866-487-7592

A woman claimed to be a process server.

called and left a message saying they where filing a legal complain against me with a file number.

A bill collector trying to pose as a process service agent and claiming they are filing a lawsuit and need to serve you papers, etc.. I checked with the county clerk and there is no such filing. I will not speak or deal with a company that is so manipulative and dishonest.

msg left stating that they sent me a letter and there is a legal complaint. i was a victim of identity theft like 15 years ago and everything was paid off/removed. credit report clean for over 10 years. these people will stop at nothing to intimidate and scam. if they were a law firm they would leave the name of the firm in the message, which they did not. scammers

Woman called acting very official saying there was a legal complaint being filed against me, left this number and told me that if I wanted more information or a copy of the complaint, I should call the number.

Man claiming to work in a legal office called to notify us the police was going to pick up a family member.  He was rude and hung up when I mentioned that my lawyer will call him back.

Anyone actually been served papers? Got similar call today stating they would be serving papers to my job tomorrow, but I have zero collections on my credit? Confused

Fake Process Server/Debt Collection extortion scam.  Can't serve what does not exist, which is easily proven with a phone call to your local courthouse to ask if you are actually being sued.

The fake process server extortion attempt usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and must be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

They even said they would be garnishing my wages? I’m pretty sure a judgement would have to be made against me first? And the thing is, I AM the man in charge where I work and I know garnishments do not work in the way they were staying. Thanks!

Called my brother that lives a state away because they have no way to contact me...?  They could've easily googled the info!  Said they need to contact me so that they could deliver papers tomorrow that I need to be present to sign regarding some legal documents about a lawsuit for a debt in collections.  Hung up on them at that point since I don't even have any collections!

Called from in “unknown” number. I answered since I was expecting another call. Hung up when she said there was a legal complaint against me sent to “our office”.  She called back and left a “very urgent” message saying the same thing and telling me that if I don’t respond they will come to my place of business.  She never identified who or what her office is. Unless I get something that says an official office/business name that I can look up and verify, I call BS.

“Unknown” number left voicemail on my phone and my brothers wife phone saying I had a legal complaint filed against me and gave me a phone number to call with case number. I called the number, they had ALL my info including multiple addresses and full ssn. The guy claimed to be an attorney and said I was being sued over $500 for a credit card that I know I owe nothing on from 2010. He said I’m scheduled to be served on Friday from between 9am and 2pm but I could pay by Thursday to settle out of court. I said you’re funny guy, I’ve never even had a late payment on my credit report. He said my credit report wouldn’t change until after judgement...

i have recieved 3 calls from different numbers all saying the same thing, saying the call was from the Dept. Of Social Services letting me know my social security number had been suspended do to suspicious activity. 3 calls in 2 days, hmmmmm