866-596-7426

Scammers!! They took $395 out my mothers account! I had to close the account, file a police report, etc. -

Telemarketing scammers located in Montreal, Canada. They took out $395 from my grandmother's checking account. They call pretending to be working with the bank. They are going to rot in hell for taking advantage of the elderly and using the money to party on St Laurent Blvd...doing all their drugs and paying for their expensive toys.

Withdrew 469.57 dollars from my Mom account.

THEY TOOK 469.19 OUT OF MY MOTHER'S ACCOUNT. SCAMMERS IS RIGHT!! AND NOW THEY SAY THEY DON'T GIVE REFUNDS!??  These people are supposedly in Champlain, NY.  "Solid Securities". Selling identity-theft and telemarketing-scheme protection to elderly. They laugh all the way to their bank. They use 866-210-2228 and 877-959-9993 also.

Scammed $598 from 86 year old on September 27, 2010. Said they were paying $598 for a $1000 vacation. We have gotten nothing from them since and they won't return phone calls.

This phone # was attached to a made up check from EC Processing LLC out our checking account which was not authorized by us!!!!!! This is fraud!!!!!!!
The check was made
Pay to the order of Merchant 411 877-680-8062- 866-596-7426

Merchant 411 phone # is 1-800-309-0169 call is and they pass you another number all you get is voice mail This is fraud!!!!!!! This is fraud!!!!!!!

This is fraud!!!!!!!

Beware there may also be a recurring charge associated with this scam -- they may scam-charge you a large amount in the beginning followed by a smaller scam-charge every month after that -- so the safest thing to do is to close your account (you have to anyway because criminals have it and can charge again). If you report the scam to your bank within 60 days and your bank agrees it's a scam, your bank will refund the money if it's a personal account though it may not refund if you'd actually agreed to buy the scam verbally or in the fine print. The fact that you're getting the runaround on those phone numbers may help your case with the bank. However, if it's a business account, your bank will try to retrieve the money from the scammers but your bank has no legal obligation to refund money (US law).

BTW, I know you did not knowingly authorize it but these scams frequently operate by hiding in the fine print so when you buy WidgetA, you've also agreed to buy WidgetB in the fine print without ever realizing it until the scam-sellers of WidgetB charge your account and it may be very difficult to cancel as you've found out. Please report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.

My Mother had 598.00 taken out of her account on1/7/2011.

The company I work for just got scammed some how by this same exact way Merchant 411 being processed by ec processing. They got our account info some how and we don't know how. They took 91.95 from the business account and getting away with it. I called our bank and they are crediting our account but we have to close our business accounts and start all over....Does anyone know how they get account info if no one has given it out?

Just realized a $30.00 phony check submitted to my account can not block them from taking only option is close the account!!! Numbers listed on check are both bogus!!! Was told to file police report. Numbers listed are as follows 800-233-8122 and 866-903-1603. They are using a Capital One depositing account.

I too had a fake check deducted from my checking account in the amount of 30.00 from Payment Protection 866-233-8422 payable to the order of Capital one.  Strange, I do not have a capital one account.  I called the number and they will refund the 30.00 within 10-15 business days.  I never signed up for any protection... or any other loan. Strange!

That just happened to me today and I work at the bank. So, that did not go over well. The bank filed a despute and I will get my refund back within the next 48 hrs. It really pissed me off because I did not sign up for a loan.

i also just had $30 taken out of my account and had no idea what for so i googled the EC Processing and came accross this, im really pissed off! Did they ever refund you?

I also had $30 taken out of my account and had no idea what it was for.  Called #866-233-8422 that was printed on check and they told me I had to call another number, which I did.  According to "Nick", I must have agreed to a "PayDay Loan", which I didn't (and they are illegal in NY).  He says that the company will refund it anywhere's from 10-20 days so we'll see.  I guess this would also explain why I've been getting a lot of phone calls from "loan" companies, not to mention the ton of junk e-mails from various "PayDay Loan" scammers.  Can't help but wonder if this a result of all the recent hacking of big companies!

Just checked my bank account withdrawal of 30.00 had been made.  I called the number on the photo of the check lady says it will be refunded in 15-20 days.  I never authorized this.  How can these people get these account numbers amazes me and nothing we can do to stop it.  All foriegners of course, they need to be prosecuted in their country as apparently in our country there is no punishment for this.

This happened to me also. I called my back & had to get a forgery affidavit signed. My bank returned my $30 the same day but I have no idea where this SOB's got my information from. I never used a payday loan, as they are outlawed in AZ.

This also happened to my company, Merchant 411 is a scam . They did
Fraudulent deductions to my account and now I have to close it and open a
new one ... BEWARE

I have received repeated calls from this number which I never answered. Then all of the sudden I have an unexplained ACH charge on my account for $169.00 which after checking is related to this number. They have agreed to cancel and refund my account for the amount within 3-5 business days.....We'll see...

Yes, they took twice the amount of $99.95 every other month so far and I can't get through to them.  The bank said it was being drawn from by banking account number, not my debit/credit card.  I am filing papers with them to try to get it back from the bank...next step is to close down my account and start over!!  I too wonder how they got my account number...uh!