866-558-0293

Supposedly regarding a law suit to be filed against me. Not the way it works.

Claims it is a law firm and they are calling due to a legal matter concerning Bankfirst mastercard.

Stated they are collecting a debt from 1999. They called my children not me. Told them I needed to sign and return court papers that I don’t even have. No idea what they are talking about.

Is this legit.  Sent to me regarding my son.

Going by the previous posts, it is most likely Debt Extortion Scammers

Carrier Services and Process Servers do not know what is contained in the documents they are paid to serve/deliver. They don't cold call a recipient to inform them of a "failed attempt to deliver", as that would alert the recipient someone is attempting to Serve them. Anyone explaining what they are delivering, saying "matter attached to your SSN", "you have officially been notified", "deliver legal docs and to have ID ready"  or offering an alternative "solution" to avoid delivery is a scammer. Real process servers don't need to set a time to deliver any documents nor do they threaten legal action if you don't call them.

The vague scare tactic message is designed to panic a victim into calling back.

Most debt collectors will use a certain amount of pressure to convince you to pay the debt. After all, they often don't get paid unless you pay. Be suspicious of a debt collector who uses an unusual amount of pressure to get you to pay immediately, particularly if they also use scare tactics to get you to pay right away. For example, a debt collector is scamming you if it :

• threatens you with a lawsuit and tells that you can avoid the lawsuit by paying right away
• Says a Process Server  or Courier is coming with papers to sign
• Threatens to call / go to your place of employment
• Insists you have been notified, served or are non-compliant via phone message(s)
• Refuses to give a company name or verifiable Contact source
• Refuses to send proof of debt via US mail

A sure sign of a debt collection scam is a collector that wants to you to pay via wire transfer or another method that can't be traced. If the payment method can't be traced, you'll have a harder time getting the authorities involved.

If the creditor sounds completely foreign, or you know you never had an account with that business, there's a chance it's a scam. Never pay a collection you don't recognize. You have the right to request written proof of the debt from the debt collector before you send payment.

https://consumer.ftc.gov/articles/fake-abusive-debt-collectors
https://www.texasattorneygeneral.gov/consumer ... ollection-scams
https://www.ag.state.mn.us/Consumer/Publications/PhonyDebtCollectionScams.asp
https://www.consumer.ftc.gov/blog/2019/02/ftc ... llection-scheme
https://www.consumer.ftc.gov/blog/2017/08/pha ... onate-law-firms

Quote:

Here are some ways to find out if a debt collector is legitimate.
•You received a letter in the mail. ...
•The agency is licensed in your state. ...
•The collector can verify your personal details. ...
•You can request information about the debt. ...
•There's more than one method of payment. ...
•A company works with you, not against you.

Source: https://www.bankrate.com/personal-finance/deb ... ctor-is-a-scam/

Called me repeatedly … said she worked in a mail room and legal documents were returned etc. I realized it said Spam Risk on my phone and told her before hanging up. She called back over and over. A few minutes later, my ex called saying he received voicemail from the same number.

Said his name was Alex and that I was having papers served to me the following day and that someone over the age of 18 should be home to sign for the hem.  Said it was the law office handling my case.  He knew my address too.  Found out later that he called my husband, my ex-husband, my ex MIL and my mom.

Called twice in a row and left voice mail regarding a court case against me.  Called all my family also