866-244-7009

Automated recording of Joseph White looking for a Rachel.

Automated recording Joseph White looking for Jessica Davis. No such person is known or has ever been at our number in 40 years.
Threatens collections and legal proceedings against income or property or employer

Automated message from Joseph White saying he's contacting me in regards to a formal complaint received in his office which will result in something inaudible in the message but relating to the employment of Theresa Slaughter, who I've never heard of.  I also have no employees.  The message said to contact his office immediately to avoid having any further legal action taken against me.

Automated message about formal complaint about gibberish gibberish immediately to avoid formal complaint against you.

Called and left message from a Joseph White for my ex husband Shawn Huntley divorced since 2009, threatening suit

same as all the above. VMN threating lawsuit against me and employees i never heard of.. Bring it on Joseph..

Joseph White- called my exhusband! and my mom! lookiing for me, but strangely NEVER Called my phone number? Ha some kind of complaint... you're a piece of work there little man...

he called every possible relative and left horrible messages. Stated he would garnish wages and go to all extremes - over a medical bill for 13.09

Called and lvm at in laws threatening legal action, including against employment.  Sorry dude but child support has all income for next 10 yrs and your way to attempt to collect a debt is illegal, so good luck

Called and left a message on my mother's phone looking for me. It was a long recording, she said. She said they hadn't called for a while, but they've started up again. I came here and plugged in the number - and lo and behold. It's yet another scam.

I was called from this number and as the others that have filed a complaint, it supposedly from a Joseph White. Well if Joseph White gets to actually read these messages...Bring It, send someone to my residence, between my unstable mental state, my violent tendencies and the fact that it's been far too long since I physically hurt anyone, I would like very much to get a visit from you or an associate of yours!

I received a call as everyone else has on yesterday. The recording said it was the office of Joseph White looking for someone with a different first name but the same last name as I. Threaten to come to the person's job or their residents to give 'service of process". I guest he thought using such terminology or the word "lawsuit" would scare someone in pressing the button to connect with him or to call him back. It appears to me that whoever this Joseph White is, he has either stolen a customer list, a customer delinquent payment list or brought write-off's from a company and trying to collect but only have the name of the person and how much they owe to try to make a profit on the back-end.

I had that happen to me before....After being seriously injury in connection to a job related injury; I received a letter in the mail that I owed a debt. I called the company to see if my account that has been closed for years had been sent to collections. I was given the companies name, but it was not the company who contacted me. In fact, I was told that since that time they had written the debt off/charge-off and that the debt was no longer owed.

Doing this same time, another person contacted me who had filed against me in court for an outstanding debt, and tried to settle out-of-court, but because I knew the amount was incorrect, so I decided to go to court after finding out that the debt was sold, but the company had no name of to whom it was sold. After going to court, the judge sent us in the hall to try to make try to determine the debt and make arrangements to resolve the issue, which we did. HOWEVER, when I got home, I noticed that I had the guys legal pad, which was identical to the one I had...he mistakenly grab my note pad, leaving me his. I was shocked to see that this guy just had my name and a $ amount next to it, alone with several others same scribbled on the paper with an $ amount. Very unprofessional and clearly, this guy didn't even have account numbers....just names and amounts.

I learned from that time, that if I ever have someone call me for a debt to force them to go to court and force them to should documentation and details of the debt, like my signature, ss#, etc., because even though I may owe, it doesn't mean that person is allowed by law or by the company to collect it. Also, remember, if someone filed against you, you have the right to go to the court before the court date and get a company of the filing to see what they used to request a hearing....many times, it's nothing more than them saying..."They owe me." If you owed someone, they are likely to submit that detailed information of you owing to the court instead of waiting to go to court; and if they wait, make them prove it, otherwise, you will have the burden of proof that you do not owe it. Always keep you record, even if you paid something off, even if you just keep the initial bill and the final payment...never throw away payments. If you make monthly payments somewhere, get a copy of your account ledger each month to make sure your payments are being applied correctly and no other charges are being added without your knowledge......keep those as well.

I too received a call from this "person" I called back and they had a lot of my personal info, even called my husband at place of employment.  They were threatening court, charging me with theft by deception/fraud and wanting fees of over $4000 for a loan I supposedly never paid on 6yrs ago for $300.  When I said I couldn't pay it they then said well let me see if we can get it pushed back to collections. She came back stating that if I could pay half of the original loan amount today then I could avoid litigation.
I'm confused whether to pay....especially after seeing all these comments occurring within the same time frame that I received the phone call.   Seems quite odd

Don't know these people

unless you KNOW you owe the money NEVER EVER EVER pay.

Is this Joseph white for real or is it a scam ? I called back and they said I got a loan from a bank in 2010 n there well over 3000 in fees and such . I called the bank I never got a loan. I'm lost on what to really do, I don't need and sheriff showing up at my door step. If any one had any more info, my email address is cubsfan197738@gmail.com.

Ask them to send you a bill so you can see what it is for. If they can't do that then it is definately a scam. 99.9% sure it is anyway. I also received a call from this person and then one from 866-246-0609 from a woman saying the same thing.

Putting your e mail address out in the open like that is just begging to get spam and scam e mails.  People that know the law don't even have to ask those questions.  Perhaps you should take the time to learn, report, and not be a victim of this crime?

Criminals masquerading as debt collectors attempt to extort money from people by scaring you into believing that you will be criminally charged (they use the bad check or hot check claim a lot) and go to jail, lose your driver’s license, have wages garnished without actually being sued or going to court, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt.  One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money.  They will use the words “Mediator”, “Arbitrator”, or “Law Office” to make you believe that they are something other than a debt collector want-a-be and that they don’t have to follow Federal and State collection laws.  They do have to follow those laws, but they won’t.  They mention that they have received a Fax document, to create the sense of urgency.  They also tell you that if you fail to call them back you are "waiving your right to council", which is pretty much nothing but hogwash.  They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.

If you feel you SSN has been compromised, in addition to putting a fraud alert at the 3 credit bureaus, you may want to notify the IRS.  Here is the link, fill out the proper form (probably 14039). Also file a report at the FTC Identity Theft web site as well as learn what else you need to do:
http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F
https://www.ftc.gov/faq/consumer-protection/report-identity-theft

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

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I believe I received a call from that same number at like 640 am. My wife wasnt happy about it

Thank you for the info.
 8662447009.  They also used another number and called like at 640 in the morning. Which wasn't a good idea.