855-659-3326

Got a call  said I have a credit card bill from 2001  I asked for proof of an owed bill said they sent me it a number of times I never got anything that I owed a bill much less proof of it guy said they were putting a lien on my Jeep told him to give me the paperwork for court that I want proof I owe it he hung up

Debit collection false claims

This was the number left on my work voicemail with a message making it sound like I was being sued or needed to be in court. Sounds like a scam. I didn't call it back.

"This is a process service dispatch calling to notify [me] [date of birth]. There'll be an attempt to issue legal documents to the home address or your place of employment. If any changes need to be made to the time due to your location, contact issuing firm at 855-659-3326 and the [case number]. Failing to contact or comply with the issuing firm will result in the legal proceedings continuing without your knowledge or participation. [Me], you have been notified."

Says I have a delinquent Chase visa account in the amount of $7,000+. Odd that I've only ever had one account and it is current and has never been over $3,000+. They could not give me the year it was opened and the line was cut while I was arguing about it. The last time I checked my credit report said unknown, high dollar Chase account was not there.

The person said their name was Michael Wells at extension 293. 855 is a California area code. I don't live in California. One would think if Chase were coming after me, which they actually can't as credit cards are unsecured debt, they would use a lawyer based in my home state. They did know the last four of my social, which is disturbing, but I suppose it's easy enough to find on a credit card application, especially if said credit card company had been breached at some point.

What makes you think that you can't be sue over unsecured debt?

The fake process server/location finder extortion SCAM usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and must be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

No not attempt to deal with this people and do not confirm you social with them in fact the easiest way to get rid of them is to tell them that they don't have the correct SSN, the calls will stop. This is just about scaring you into paying off some old bogus debt

Quote:

the easiest way to get rid of them is to tell them that they don't have the correct SSN, the calls will stop.

I doubt that.

They have called me 4 times, my daughter 6 times & my son 3 times this afternoon. Will not give any info other than I am being sued. I asked for info such as creditor, my address to where "legal" documents have been sent and he hangs up.

In addition to what I previously posted

One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them so that they can scare that person into paying extortion money.  They will usually also state information that would be illegal for a real debt collector to state to department and tell them that you are a deadbeat who does not pay their bills.  They often call people that have never even been a third party such as that you are being sued, that you owe money to someone, etc. They threaten that if you do not call them back, they will contact your HR associated with you because they get erroneous information off the internet.

I received the same call...would not tell me any info other than it was a Chase debit from 2003. When I asked questions he hung up, I called back and the next rep said I was very rude to Mr. Rodriguez and hung up on me again. They have called both of my kids as well looking for me.

First i got a call from an unknown number that gave me some case number and a toll free to a law firm that would have more information. I called the number and they seemed to have part of my SSN etc...They said that I had a delinquent citibank account. I never had a citibank credit account that I opened in 2001 and went default in 2017. They had part of my social and name address and said a process server was en route and my court date would be Feb 10.... I hung up...

"855 is a California area code." No, it's not. It's a toll-free area code. It says so right at the top of this page.

I received a call from these jokers. I kept telling him I did not know what he was talking about & that I never had a credit card 20 years ago!!! I called life lock after the guy hung up on me!

I find it odd that all the comments about this scam (?) have been just the past couple days. I call BS on the callers that obviously just rolled out a new scam program. Evil way to make a living. Do people get off on this? Can’t get employed in job where you smile at people? 🤔

This is nowhere close to a "new scam".  It has been used for years and years, probably decades.  This is simply a new phone number that they are using.

Mother received a call and I called them back gave them a case # they left in a message. I asked what is this and they wouldn’t give me any information only that I should know what is this concerning and also that papers weren’t signed and they will be lifted. I kept insisting that I needed more information but they just kept saying I should know. Then they said my name, address and SSN which I denied. I just told them straight up this is a FRAUD! and hang up.

I got this same call on Friday 2/4/2022.They used the exact wording. The number they wanted me to call was 855-618-2767. I blocked my number and called it back. I asked them what they did at this number saying I thought I had a wrong number. The guy called me by my name in a very stern voice and said I knew I did not have the wrong number and I knew what the call was about. I said, "No, I have the wrong number." I them hung up. How did they know it was me when I blocked my number? It's a bit scary to say the least. I checked my credit report and all is good there. These people in my opinion are the scum of the earth.

You can't block your number when calling toll-free.