866-248-6423

This is a collection agency. They had called me because Siruis radio turned me over for collections in error. They actually ended up crediting my acount.

I've been on hold with this number since they called my cell phone. I have zero debt so it has to be a mistake.

I also got a call from this number this morning was on hold on my home phone for 20 mins had to call from my cell was on hold for 20 min before hanging up. I also then called just now was on hold for half an hour I am going to get a hold of the better business bureau. I looked up NCO Financial no numbers on the web site and I also have no debt. Does anyone know if this is a scam number?

have had this number calling my sons cell number he just got,I finally just hearing about it, then called the number to let them know they had the wrong number, they were looking for somebody named Ronnie Diggardt.They answered quickly & said they would take the number off.But when it first rang it was odd it went straight to music without anyone answering.My sister has heard of a scam people wanting you to call them back at a (806) area code number then billing you for $24,000. a min. it will be over seas,and when you call & the phone company has record of it, they will make you pay it regardless.Was suspicious, decided to look it up on the internet,hope its not a scam,didnt give any info.,but if its like the other phone scam dont have to give ant info to get scammed, guess Ill have to wait till I get my next phone bill.

YOUR FULL NAME
YOUR ADDRESS, AND APT NUMBER
CITY, STATE ZIP CODE

NCO FINANCIAL
ADRESS
CITY, STATE ZIP CODE

DAY, MONTH DATE, YEAR


Attn:        Director of Operations
Re:        Collection Notice and/or Settlement Offer



Thank you for your most recent inquiry about monetary payment for the amount of (PUT MONETARY AMOUNT HERE) for a (PUT ORIGINAL CREDITOR NAME), Account Number: (PUT ACCOUNT NUMBER HERE)

This is not a refusal to pay but a NOTICE that your claim is still disputed. This is a request for “Debt Validation” made pursuant to: The Fair Debt Collection Practices Act 15 U.S.C 1692 et seq.

I dispute your debt collection-related allegations, general deny the same and demand strict proof and verification. Thereof this dispute denial and demand are made in accordance with federal law.

This letter is send to you by certified mail return-receipt first class postage stamp addressed to the address under the heading of “collection Notice / Settlement Offer Afni, Inc.” Therefore handed parcel to an official government employee inside a “Post Office,” under the exclusive care, and custody of the United States Postal Service postmarked within the 30 day period to request debt validation.

This matter being opened by such collection agency should without delay send proof of debt validation.
Access to credit report is DENIED, you do not have any authorization or permission to view, or review my credit report, without my aforementioned consent in writing.

On/or about (PUT DATE HERE) I received documents from your office showing an Un-known account statement from (CREDITOR NAME HERE). Without the previously requested “Debt Validation” now in further violations to the FDCPA. A statement of account is not a “Debt Validation” and/or proof of contract between (PUT YOUR NAME HERE) and NCO FINANCIAL, Inc, and the same is not a binding contract between NCO FINANCIAL, Inc. and (PUT YOUR NAME HERE) and/or any obligation to monetary payment.

NOW,  be advise that I am not requesting “Verification” that in any case you have my information in your database, I am requesting “Debt Validation” that’s competent evidence that I have some contractual obligation to pay you.

Debt Validation is the sign contract between (PUT YOUR NAME HERE) and (PUT CREDITOR NAME HERE)The contract of assignment between (PUT CREDITOR NAME HERE) and (NCO FINANCIAL Inc). Certificate of purchase between: (PUT YOUR NAME HERE) (PUT CREDITOR NAME HERE )and (put collection agency name here), Inc. dated and sign with all affidavits in first hand. Affidavits enclosed indicating the approval of such sale by account owner: (your name here.

You should be aware of (three (3) things; by sending unsupportive demands for payment through the United States Postal Service might constitute to: Mail Fraud (Black Mail), and that by keeping my information in your database without my aforementioned consent might constitute to: Identity Theft. Please limit yourself in communicating with me to writing only: If I received any telephone calls from your company (you) to be advise that unwanted telephone calls are an offense and my phone number is register to the Do Not Call List;, and that by me receiving another communication from you whether is a phone call, letter, or exchange of information whether is regarding to address, name, social security number, and account information to third parties, whether is a sale or exchanged involving monetary gained from my information you bought/sold, contracted, promise(d) to collection companies network this automatically and/or technically will be consider “Constituted Harassment” and includes severe violations under Federal, State, and City laws, and the laws which governs collections agencies.(FDCPA)  

Complains are being file immediately to: United States Postal Police, Federal Communications Commission, Federal Bureau of Investigation, Three major credit bureaus, Attorney General Office,
Local and regional Police departments and; to the Department of Consumer Affairs.
Regarding lic # (put their licence number here)

I do keep a log with information pertaining to harassment and follow up, with numbers associated in Canada, unknown, unavailable, restricted, 00/and or any caller ID or code. Also be advise that you are the only one who knows my telephone number; in any case (of) there is/are unwanted (harassing) telephone calls  you will be fully responsible.  

Be advise that you have the right to remain silent. If you ignored this notice and contacted me, you and your employees/ firm/ associates / co-workers / agreed to allow me to make and audio recording of our conversation; furthermore you and your employees/ firm/ associates / co-workers / agreed to allow the recording and ANY, other information obtained to be used against you in a court of law whether is private or public concerning your illegal practice; and you agreed and understand that I can offer the legal right of any upcoming litigation against you to anyone whether is a private fraud investigator, lawyer, or any third party interested in litigating you.  I will only accept specifically written communication if ANY.

You will be fully responsible for attorney’s fees, pain and suffering, lost of employment, wages loss, and of any other medical condition I may suffer including heart attack, and any other remedy the court may seem appropriate. Jury trial requested.  

Arguments are not facts before the courts in (PUT YOUR HOME STATE HERE). You may wish to consult with a competent legal advisor before your next communication with me. Further more if there is ANY other believe, or suspicious you are violating my privacy interrogatories will be send to you under the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, and ANY other law there is regarding “Privacy” including violations to Civil Rights.


Sincerely,


(PUT YOUR NAME HERE).

Well I keep getting calls from these people almost everyday and sometimes twice.  I checked my reports and called Sirius and they said nothing about owing any people money.  So I can only assume this is a scam.

I put the wrong number it was 18662486423.  I blanked on that one.