855-790-0095

They start   saying something about my 1099 , then from there start trying to say I need to pay a loan and to go to Walmart and buy a NetSpending Debit Card and put some money on it so, I Can pay the loan that way.  When I ask for more  information on the loan they are referring to. they have  no details just that it was turn to them to collect.

I spoke to a cust serv rep that was very professional and worked with me on an account from last November. I was able to get a monthly arrangement and they gave me a letter. 5 stars. Anna Davis is very nice. I wish I had all of my accounts with her.

got a call today was regarding a bank account. turns out my old roommate stole my information. very educating staff.

Was quite pleased with the professionalism received by a representative by the name of Mr. Stuart Weinstein with the offices of National Portfolio Services.
Surprisingly wasn't confrontational or argumentative; but rather straight forward about the matter with tons of accurate information  & enlightened me on options that were available to me in my specific situation. He was even willing to provide me with documentation by way of fax, email and regular mail with no hesitation.
I tried to give him a hard time to induce character flaws i saw in others but he remained professional/ courteous despite my short and  overly sarcastic responses because I was extremely skeptical from illegitimate companies who contacted me before.
Mr. Weinstein made me feel respected & understood my precautious approach as he was nothing like the decay of society I've heard from before. In addition the debts were proven to be valid and they were fair at working with me!
Now I'm closer to clearing debts created while I desperately needed funds in college and one step closer to financial freedom :)

....that you shills for scammers are just so obvious!

Informational post:

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

Also good info at the Consumer Finance Protection Bureau:
http://www.consumerfinance.gov/askcfpb/1699/h ... legitimate.html

Post up their legal and verifiable street address, city and state. If they have a website and BBB page post that up also. You shouldn't have any problems posting it since its public information and you should have it from the paper work they sent you.

I'm not sure why you shared that  but I appreciate the concern as I was already aware of these helpful methods. I took the loans and never paid them back. So i did recognize it. I took it a step further & contacted the original  lender and confirmed that the matter was placed with them & they cosigned it.
All & all I did my homework, on top of that was treated fairly.
I definitely appreciate the tips you have provided but I'm content that this was handled properly.

Another pathetic attempt at shillery!

Well, if by "handled properly" you mean "scamming people for money you can't prove they owe as well as violating the FDCPA", then fine.  Otherwise, take a hike, shill.

Well, then, you won't mind posting up company name, as well as verifiable street address of this "company".  Otherwise, you just continue to prove that per the first post on this thread - these people are scammers.

BTW, it's not up to the alleged debtor to "prove" anything - per federal law, the debt collector MUST send that initial dunning letter via USPS snail mail within five days of their call to you!

I find that most people that owe a debt feel they should not have to pay it simply because of interest, or time that has passed while not paying. when you take out these loans and cc they inform you of the interest, yet people still dispute it and use that to say they don't have to pay or these companies are scams. there's a simple answer to it all. pay your bills and you wouldn't end up in collections and trying to say everyone that calls you about YOUR debt is a SCAM. I have debt and received a call from this company and a few others. I don't run from my debt I simply explain to them what I can and cant do

People are being harassed for debts they do not owe, belong to someone else, have already been paid, discharged in bankruptcy or the SOL has long since expired...

Thanks for playing.