866-304-0560

It's "Financial Recovery Systems", a debt collection agency.

These people have been calling me for years. I told them they had the wrong number, so I finally just quit answering their calls.

3 year we have been getting these incorrect calls.  Have told them they have wrong number.  They continue to keep calling.

I got three calls from them this morning. One at 8:49 am, one at 9:04 am, and the last at 10:05 am. They always say my maiden name but I have been using my married name for 3 years. They won't stop. Ever.

They keep calling asking for someone of whom I've never heard. I keep telling them I do not know the person, and they assure me that they will remove me from their list. This however has not happened.

These idiots call my number all the time, I've told them that person don't live here anymore,  they moved over 8 yrs ago,  they continue to call I'm putting a block on them.

Nasty man calls my number asking for some outlandish name.  When I ask where he's calling from he says "What does it matter"?  Looking for someone and "Why his he using your number" ?  Nasty!

Spoofed Caller ID. Didn't bother answering.

Tell these sorry losers to get bent.

I'm on SSA, have a home which is paid for and due to the economy and some very high volume very low response rate.lousy circumstances ran up a whole lot of credit card debt which I cannot pay.

There is absolutely nothing these fools can do to extract any funds from me, yet they continue to call. Citibank agreed to a settlement of $6,000 on a $23,500 debt, ... to be paid at $100 a month, 0 interest, starting in June 2015. They were my largest creditor. IF I'm in better financial shape then, I will certainly begin to pay them back according to our agreement. This is a far cry from the 29.9% and $700 a month they initially wanted.

A couple "rules of thumb":

- don't pay any collection agencies anything. They are nothing but useless parasites who hire from the absolute bottom of the barrel.

- if you have an inclination to pay, settle with your creditor directly for 30% or less, with generous repayment terms.

These collection agencies operate on a basis of very high volume of calls and a very low response rate. They lease the phone lines at flat rates and their auto dialers spit out zillions of calls.

What they are doing is fishing for fools who will pay them anything. They take most of what they get and forward a pittance to the creditor.