855-881-1170

Got a phone call. No message left.

They are realtime resolutions.  They try to collect debts.  Maybe a mortgage.

Got a phone call.  No message.

Get calls from this number for Kevin Wallace. I do not know a Kevin Wallace, he has never had my phone number. and they call me at least 4 times a week. Every time i ask who they are they say "I'll remove your number from the file" and then hang up. Anyone know the name of the collection agency. i am working on suing them.

Collectors doing illegal calling

Received unwanted call, no message left

I hope you do because their driving me crazy in calls

They won't leave me alone. They don't leave a msg and call almost every day a few times a day.

also use 8775997334 the company name is real time resolutions.  They collect off of foreclosed second mortgages but often do not have the legal authority to use better means so they just harass people.  Ignore them, especially if you aren't the person they are looking for.

Called and left no message.

call from 800 669 0102  & 855 881 1170

I receive these calls almost everyday and like everyone else they leave no message

Got call ftom this number it was a automsted voice that left a message it asked by name then said if I'm.  that person to hang up. I never called back. But they do call every day. But I believe its a dept collector for 2nd mortgage

We forclosed on our house over four years ago at the beginning of the economy tanking and our home dropped in value $150,000! We knew it would never recover and let it go. Tried short selling but couldn't. Were told the bank auctioned it off as a foreclosure six months after our last payment was made so we had to move out. Found out later the auction fell threw and it took the bank a year and half to re sell for almost half of what our loan was for.  Heard nothing for four years, my credit went back up to 720 and the foreclosure is due to come off in around a year and half. And just now all of a sudden were getting these calls. Have never been contacted before by BOA about the loan or anything!  I laughed when they told me I owe $120,000. Who would pay that? It would be cheaper to file bankruptcy then pay that! I called BOA with my loan reference number and they said my loan was transferred when the house was bought and there file shows I owe nothing on their end. Sounds sketchy.

855-881-4827 They call atleast twice a day. No message, was taliking to my daughter on the phone, our numbers are the same except for the last 4 numbers when they called her asking to speak to me, she told them. that they were calling the wrongnumber, she asked what was the nature of the call. they would not say told them again they had a wrong number and hung up. Blocked the number, and thats what im about to do

This is the company Bank of America sells your second mortgage to when you have financial difficulty and fall behind.  These people are very unprofessional but what can you expect? They make it harder to pay by taking your account offline and call everyday. I am working to get this paid off and then I am ditching Bank of America for good...crooks

they call everyday,no message,tired of the calls.

They are a debt collector and they need a file number to look up your account.

2 people got a call and came to report about it only 2 hours apart, in a thread that has not had a visitor in 3 years...what are the odds?

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

REAL TIME RESOLUTIONS, INC.

Web page with a PO Box in Texas for an address:  http://www.realtimeresolutions.com/contact-us/

Note that they say they are a debt collector, but they also make loans???  Wouldn’t that be a conflict of interest?

BBB gives them an accredited A+ with 53 complaints and 3 negative reviews (BBB removed 35 complaints) as of 12/31/19:  http://www.bbb.org/dallas/business-reviews/co ... las-tx-90004077

OH Joy, they bought a criminal enterprise operating out of Jamaica.  Gee no wonder we get so many scam calls from there, they have all our information at their fingertips:  http://www.insidearm.com/daily/debt-collectio ... cing-group-llc/

Web site that lists some of the head criminals of this organization:  http://www.entitysource.com/details/entity/ri ... resolutions-inc

Looks like the owner is an attorney but isn’t allowed to practice law in Texas:  https://www.texasbar.com/AM/Template.cfm?Sect ... ontactID=155391

Bizapedia lists their Texas registrations and also lists all the head criminals at this organization:
Company Name:      REAL TIME RESOLUTIONS, INC.

File Number:      0157603000

Filing State:      Texas (TX)

Filing Status:      Active

Filing Date:      March 22, 2000

Company Age:      16 Years, 3 Months

Registered Agent:               Anthony A Petrocchi
5127 Spyglass Drive
Dallas, TX 75287

Principal Address:               1349 Empire Central Dr Ste 150
Dallas, TX 75247-4029

SIC 2 Description:      Business Services

SIC 4 Description:      Adjustment And Collection Services

Company Contacts
CHRIS GRAMLICH

Chief Operating Officer

         1349 Empire Central Dr, Ste 150
Dallas, TX 75247

View Nationwide Phone Book Listings For Chris Gramlich

CHRIS GRAMLICH

President

         1349 Empire Central Dr, Ste 150
Dallas, TX 75247

View Nationwide Phone Book Listings For Chris Gramlich

ERIC GREEN

Chief Executive Officer

         1349 Empire Central Dr, Ste 150
Dallas, TX 75247

View Nationwide Phone Book Listings For Eric Green

ERIC GREEN

Director

         1349 Empire Central Dr, Ste 150
Dallas, TX 75247

View Nationwide Phone Book Listings For Eric Green

JANICE L CONNERS

Chairman

         1349 Empire Central Dr, Ste 150
Dallas, TX 75247

SHAUNA BOEDEKER

Chief Financial Officer

         1349 Empire Central Dr, Ste 150
Dallas, TX 75247

SHAUNA BOEDEKER

Treasurer

         1349 Empire Central Dr, Ste 150
Dallas, TX 75247

TONY PETROCCHI

Director

         5127 Spyglass Drive
Dallas, TX 75287

Texas Debt Collector license info:
Principal Name: Real Time Resolutions Inc     # 1

Address:    1349 Empire Central Drive, Suite 150
Dallas, TX 75247
File Number:    20010013
Status:    Active
Date Filed:    1/31/2001
Cancellation Date:
Phone:
Bonding Company:    Travelers Casualty and Surety Company of America
Bond No:    71S103370120BCM

Principal Name: Real Time Resolutions, Inc.     # 2

Address:    30-34 Market Street, 5th Floor, UGI Building
St. James,   Jamaica
File Number:    20160091
Status:    Active
Date Filed:    5/19/2016
Cancellation Date:
Phone:
Bonding Company:    Travelers Casualty and Surety Company of America
Bond No:    106203083

Principal Name: Real Time Resolutions, Inc.     # 3

Address:    1951 West Camelback, Suite 115
Phoenix, AZ 85015
File Number:    20160090
Status:    Active
Date Filed:    5/19/2016
Cancellation Date:
Phone:
Bonding Company:    Travelers Casualty and Surety Company of America
Bond No:    106203084

Other complaints:
http://www.yelp.com/biz/real-time-resolutions-dallas
http://www.ripoffreport.com/r/Real-Time-Resolutions/Dallas-Texas-/Real-Time-Resolutions-2nd-Mortgage-Debt-Collection-on-Foreclosure-from-3-years-ago-in-Ill-755191
http://www.trulia.com/voices/Foreclosure/Why_ ... ns_and_o-198486
http://www.trulia.com/voices/Foreclosure/We_f ... ns_go_af-384262
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... ons/td-p/309696

Looks like they were sued a whole lot:
http://www.classactionsreporter.com/consumer/ ... on-class-action
http://nylawyer.nylj.com/adgifs/decisions14/081814pauley.pdf
https://dockets.justia.com/search?query=Real+Time+Resolutions+Inc.
http://www.leagle.com/decision/In%20FDCO%2020 ... olutions,%20Inc.
https://dockets.justia.com/docket/california/candce/4:2016cv03003/299380

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general