpaid payday loan but i have not had a payday loan in over 13 years and it was paid in full

Left a so-called urgent message regarding a file reference case number and stated I needed to call them immediately back to avoid negative escalation at 855-486-0893. The number they left a voicemail from was 910-302-3673. The racket outfit was mentioned to be FSCS.

SCAMMERS

Hmmm....Not sure how you came up with FSCS..was that on the caller ID?  I ask because call back got "TSG" and the rep told me they were a civil litigations service. Perhaps a fancy name for debt collector?  Interesting that we seem to have three different IDs for this caller, LSG, FSCS and TSG.
I could not find an LSG collections nor an FSCS collections.  There is an FCS collections but all the links on the website lead to a 404 error.  TSG Collections, LLC comes up many times; e.g.

Complaints on the BBB site seem to suggest it is a scam.
https://www.bbb.org/us/nj/englewood/profile/c ... c-0221-90204169
Complaints on the BBB site seem to suggest it is a scam.

This site grades debt collectors
https://plaincollector.com/collector/tsg-collections-llc

This site gives the address and registration dates for the company.It has a website link but it doesn't work.
https://www.newyorkbusinessgo.com/company/3519961/

I cannot find a website for TSG Collections, LLC.

If you intend to deal with this company, be sure to follow the advice of the CFPB on what to do when debt collectors call:
https://www.consumerfinance.gov/ask-cfpb/what ... cts-me-en-1695/

16178656986 Deposited a new message:
"The urgent message is intended for James King. This is Katherine James. I'm calling on behalf of FCS in order to verify location information regarding your file that has been placed with our office. In order to complete the verification, you need to contact the issuing agent at 855-486-0893. Reference case number 627-02261. This is a time sensitive matter and it is very important that they hear back from you immediately."

I do not know a James King. Number has called me several times.

Received a call 6/16/26 from 412-228-4962 at 5:41 pm saying they were calling on behalf of Westmoreland County about a legal matter. Told me to call 855-486-0893 to speak to the agent from LCS (somethign like that) with the reference number 681-02140. That this is time sensitive. I did a PA Docket Search for any thing that could have been filed against me. I did the search from 2022 thru 06/16/26 and found only the two files from 2023 that I knew about and I am currently in the process of paying. This is startign to get ridiculous and thinkign about changing my number. not sure it will work. I received another call this morning from a sl;ightly differnt number 412-228-3820 stating the same thing.

They keep calling from different numbers cafe i blocked all bc they keep saying i have a company trying to file a lawsuit against me for a loan that i never took out and have this number to call 855-486-0893 her name was cathy

They are now calling my family members saying they are trying to deliver documents pertaining to a civil complaint. The woman called my niece from (407) 204-9048 and asked her to tell me to call (855) 486-0893 and gave a case number.  These tactics are insane.

Was told a complaint had been made against me and that I was not home to receive the certified letter so now they were using that company to reach out and gave me a number to call the name TSG and reference # said this was a time sensitive matter and I must get ahold of the today.

This appears to be a "Fake Process Server" scam which is often a lead-in for a "Fake Debt" scam.
There are no letters, papers or documents, no court cases are going to be filed and no assets are going to be seized.

The message they leave is intended to instill enough concern in the intended victim that they will return the call.  The goal of the scammers may be one or more of the following:

• They may just be phishing for personal information, under the guise of verifying your identity, so they can use it for identity theft later.
• They may claim that you need to pay "processing fees" before they can serve the papers.  Payment could be demanded through gift cards, cash transfer apps, or by requesting bank account information.
• The scammers might use this as a pretext to a "Fake Debt Scam" and will claim that there is some outstanding "debt" that they are trying to collect on.  The claimed debt will usually be very old (beyond the Statute of Limitations) and a fairly sizeable sum.  They will offer to let their victim settle the debt for a fraction of that amount and avoid being sued in court if they pay then and there over the phone.  They will be very aggressive and try to browbeat and threaten the victim to make a payment.  They will refuse to give any details about the debt beyond generalizations and will also refuse to agree to send any documents supporting their claim, often claiming that they were already sent at some earlier time.

Relatives of the intended victim and even employers (present and past) may be called in an effort to embarrass the victim into calling the scammers to get the calls to stop.

The best course of action is to ignore the calls and not return any call.  If you have any doubts about being sued, call your local courthouse instead and have them check if anything has been filed against you, you will find the lack of results reassuring.
Remember that if you were really being sued, a real process server would not call you or a relative about papers needing to be delivered, they simply show up and serve the papers.

File a complaint with the FTC:  https://reportfraud.ftc.gov/

Then file a complaint with the CFPB:  https://www.consumerfinance.gov/complaint/

Lastly, file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

This 855-486-0893 number keeps calling my family, daughter and me regarding serving papers for an outstanding debt. I called the number back because I got tired of them calling my family. The agent stated that I had taken out a payday loan with advanced something payday loans back in. 2018. I never taken out a payday loan and if I did I would always let them take it from my check. The agent even got my job wrong that I was working in 2018. She told me that they'd tried sending me offers to settle outside of court to my old address. I never received letters of any settlement and if I did they may have gotten lost in moving over the past 8 yrs. The agent advised that a processor is in the field and will be delivering the documents for me to sign today ( July 16th 2026) after 2 pm. Also she mentioned that I can call the number back to litigate through them. I  put the number into Google search which led me to this forum. Reading other people's inquiries that are similar to mine I released that this could be a possible  scam.