866-375-0283
866 area code:
Toll-free
Read comments below about 8663750283. Report unwanted calls to help identify who is using this phone number.
- Mugs| 1 replyIt's a scam. They will tell you a TON of information about you to convince you to pay a debt you never owed.
- Call type: Scam suspicion
- BigA replies to MugsEasily solved by making them follow the letter of the law.
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.
First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/
Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: https://800notes.com/faq/attorney-general - Chrystal WilliamsI received threatening calls from this company who then proceeded to call and hang up with my face. They had my ssn and address from over 10 years ago. They refused to provide me with details of the so called debt that I owed to them and proceeded to call me unknown playing on my phone like children. These people need to be found and arrested immediately. They claim to be calling on behalf of SSMC LLC
- Caller: Ssmc
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