855-603-3173

I got divorced about 2 years ago. If I knew the company they were trying to collect for I would probably call back since my ex was really good at ignoring debts.

Debt collector Professional Services Bureau, trying to collect a $23.74 medical bill balance from over 10 years ago which was paid by insurance 10 years ago. We have the physical payment records showing it was paid, but they insisted they would not have received the account if the debt was not valid. LOL ... morons. Although they were polite morons.

Its also probably past your states statue of limitations also! Since you have proof its paid, I wouldn't worry to much about it, but I would put them in their place..  They need to provide proof in writing, not phone call, not email, not fax!  And if they are calling multiple times, they are in violation of the laws!

Please do file reports with the FBI, your state attorney general,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

they also have caller ID I called this # back to see who it is and right away and they answered the phone with " hello (my first name) hung up on em right away

Stop calling this phone

Harassing

Unknown number so didn't answer

855-603-3173 —> non stop calling & they never ever leave a voicemail.

For over a year I’ve received their threats of lawsuit, over a debt I do not owe.
Supposedly a Capital One debt, but after calling Capital One and giving me name and SS# they assured me no such debt exists.
Now they’re trying to serve me but don’t even have my phone number (they have my X’s number) never received any mail.
They are Frauds and I’ve reported them to the FTC and can’t wait to see them prosecuted to the fullest extent of the law!

They left a message pretending to be a "courier" trying to get my signature so they can serve me court papers. They threaten to go to your house and place of employment. The lady never even said the name of the business for whom she is calling. I refuse to respond to threats, find a better way to get my attention.

You don't want to give them your attention since this is a scam. REAL process servers don't call in advance.

This is the fake process server scam. As has already been stated: real process servers don't call in advance.

They called my mothers house and left a mssg for me saying that a courier was going to serve legal papers that needed a signature and if they could not get it signed then they would go to my place of employment and the case would continue. I called the number and a lady answered "hello" Said that she had limited information about the case. Said it was a Citibank credit card, gave me last 4 numbers of the card, the dates of charges and the amount. I said where have you been for 5 years as the supposed debt is that old. I asked what address the bills were going to and she gave me one that was 14 yrs old and now has an address for me that is not correct. Told her I now have a Citi Card and if I was deliquent why would they give me another card. She said that is how they make their money. Call them back afterhours and it is a straight busy signal

One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them so that they can scare that person into paying extortion money.  They will usually also state information that would be illegal for a real debt collector to state to department and tell them that you are a deadbeat who does not pay their bills. They often call people that have never even been a third party such as that you are being sued, that you owe money to someone, etc. They threaten that if you do not call them back, they will contact your HR associated with you because they get erroneous information off the internet.

The fake process server/location finder extortion SCAM usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency. They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer). They threaten to serve you at home or at work. They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work. They also tell you that you will need two forms of ID. None of which is true. Process servers do not ever call ahead so that you can dodge them. Process servers get paid to serve papers, nothing else. They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”. Court documents are time sensitive and must be served within a certain amount of time. Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices: https://800notes.com/faq/attorney-general

Called asked my availability to serve me but would not give any info. Called my father looking for him with same file number. Seems sketchy.

Harassment. I’ve reported them to the FBI.

I'm sure the FBI will be thrilled to file another complaint in the round file cabinet on the floor next to the desk.