866-558-0186

calls saying must call back letter sent to a home i lived at over17 years ago....no agency name just says camden county girl that left message was named melissa

Called about a debt from over 10 years saying they can't reach me to sue me. never got mail or calls and claims to have served legal docs several times.

This is a scam. They just called my brother and myself asking about my mother, saying they needed to go over documents. Apparently she has to go to court for a debt of $1000 from a Capital One credit card from 10 years ago.  This debt does not exist, she also has not received any court documents. They called my brother and I from this number +1 (906) 825-3003 and 866-558-0186 please do not fall for this it is a scam

One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them so that they can scare that person into paying extortion money.  They will usually also state information that would be illegal for a real debt collector to state to department and tell them that you are a deadbeat who does not pay their bills. They often call people that have never even been a third party such as that you are being sued, that you owe money to someone, etc. They threaten that if you do not call them back, they will contact your HR associated with you because they get erroneous information off the internet.

The fake process server/location finder extortion SCAM usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency. They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer). They threaten to serve you at home or at work. They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work. They also tell you that you will need two forms of ID. None of which is true. Process servers do not ever call ahead so that you can dodge them. Process servers get paid to serve papers, nothing else. They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”. Court documents are time sensitive and must be served within a certain amount of time. Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.
First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.

I received a phone call/voice .message from 866-558-0186 'legal office' stating that I have a complaint filed against me from an alleged credit card debt from early 2000s, a complete fabrication. When I returned the call, they weren't able to verify their business license number, mailing address or website, but insisted that a letter was sent 2 months ago with a settlement offer, but due to issues in delivering the letter, they have extended a courtesy call to advise me of the legal matter. A complete SCAM. Please report to the authorities!!

SCAM! I also received a phone call, as did my mother and stepmother. My husband used to work collections and one company he worked for and that company used these tactics of making up a fake law firm and saying that there was a complaint in my county. I just called my county and there is nothing filed against me, including the harassment charge they  going to file against me for calling them back and having them verbally tell me to cease and desist. The law firm that they said they were from was "Davis".

They are looking for my brother and got my info. They provided a case number and stated it will go against him or arrested him if he didn't take care of this.  I searched my county court doesn't have this number.