866-531-4850

866 area code: Toll-free
Read comments below about 8665314850. Report unwanted calls to help identify who is using this phone number.
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  • 0
    Jan Haggerty
    Received a recorded call saying that I wrote a check that needed to be verified and that they had tried several times to contact me. If I didn’t call back they were going to get a lawyer and charge me with fraud. P.S. I don’t have any checks and haven’t had any for several years.
    • Call type: Scam suspicion
  • 0
    babette
    On my answering machine.  The first part of the message was cut off. Something about being reported for fraud.
    • Caller: not given
    • Call type: Scam suspicion
  • 0
    AZ Lady
    | 1 reply
    The tone has been threatening in nature that if I don't call them back to settle whatever they are talking about I could be arrested! Days I've received these calls - Sept. 2, Sept. 3. I do not answer unidentified numbers.
    • Caller: None given
    • Call type: Scam suspicion
  • +1
    BigA replies to AZ Lady
    Criminals are masquerading as debt collectors in an attempt to extort money from people by scaring them into believing that:
    a.       You are going to be sued and it will cost you lots of money when they allegedly “win” their case.
    b.      That they are about to file criminal charges or that you will be criminally charged (they use the bad check or hot check claim a lot) and go to jail, even though debt is civil not criminal, there are no criminal charges, and debtor’s prison was outlawed over 200 years ago.
    c.       That they will take away your driver’s license.
    d.      That will garnish your wages without actually suing you, going to court, or even winning a case and obtaining a judgement followed by a judge’s consent to the garnishment.  They also claim that your wages will be garnished in amounts far above all legal limits which are described by the Dept. of Labor here:  https://www.dol.gov/whd/regs/compliance/whdfs30.pdf

    It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

    Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

    First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

    Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

    Also file a complaint with your State Attorney General's office.
    List of State AG’s offices:   https://800notes.com/faq/attorney-general
  • 0
    sharon
    called to say i have committed fraud and will have lawyers on me they want me to pay for service i never had, they said they will put a judgement on me and take me social security and to get it from my bank. they have none of these numbers they keep calling and leave a different phone number. i have many phone numbers from 800 service spam?  they even call after 9 pm
    • Caller: un technologies
    • Call type: Debt collector

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