866-558-0183

Complete low life debt collection agency using false threats of legal action, fake summons, fake “court referral” under complete false pretenses and claim to be working for a law firm but cannot give the name or address. Wife and I got a prerecorded voicemail about a referral from local court, a case number and to contact within 24 hours or else judgement will be made without my consent. All sounded very serious so called back immediately. Odd thing is call was at 3:30pm on a Friday and I was in for a ride. Spoke to a very smooth talker on the phone (did not give name) who claimed they had a very old Citicard debt and I signed a “tolling agreement” so they can legally pursue the debt and there is no statute of limitations (this was an outright lie). They were quick to say they have no problem going to court and I should receive a summons soon. They had my correct SSN and current credit report, it seems they did possess a very old charged off debt (over 7 years) and were using every unethical trick in the book to collect. Requested some sort of documentation and they sent a Docusign pdf document to review before I would agree to pay anything, I wanted to verify this debt and they gave no identifiable or verifiable information. A “manager” approved my settlement amount for a fraction of the debt, and of course I had to pay right then and there. I said I’d like to think this over, verify the debt and talk over with my wife. The low life had an excuse for everything and upon realizing I wasn’t about to hand over thousands of dollars to some random person over the phone, despite having my correct social and current credit report, the threats of legal action was a complete bluff and he sarcastically said “good luck with your summons” and hung up. These scam artists need to be shut down for unethical practices.

If they had your current credit report then they would have had to identify themselves to the credit bureau.

That’s good to know how would I find out? I’m only assuming they have my current credit report because they referenced my current “good credit” and identified a new credit card I have that has enough credit to cover the payment amount they wanted . The suggestion that I use one of my credit cards (and they knew my credit availability) to pay off another debt is a tactic I’ve never heard before

You pull your credit reports which you should be doing on a fairly regular basis anyway.  Inquiries are listed on the reports.

Thanks pulled my credit report and found the inquiry! The scam artists are Williamson Morgan and Associates based in Ontario, California. A quick Google search reveals reports of their highly unethical practices to collect old debts, charge offs and outright lies. Will report to FTC and Consumer Protection, but honestly have little faith based on how long they’ve been in business and switch up numbers to continue this practice

I never worry about someone else doing what I can do.  There is absolutely nothing stopping you from sending them a letter or suing them.    You should also file a complaint with your State AG and the California State AG.
Debt collectors must now be licensed in California and this outfit is not registered so you can also file a complaint here:  https://dfpi.ca.gov/file-a-complaint/  The address listed on their website is a UPS store.  However they are registered in the State of California

WILLIAMSON MORGAN & ASSOCIATES, LLC (201626010157)

Request Certificate
Initial Filing Date    09/09/2016
Status    Active
Standing - SOS    Good
Standing - FTB    Good
Standing - Agent    Good
Standing - VCFCF    Good
Formed In    DELAWARE
Entity Type    Limited Liability Company - Out of State
Principal Address    320 S MILLIKEN AVE STE H
ONTARIO, CA 91761
Mailing Address    320 S MILLIKEN AVE STE H
ONTARIO, CA 91761
Statement of Info Due Date    09/30/2022
Agent    1505 Corporation
538
CORPORATION SERVICE COMPANY WHICH WILL DO BUSINESS IN CALIFORNIA AS CSC - LAWYERS INCORPORATING SERVICE
2710 GATEWAY OAKS DR STE 150N
SACRAMENTO, CA  95833

Since they have a registered agent that agent must by law accept legal documents.

Caller said trying to locate me, but unable
To and gave me another number to call for a firm based in LA.

this person still trying to collect a debt from a deceased person. they have credit report and all info, yet they neglect to see person is "deceased" scam

Had the same phone call today. They have been calling me for years.