855-917-0598

Called with case #

1st a young lady called from 5132986478
She said her name was Brittany and that they are a MAIL DELIVERY SERVICE p to contact me because I had CERTIFIED MAIL from Hamilton County and a case #. The number 8559170598. When I called. He (identified as Mr. Riley) answered Legal Department.  Asked my name and the case #. Came back with info on an account closed and paid 2019. Saying I would be arrested and litigation followed.
SCAMMERS... and SHAME ON THEM!

This the fake process server scam. Real process servers don't call in advance.

Sent me a text about a case # from my home county and further action wil be taken if not contacted  or non attempt to this contact.
ALL TYPED IN  BOLD LETTERS!
.......I believe its a scam
Any1?

Quote:

.......I believe its a scam
Any1?

If the previous posts can't clue you in, then a direct answer won't either.

I receive a email about i owe thousand of dollar on credit card that i dont remember and tried to get me to settle for 300 i told him i had no money and he suppose to call back on 24 for money, so i dont know what to do

I like to know is this a scam

The same thing just happened to me this past week! Called about a credit card from 2003! They said I owe a crazy amount and that if I didn’t pay that they were filing a court case and I’d have to pay double and even have assets taken and wages garnished.  Now they just texted saying I have 2 days or it’s going to court. And they say it on behalf of the credit card company, BUT if a credit card company sells your debt to a collection agency then they can no longer contact you for any money owed.

Wow... Just spoke with a person and this male described to me exactly what you posted here Melody. I spoke with them as a person that does not remember an account from 2004 and that I had paid all debts in 2017 and have been clean and clear and now all of a sudden this " so called outstanding visa credit card" balance is still around??? I made my point and was told that they can reverse what is due to original balance of 1200 dollars and put me on hold, to come back and inform me that his director had authorized a reversal of balance to 1200 and if I paid the same day they would deduct 40%. I said I have to sleep on this and pray about it and to call me back tomorrow and I was told that the offer is for only 24 hours and if I didn't pay tomorrow I would get served because they would file papers on the 25th of January and there would be nothing he would be able to do for me then. I felt discernment of a fraud and this is why I had to pray about it. In searching all info that this person told me I cannot find any match except for this page with this phone number that was given for me to call 855 917 0598. Also, when I called , the woman who answered did not answer as if from a firm or office, just simply answered with a "hello". I am thankful for this page and info here. It is late Monday night. Shalom.

If they do call again, demand that they mail you proof of the debt along with proof they're legally entitled to collect said debt. Any excuse not to do this is a scam. Real debt collectors know a phone call isn't a legal method of debt validation. Nor are faxes, texts, or emails. Only documentation sent via US mail. Do not pay them without this documentation.

Thank You Tygerkat!!! What came to mind today was exactly what you say if I speak to them today, and that’s for them to send me the letter document that states the principle balance owed to my physical address and be attentive to how they react in response. Thank You as this is the support I am seeking. I made a few phone calls today and there is no said case in my county court until something is filed but I believe no case will not be filed because it is a scam. The thing is that these people have my SSN and DOB because they told me  without me asking them yesterday. Looking diligently how to report this identity theft immediately. Thank You so much for this and any future help. GOD bless You. 5:32 p.m.  1/24/2023

They cannot legally file a lawsuit in any state because that debt is 19 years old.  The longest Statute of Limitations in the US is 15 years in Kentucky.

The fake process server/location finder extortion SCAM usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency. They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer). They threaten to serve you at home or at work. They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work. They also tell you that you will need two forms of ID. None of which is true. Process servers do not ever call ahead so that you can dodge them. Process servers get paid to serve papers, nothing else. They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”. Court documents are time sensitive and must be served within a certain amount of time. Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices: https://800notes.com/faq/attorney-general

Statute of Limitations by state:   http://www.nolo.com/legal-encyclopedia/statut ... hart-29941.html
https://www.fair-debt-collection.com/sol-by-state.html

I Praise The LORD for this information you’ve just shared for me BigA. The LORD bless You sevenfold for your good intentions toward me. Amen. This is a scam I am now learning about and knowing about this and how I was proved that malignant people have my SSN makes me more diligent to remain in prayer over this and allow The Lord to lead me where to call and report this. I already reported to Credit Bureaus and police department and will also now look into state attorney general  and the other agencies you inform me about. The person who spoke with me yesterday just phoned but I missed the call and now awaiting another phone call from them. Thinking if I should return the call. Thank You much BigA!!! Will continue checking here for updates as well as to update. Shalom. 6:50 p.m. 1/24/2023