8608227440

I get a call from this number at least one time per week.  Looks like number is from Norwich, CT.

They've been calling me at least a couple of times a week since summer; I've given them their own ringtone so I'll know it's them when they call. An obvious scam, I've taken to making a game out of it to see how long I can keep them on the line. Just answer their questions; if you ask any questions, they'll hang up. They'll ask you if you have at least $3000 in credit card debt; answer yes, or they'll hang up. Then they want to know what your interest rate is; answer at least 13%, or they'll hang up. Then they'll ask for your name; if you tell them Pudding Tame, they'll hang up...that's as far as I've gotten with them.

Card Member Services.  THEY WILL NEVER STOP CALLING, SO... “GET EVEN”.  

When they call press (1) to be connected to “LIVE OPERATOR”  (this will waste their time).
They will try and get as much personal information from you as they can – GIVE THEM FAKE INFORMATION.   I usually tell them I have 2 or 3 credit cards with a balance of 7k to 15k and interest rates from 15% to 21%, using this method will keep them on the phone longer and you can waste more of their time.   At some point they will ask the name of the credit card, toll free customer service number and credit card number with exp. date (many times they will ask for the last 4-digits of your social security number) REMEMBER, DO NOT GIVE “REAL” PERSONAL INFORMATION OUT TO THEM AS THEY STORE AND SAVE ALL INFO.  

Rachel, Heather, Anne, Tiffany’s Florida Back Door
So, lets see which Florida non-compliant telemarketers are hiring the usually abusive, harassing, threatening, but most likely really stupid;

“L.I. (Lower Interest) Fronters“, AKA- live operator, or card service representative.
“L.I. qualifiers and closers” “L.I. Rooms, L.I. Reps, L.I.F.A (financial advisor, debt coach”.  (Search in your area, they're hiding everywhere)

And they tend to disappear fast, so save screen shots now.
http://orlando.craigslist.org/csr/4128386473.html

Notice the way they try to hide FACTS regarding potential ignoramuses, aka  “employees”. Hired to aid and abet a credit card laundering operation, violating TCPA, TSR and the RICO Act-
Racketeer Influenced and Corrupt Organizations Act U.S.C. Title 18, Chapter 96 § 1962:

http://orlando.craigslist.org/sls/4121415461.html

http://www.activehire.com/job/customer-servic ... 8/#.Un7iaIzn_IV

Although its expired, notice the phrase “interest rate reduction program“.
We have a recorded “rep” posted on youtube saying that exact phrase!
http://orlando-fl.americanlisted.com/marketin ... s_23600085.html

http://www.youferral.com/jobpost/show/3628088 ... bary-lake-helen
Notice the same  407-272-1969              
http://orlando.craigslist.org/gms/4077259236.html      

http://orlando.craigslist.org/cto/4077244937.html    

Use the information wisely against the enemy.

Scumbag scamers calling from multiple numbers - each the same gimmick. All of which if you try to return the call you get a disconnected message.

"You have been chosen to receive better interest rates on your credit card - this is a limited time offer, press one to speak with a customer service representative."

Afterwards it rings through and they either immediately hang up or someone answers.

The information I have been able to get from them:

As to the specific banks they are working with "Oh we work with numerous to get you the best rates."

As to which credit card company they are representing "We represent all major credit card companies."

After being informed that I was on the do-not call list, that soliciting a cellphone is against the law, to take me off their list, they have either hung up immediately or as the gentleman on the other side of the line I was apparently a '[***]' for labeling them scamers.

Associated phone numbers:
860.822.7440
330.876.7410
731.203.5870
302.234.8558

Posting Information On Possible Offender: These details are being posted from pubicly gathered data. The problem is so elusive and difficult to solve that law enforcement apparently has been unable (or unwilling) to address this issue. It is my hope that this information will help or inspire others to collect more information in an effort to shutdown this illegal business.

The data below was gathered when a user posted a phone number (1-800-892-9533) they were given to call them back.I called this number and spoke with an agent and it has been the same agency who has been calling repeatedly over the course of many months. This phone number led to the following information being discovered.

Pitch: Credit Card Reduction
Company: Credit Card Services (many names are used)

Scam Websites Assoicated with the Phone-Number:
financialsavingssolutions.com
premiermarketinginternational.com
[These sites give the same pitch given ove the phone]

[Website Owership Info]
Owner: Kimberly M Coarse
Home Address: 14508 Michener Trl Orlando FL 32828 (Goggle-Maps has the house blured out)
Email: businesswoman8884@gmail.com
Phone: 407-430-9184
Possible Age: 29

[Other Registered Domains]
greenpowersales.com
premiermarketinginternational.com
EFFICIENTENERGYBOX.COM
financialsavingssolutions.com
THEGREENPOWERGROUP.US

Additional Addresses
Coarse Kimberly M - 14421 Paradise Tree Dr Orlando, FL 32828

[Shell Companies]

Green Power Group LLC
Assoicated Individual: Coarse Kimberly M
Website: greenpowersales.com
728 W. ave #188 Cocoa FL 32927 USA (Google-Maps Indicates Mobile Home)
888-580-7979 (busy signal)
sales@greenpowersales.com

Premier Services Plus LLC
Assoicated Individual: Coarse Kimberly M
2472 LAKE UNDERHILL ROAD SUITE 127 ORLANDO (Google-Maps Indicates UPS Post-Office)

Auto Guardian Usa, LLC
Assoicated Individual: Coarse Kimberly M
Orlando, Florida -- 14508 Michener Trl Orlando, Florida 32828-6460

Financial Savings Solutions
Assoicated Individual: Coarse Kimberly M
web: financialsavingssolutions.com
Phone: 800-892-9533 (Working 12/19/2013)
Email: financialsavingssolutions@gmail.com

Premier Marketing International.com
Assoicated Individual: Coarse Kimberly M
Web: Premiermarketinginternational.com
Phone: 800-607-1985 (Working 12/19/2013 )
Email: premieradvisorscare@gmail.com

Company Summary:
Kimberly's infromation appears scattered across these different organizations. In some instances they appear compeletely seperated with difficulty in determinig a connection. However, there are connections that tie all these organizations to the same individual. The single unifying one is that all the websites are tied to the same IP address (66.96.160.144), hosting company (Endurance International Group), DNS provider netfirms.com, and the always helpful WHOIS data. This in combination of addresses and company names allows for identification to be tied to Kimberly.

The Green Power Group LLC seems to be a failed attempt to resell some power products. The website is incomplete, possibly it was a proof of concept or an attempt to resell products (or simply a front). The site indicates no company or identifyable data but does post some patent numbers (US PROVISIONAL SERIAL NUMBER 61/196,036, US REGULAR SERIAL NUMBER 12/579,030 , INTERNATIONAL PCT SERIAL PCT/US2009/060666) which point to an individual Jerry B Johnson. This person may have had business contacts with Kimberly Coarse. There is another 'reseller' in FL that appears to be selling his products as well.

Conserving Energy Now, LLC.
Jacksonville, FL 32225    
904-386-0294
kevin@conservingenergynow.com

Green Power Group LLC, is the organization that Kimberly Identifies with on all the above websites with public data. This could be the focal point of any financial transactions that are taken place . Things like webhosting need to be paid for and would likely be done through a company transaction. Many providers require such infromation, ironicly enough for fraud reasons.

There are some lesser kown information about the Premier Services Plus LLC. The fact it is linked to a UPS postal box makes it a likely canidate for where checks would be mailed. The location is about 15min from the home address. A wise move to dissaocciate the home address from the business address.Which brings up the curious question as to why the home address is blurred out in google, when none of the other homes are. The property isn't in a private neighborhood and seems rather odd for this one home to be targeted. The blurring isn't even that effective, if anything it brings more attention to it.


Final Note: With millons of dollars at stake it is possible that this individal doesn't exist. A fabrcation allowing people to chase. However, there is a paper trail here that can be followed and some things verified. The house address likley has public infromation on ownership that could be confirmed. (I couldn't find it but those in her local area may know how to). Some money could be spent to run a background check. The companies providing hosting for these services can provide logs and financial records (should law enforcement get involved).

[Phone Numbers] - This organization spoofs (fakes) the numbers they really use. Making calling them back impossible. Also makes tracking them difficult as well.

860-822-7440
731-498-4058
517-705-1117
707-396-5026
302-234-8558
281-825-4439
765-998-4712
416-364-1111
320-518-8730
631-665-8769
503-543-5471
731-203-5870

888-580-7979 IS MY NUMBER NOW. AS OF JANUARY 15.  WWW. QTHEMUSICDJ.COM

Stop calling unless you need a DJ

Thank you

to anon/mjones2373 or whoever else: First I would like to clarify, I am not n. mathers...as you seem to be replying to them as if they were me. I gather this because once I looked on here I saw the message from n. mathers which explains why the email you referenced above that you sent me was entitled failed detective. lets go back to the first communication you sent me on Dec 22 from a text me number with the same tag line (mjones). in this message you were referring to an accusation of previous sexual partners of mine (that was not accurate like most of the information on here), in which you called me vulgar names and said due to your "suspicions" of who i was with you were going to make it your mission to destroy myself and my businesses. Around the same time people started getting these phone calls and began calling my company, emailing and calling my cell phone very upset stating that I was the one calling them. After researching my name several people came across this website where a list of numbers was posted in connection with myself. There has been information posted regarding current or previous businesses I have owned, old business partners, a landlord, 800#'s..etc. You have recently emailed me after thinking that n. mathers was a post put up by myself, with pictures you took from my instagram of a basketball game i went to on Jan 26th. You stated that I was the worlds dumbest criminal and that i made the case a slam dunk after sending the pics to the judge. If this is not someone with a personal vendetta against me then I don't know what is. I had no choice but to reschedule my court date due to a previous arrangement in which I absolutely have documentation to back up, however as I said in the email, I would have rather not waited that long to postpone it. Those tickets were also purchased for my sons birthday and to have someone use that and make it seem as if i avoided court to go party in miami is up surd. you have made it clear that you will stop at nothing to destroy me by any means possible however the one thing you do not have on your side is the truth. Allow me to address some of these accusations and clear up the questions that so many have after I have been framed for this scam:
do i have a previous arrest record? yes. I was arrested for petit theft when I was 18 for stealing a shirt from the mall. a young and dumb mistake. was i arrested for disorderly intoxication when I was 20. another young dumb mistake. lets now dive into my business/professional background, which the people on here with real concerns are interested in.
YES, i have worked in the telemarketing industry for YEARS. Not the most glamorous of businesses to say the least and I have met some really awful people in the business. I did sell the lower interest rate program approx 7-8 years ago. agreeably, this service can be a tool to take advantage of people HOWEVER, I was never associated with such an organization even though I know they do exist. This is when I met the man you are referring to as Pete Wright. We did in fact have a "relationship" however it was a mistake on both parts and ended. Everybody makes mistakes, I am human, and I am also grown enough to admit to mine. I never intended to hurt anyone and am remorseful for doing so. Moving on....I then started a fulfillment company with William Rivera. For those of you who are not familiar with the terminology, what I mean by fulfillment center is the company that actually provides the service to the people who are sold by telemarketers. (some of us actually do try to help people). Basically, once a telemarketer makes a sale, they often use a different company to actually do the customer service and provide the service to the people that were sold. I owned that company for about 2 years and then decided to shut it down and begin on my own. And NO, I never had anything more than a business relationship with Mr. Rivera. Currently I own my own fulfillment center, again, providing customer service and servicing clients. What we do to be more specific, or did prior to 11/25, is actually schedule the appointments with one of our advising staff for them to try to meet a guaranteed savings to each customer. Based on their current debt and interest rate, we guarantee to save them a certain amount in interest and finance charges through several different methods. If we cannot save them the guaranteed savings we refund their money in full. Can we help everyone, absolutely NOT! But those that we cannot we refund. One thing that any of the sales rooms I have ever worked with will tell you is that our refund rate is one of the highest they have worked with and this is because we DO NOT rip people off and if we cannot benefit them we return their money. Does this mean everyone is happy all the time, NO....go to the BBB and look up Wal-mart or any other organization and you will see several complaints. One thing you will notice about our complaints is that we take the time to reply and satisfy almost 100% of them. Unfortunatley it is true that many people out there take advantage of consumers trying to make a quick buck but my company has several check-points and restrictions to try to make sure people actually have the possibility of benefiting from our service, such as age limits, debt restrictions and so on.
As for my recent arrest: I was actually leasing the front part of an office of mine to a telemarketing room. This room was raided due to not having a license. Because I was the one on the actual lease I was arrested and charged as well. I was originally charged with Owning/operating a sales room without a license (which has since been dropped) and also employing sales agents without licenses, which is now employing or affiliating with an unlicensed sales room. I have nothing but respect for the justice system and Im sure they didnt drop a charge without doing their own investigating first. Since this has happened and "someone" texted me saying they would stop at nothing to destroy me and my businesses people began getting these harassing phone calls. The person who is doing this is trying to make it look as if I am operating as a sales room and sending false evidence and getting people to complain to the state departments in hopes of it crippling me in court, in which i look forward to. These sites are usually a great tool to find out who is harassing them or about recent scams however it has now been set up as an instrumental vehicle to try to sabotage me and hurt me at whatever cost.
To those of you being called and harassed by these people:
Many of you have emailed me or even called me or my company and I have spoken/responded to several of you explaining what is going on. Please keep in mind that when you call back the numbers that show up on your caller id's they are not working, the people who you speak to when they call you eventually hang up on you, they keep calling you. However when you call my customer service numbers, a representative speaks to you, tries to explain what is going on, gets the numbers that call you and any other helpful info so we can turn it in to the proper authorities. I myself have spoken to several people who have called angry and upset. I have had death threats, been called every name in the book, even had people come knock on my door....WHY would I continue doing something that has not only put myself but my son in danger. As my sister said, theres no amount of money in the world that would ever be worth what i have been going through all over a personal vendetta. I want to know the person doing this just as much as everyone else. I myself have contacted the authorities and told them what is going on and given them the phone numbers.....WHY would I do something like that if they are linked to me? As mentioned above, I have listed my HOME addresses for many of my businesses, simply because I have never had anything to hide. I am actually one of the only or very few people even on here that is posting under my real name. If you want to know something else about me or my businesses I am requesting that the person behind this reveal yourself, meet me face to face and lets get to the bottom of this and your motivation behind it all. Anybody who has been contacted by these people, please help me find out who is doing this and lets stop them.
Thank you,
Kimberly Coarse

Well on 4/11/14 Kimberly pleaded no contest was fined a measly $213.00 add in other court fees,  the total was less than $1000.00. I would consider that a steal and certainly not a enough to stop someone from repeating. However, this was a plea deal, so hard to say what the terms of that deal are.

The websites she was using (posted above) are no longer working.  I can't be for sure but it looks like they have been seized. One of them expires today, maybe I'll buy it and post forever that scammers can be found and stopped.

Note:Both the telephone numbers tied to those websites are still working and they are taking calls. They are now answering as "Customer Care".  They are actively answering calls, so she has just moved longed to another site with the same scam.

Kim: If you happen to ever read this, while you may not made the actual calls you are part of the system. You are the one that bank rolls this off individuals who just don't know any better.

You quite frankly suck.

Summary: Kimberly Coarse makes her money off charging customers to lower their credit card rates, the same thing the person could already do for themselves for free. She employed robo-dialer companies to harass the public to boost business. She got busted, but that hasn't phased her business.