8556548305

I ask for proof to prevent someone like this company from getting my hard earned money.  If it's a legit bill it - then they wouldn't have a problem with sending me proof.  And a true company wouldn't hang up on you and try to piss you off.   I pay my bills but true bills not fake ones...........

I thuoght just like all of you especially shilling....but i was the idiot...samuel sole and associates aren't a 3rd party collection agency they owns all rights to your debt, civilly they can do whatever it takes to get the money you owe them...i owed 350$...i had a judgment placed with my county clerks office for 3500$...I WISH I WOULD HAVE LISTENED

I  have gotten calls from samuel sole and associates but the number that i have is 877-764-9812 and they had  my information on my payday loans

Not written in ink on paper means it's BOGUS. Go ahead and serve me [***]

The only thing Mike was served was his testies on a plate

if anyone has received a call in which a collector threatens you with legal action, having papers served, or criminal action over a payday loan, please call the NYS Attorney General's office by calling 716-853-8404. Process servers DO NOT call you when they are coming, and this company is not a lawfirm, and can't sue you over debt.  Please save any recordings where legal.  Also check with your state's department of state to see if they are licensed to collect in your state.   Calls to an employer that reveal the nature of the call are also illegal.  Failure to provide a dunning letter within 5 days of the initial contact is also illegal. Failure to register to do business in each state you operate in is illegal.  Implying that you can and do sue accounts is illegal.

Please see all the posts on the number 877-957-2492 on this site as well. Samuel Sole & Associates is the same that called me and many more. DO NOT PAY ANY MONEY OR GIVE ANY OF YOUR INFORMATION LIKE SS# OR CREDIT CARDS to ANYONE over the phone. Unless it is a person you actually know personally. THESE are scams and I've had a pay day loan when I went through a tough time. Paid it off and was over a year later they called with that info to that old account and demanded money. I asked them nicely to email and physically mail me the documents to that showing I owed it...as I knew I no longer owed. After they kept arguing, literally arguing with me, they obliged to mail and email. I still have yet received ANYTHING. Now they called my cell phone and I've changed that number. And YES these people read these messages. ANOTHER man from Samuel Sole & Associates called and said "if you'd stop spending so much time blogging on 800 Notes and talk to us like adults......"  WOW! No professional company is going to speak to anyone like that in the first place. These guys get angry in their tone. Why do they take calling all of us so personnally??? They have issues and will continue to get any money from anyone. Be smart, do your homework and check your credit history/score often. OLD debt gets sold to company after company after company to collect. THEY all have the documentation from origination creditor, just ask to have it sent to you if you're unsure. They must comply in ANY state. For me...I will NOT STOP "blogging" about this so called Legal Firm ever. I've posted this on every site I can think of and I'm searching daily for any similar sites to post this on.

ALL PLEASE READ:

There are three reasons for a debt collector to contact you: your creditor has not received a payment from you within the time frame discussed in the contract; you are a victim of an identity theft meaning someone used your identity to obtain credit and didn’t pay it off; and finally, you might be contacted by collectors who are looking for someone other than you .

When contacted by a collector, take as much information as possible from the caller. Ask for the name of the company, address, the caller name, fax and phone number, amount owned, and the name of the creditor who passed your account to them. Also, tell them you expect to receive a notice in the mail concerning this debt. The last step is very important because you need to have proof of the debt in question in writing.

If you discovered that the debt is not yours, never pay it off simply to get rid of the collector. Also, never ignore the collector either. They will not stop contacting you, and may even file a lawsuit against you. If you are repeatedly being contacted by a collector looking for someone other than you, it may be considered a form of harassment. To stop this you need to send them a letter requesting to cease calls.

If you established that the debt is yours and you don’t feel comfortable dealing with a collector via phone, tell them you want all future correspondence in writing. You need to send this request via a certified mail and request a return receipt. If you want to allow calls only between 5pm and 6pm, tell them about it in the letter. By law collection companies are required to respect your privacy and will have to cease all phone calls to your home, relatives, neighbors, and work.

Once you have their claims in writing it’s easier to seek legal help, and keep records of your correspondence.

Send all your responses to bill collectors via Certified Mail. This way you will have proof of receipt by the addressee.

Remember that the amount they claim you owe is negotiable. You can negotiate the total amount due, number of payments, and the payment deadline. Once you worked out the payment plan, request it in writing.

What a debt collector CANNOT do:

•Use deceptive practices. For example, threaten you with arrest or  trick you into paying for collection calls.
•Use obscene language.
•Call you at work after you tell them that your boss does not approve these calls.
•Deny you the right to receive a written notice (within five days after your first phone conversation) that would tell you how much you owe and the name of the creditor that says you owe the money. If you do not receive the notice within five days, call the collection agency and ask for its address and fax number. Then, send a letter to the collector noting its failure to send you the required notice. As a minimum, make a note in your file.
•Refuse to give its name and the name of the collection company when asked.
•Put a debt on your credit report if you file a dispute. It must validate the debt by obtaining a verification of the debt or a copy of a judgment from the creditor before continuing their collection efforts. The results of the investigation must be mailed to you.
For more information on Fair Debt Collection visit http://www.ftc.gov/bcp/conline/pubs/credit/fdc.shtm

Here's what is listed for their address in Google maps! Go to satellite and put it to street level....wow.

SAMUEL SOLE AND ASSOCIATES, LLC
Status:  Active Filing Date:  02/17/2012
Entity Type:  Domestic Limited-Liability Company File Number:  4204441
Filing State:  New York (NY) Qualifying State:  
Company Age:  1 Year 2 Months List Due Date:  
Last Event Type:   Last Event Date:  

Principal Address:  C/O United States Corporation Agents, Inc.
7014 13th Avenue, Suite 202
Brooklyn, NY 11228
 
 
Registered Agent:  United States Corporation Agents, Inc.
7014 13th Avenue, Suite 202
Brooklyn, NY 11228

As much as everyone would like to get revenge on these extortionist frauds, there is no way.  Literally, NO WAY.  As soon as you find one, the name, numbers and localities change.  This happens on a daily basis.  I have started locally and worked my way to the top.  It takes a massive amount of man hours (which I have spent) to track down who is calling you and even then, you CANNOT prove it was that person.  Say you do have a ton of money to spend on a PI and an attorney (which I did), you then file your lawsuit, the person may or may not show up.  10 times out of 10, no one will!  Then you have to delay again and again and pay MORE attorney fees.  My advice is to not let it upset you, its not worth it.  It isn't right, but you can't change it.  Your time is being spent on a very negative situation and not on the good ones.  Make the important people aware of whats going on and hope that they will stand with you.  Take it from me, I've dealt with it for over five years.  It is illegal but the federal and local governments are in way over their heads and have no time to scout out people like this.      

FYI -- I did find one.  I found his home address and his criminal record.  He had been in prison for 10 years for Loan Fraud in Florida.  I reported him and his return response came through a dirty lawyer who said hat if I pursued him, he would come after me for defamation of character. I KNEW it was him, I had my thumb right over him.  Only thing was, my evidence was inadmissible due to the fact that I had recorded him without his consent.

Now that's just plain stupid.   Sure, people already know whether they do or do not owe a debt.  The purpose of making a collector validate the debt is to determine whether or not YOU HAVE THE LEGAL VALIDATION TO COLLECT SUCH DEBT!!   AND YOU MUST VALIDATE THE DEBT INACCORDANCE WITH THE LAW AND FDCPA..     If you can't validate,    nobody owes anyone anything....and you can't legally collect a penny.  Now do you get it???   Of course you  do because you can't  validate your own shoe size.

I bet you work for them nice try!

Nice try SCAMMER.  FAIL!!!!!  Scammers like this CANNOT do "whatever it takes" to get YOUR money as you "claim".  They MUST adhere to FEDERAL LAWS, not do "whatever it takes".  They need to PRODUCE PROOF of:

(1) who the debt is for, their LEGAL MAILING ADDRESS and CONTACT information
(2) How ANY amount including interest was "factored"
(3) your ACTUAL HAND WRITTEN signature as PROOF that you took out and owe this debt
(4) LEGAL proof that they can "collect" on this "debt'  (THAT MOST LIKELY DOES NOT EXIST)

ALL FOUR need to be answered 100% BY FEDERAL LAW.  They CANNOT threaten lawsuits, arrests and act as if they are a law firm, that is ILLEGAL...

Come to think of it, your MISinformation makes it sound like YOU work or ARE this scammer!

SCAMMER FAIL

Nice try you illegal scam fraud.  Your mother must be real proud that you are a low life thief.

They have been harassing me and they have the wrong number, they even asked my son if he was home alone and told him that they would call the sheriffs department if he was. Needless to say I was irate, when I called them about it they threatened to have my child taken away. I'm not even the person they are looking for!

Nice try..You are apparently an employee of theirs posting this message to scare idiots into answering your bogus calls or e-mails. I really hope nobody is stupid enough not to see through your [***] !

This is absolutely a scam. Look up all the associated business names and numbers. I recieved a call from another number, same senario, paul murray delivering me papers tomorrow
He is scheduled to be in at least 4 states tomorrow. Please do more research, i do owe a debt but these people dont actually know that. Dont be fooled!!!

These dumbasses keep sending me emails about a payday loan I took out 8 years ago and paid back (I still have the bank statements) after the loan was repaid, the shady company (online payday loan company) changed the amount to continue debiting my account, my bank said the only was to stop the debit was to close the account, so not only was the company paid but they got extra money.  Now I have these idiots bothering me! I don't care if I have to find dirty info and harass them at home like they do to me, I'm sure they are just a bunch of doped up felons who can't get a real job anyhow. Please everyone, don't be scared by these fools, they have NO basis for their threats, in my case their claim is completely bogus...it is so far out of the statute of limitations, it's laughable, and I even if it happened within the SOL I have plenty of documentation to prove they are full of crap.  They just try to scare people into paying and hope somebody will bite, DON'T FALL FOR IT!

Tammy, Somethings not right here. Did you contact the real loan outfit you got the loan from? Some of these scam outfits are getting a hold of folks info by hacking into the data bases online, so if you applied online that may be how they got your info.  So I'd contact the number on the original loan in person if possible, if not, give them a call..  You still have the contract and payments made? That should provide with the legitimate info..

Record and keep messages from the ones calling you. Compare the phone numbers from the real contract to the one calling and write down every call in a notebook you get from the ones calling you. If you can, tell them your recording the call when you call the number back calling you too.  

Do go down to your bank and close that account and get a new one. Demand they send proof of debt.. by US mail, phone, email or fax are not legal proof.  Read up on your rights and the laws regarding what they can not do. The lists are over on the right hand side of the forum  with tips and links.

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.