855-497-8174

Don't have an acct

Keeps calling twice every day and it's getting on my nerves

Caller ID said Commenity..did not leave message,,we don't answer numbers we don't know so checked 800 notes and see this is a scam. Called GA number,,immediately blocked them!

Nobody there

I received a call from them today. It is Commenity Bank, and they finance my Zales Jewelers card. I had forgot my payment.

If you have a past due payment on a Credit Card, you are receiving this number. Some credit cards are bank issued.

Well I received a message from Patty. She wanted my full name and social. When i asked here for info about where and/or who she was calling for she said a retail store. I told her i did not have retail cards and she INSISTED that she still needed to verify who i was. I INSISTED that she did not and hung up. She also stated she was from Ohio.

A man called and said I missed my department store payment...I knew that I had paid it and he knew about a couple of my other accounts...scary!  I did not give him info.

Received a voicemail from someone claiming to be community bank. I don't have any affiliation with this bank so I contacted the bank directly (a completely different number). The bank representative reported that it was a scam and that they had already received several reports, and not to give them any info over the phone.

They say I need an attorney and I had better call back because this is a recorded attempt to contact me. They have "evidence" against me. Except I don't bank there and own NO credit cards. H&R Block says real legal notices come via certified mail.

I keep getting calls frm this # asking for a person I don't know.

And they will continue to call until you give them an incentive to stop. A certified, return receipt "not me" letter for starters.  Then if they continue to call, a TCPA lawsuit which should get you at least $500 per call. Or, you can ignore this advice and put up with the harassment.  Your choice.

COMENITY BANK

Seems to be a frequent flyer in these pages with a very bad reputation.  Be advised that they are not subject to the FDCPA since they are the creditor.  They may however be subject to state laws.
Web site with contact information:  http://www.comenity.net/comenity/ContactUs/
Now for the interesting part.
BBB page with 1,525 complaints, and 274 negative reviews and they still get an B+ rating (the rating was reduced to an B+ from an A rating and the BBB got rid of 130 complaints and 2 negative reviews so that they wouldn’t have to drop them any further).  What the heck is that all about?  http://www.bbb.org/centralohio/business-revie ... olumbus-oh-6558
They must be paying big bucks to the BBB for that.
Bizapedia has them as a Florida Fictitious name but they are located in Ohio:  http://www.bizapedia.com/fl/COMENITY-BANK.html
Name verified at Sunbiz.org
Other complaints:
http://www.complaintslist.com/banks/comenity/

Looks like they get sued a lot including a class action:
https://eclaim.kccllc.net/caclaimforms/cyc/home.aspx
http://www.law360.com/articles/583738/comenit ... on-in-tcpa-suit
http://www.picchiclasssettlement.com/wp-conte ... -Claim-Form.pdf
https://www.gpo.gov/fdsys/granule/USCOURTS-ny ... 1_13-cv-01002-0
http://law.justia.com/cases/federal/district- ... 4462/414217/72/
http://www.leagle.com/decision/In%20FDCO%2020 ... Comenity%20Bank
https://www.pacermonitor.com/public/case/10101646/Ruiz_v_Comenity_Bank_et_al

They are not subject to the FDCPA since they are the creditor.  However, they may be subject to state laws.  Courtesy of Resident47:
“Several enlightened states restrict the behavior of original creditor collections in ways similar to the FDCPA, usually granting private right of action, meaning the bank's in-house thugs can be sued by consumers. Those states include California, Florida, Pennsylvania, Utah, and Wisconsin.”

Send them a cease and desist letter by certified, return receipt US mail.  Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Also file a complaint with the Florida AG’s Office:  http://myfloridalegal.com/

And the Florida Dept. of Financial Regulation:  http://www.flofr.com/StaticPages/FileAComplaint.htm

People tried calling me yesterday, I orginally answered. They were asking for me with my maiden last name and couldn't pronounce it- didn't confirm with them, I just asked them "what is this regarding" and they refused to tell me it until I told them my name. I just hung up on them. Now they are calling me again today at 8:49am and left a message for me to call them back saying they are from community bank.

1. I don't bank with them
2. If it is a debt collector, I have no debt to collect.
3. Damn fools.

I received a call from this # yesterday AM.  I didn't answer.  They left a voice msg.  When I looked at the caller ID, it showed the call coming from MY WIFE (but instead of her cell #, it said 'Private Number'). The msg was from 'Darius', from Comenity Bank, asking for some female I don't know.  He left a callback #: 1-85-5497-8174, Ext 1226158.  I called VS's Fraud Line and spoke to someone about the whole thing.  She said she would turn it over to their investigators.

Received four or five calls from this number. Did not answer because I didn't know who this was. The voicemail says they need me or my attorney to call. This is a joke. Holiday Scammers are not going to scam me!

received a call - didn't answer - voicemail was left.  Message said they were calling from Community Bank and for me to call back tomorrow only between the hours of noon and 4 eastern time.  Who does that?  Not even a legit collection agency gives you a specific time frame of operating hours. I did not call the number back sounds 100% scam.

Mr. Ruben called and left a message stating that this was an urgent matter and if I did not call him back he would make the decision for me, he never stated what the urgent matter was nor what company was he calling from...   Oviously an scam

call came in from this number (I don't answer calls from unrecognized numbers); they left no message.

Hi there can you please check for balance

You seem confused. This is a scam. Many of the people getting calls do not have "accounts."  And why would you ask poor old 'John fell' about this in any case?  He can't help you.