866-610-2726

The Northstar Company

Do you know what the Northstar Company is for?

They are a collection agency that buys junk debt-they are ruthless callers-ignore them! They are based in Cheektowaga-they call under different #'s-look up 2726, 2727, 2728, 2729, etc here for more info.

I received a call yesterday saying their client was going to prosecute .  My husband is unemployed so I know it is from a colllection agency as I had to stop paying my charge accounts. Should I be worried?

Northstar Location Services, LLC
4285 Genesee Street
Cheektowaga, NY 14225

716-817-6770    
886-224-9824    
886-224-9825
716-565-6926
877-630-6700    
866-822-4256
866-328-8252
866-610-2729
866-224-9822
866-224-9823
866-224-9824
866-224-9825
866-859-0289
Fax: 714-200-0786    
    716-565-6928

Head Debt Collectors:

Joel Castlevetere, CEO
Joseph Mosey, President
Jason Castlevetere, VP
Barbara Crean, Chief Synergist

Web address:
www.gotonls.com
http://www.makeabetterliving.com
Email: jcastle@northstarlocation.com
jmosey@northstarlocation.com

Far too many complaints on this organization to leave them off this site. Owners Joel Castlevetere of Clarence, NY and partner Joseph Mosley are two old debt collectors who have mastered the art of collecting debts. They purchased old, (mostly worthless) accounts fore pennies, then churn out paper work to give them validity that allows them to go after consumers.
The complaints we receive are typical of the ‘Buffalo Style’ debt collectors where threats of legal actions are pending and the debt collector’s sound more like thugs than professionals do. This is typical of the history of Joel and his associates. He was once the owner of Great Lakes in Buffalo, NY, which was then, labeled one of the worst debt collectors in New York, before it was sold off.

Consumers who are contacted or have suits filed against them by Northstar should be aware that in the vast majority of cases, it is far less expensive and highly beneficial not to pay them, but to fight them. A nationwide group of consumer attorneys is available to assist you in taking on Northstar and their claims by attacking the validity of the bogus accounts they file. If you do the math on paying Northstar versus fighting them, you win by a long shot. They do not have the original documents in the majority of claims they file and most consumer lawyers are geared up to make them prove it or walk away with nothing.

The reputation of this organization and the people working there is as bad as what was featured on all the collection agencies profiled on Dateline NBC. Same tactics lies harassment, threats, intimidation, and different players. Measure the cost of a lawsuit, a possible wage garnishment, property lien and bad credit for at least seven years against what it costs to hire an experienced consumer law professional and it is a no brainer.

My recommendation, based on their experience and the mail received is to stay far away from Northstar Location Services. Contact me for assistance and referral to a local consumer law professional who can assist you in dealing with these thugs of the collection dumpster.

http://www.budhibbs.com/collectorpages/northstar_location.htm

I would not worry...not unless you ignore their calls.

Illegally threatening prosecution on an unvalidated debt is standard procedure for these bottom feeders, who probably bought one (or more) of your charged-off accounts.

Here's what you do:

IMMEDIATELY demand validation of the alledged debt VIA certified mail with return receipt requsted. Keep copies of everything you send. Per the FDCPA they have five days to respond. If they continue harassing you or obtain a judgment without proving that you legitimately owe it, you can sue them for statuatory damages.

Today's Date

Your Name
Your Address

Northstar Location Services, LLC
4285 Genesee Street
Cheektowaga, NY 14225

VIA CERTIFIED MAIL

Dear {insert name of collector or company},

I am writing in response to your (letter or phone call) dated {insert date}, (copy enclosed) because I do not believe I owe what you say I owe.

This is the first I've heard from you, or any other company on this matter therefore, in accordance with the Fair Debt Collection Practices Act, Section 809(b): Validating Debts:

(b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.

I respectfully request that you provide me with the following information:

(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) Provide a verification or copy of any judgment (if applicable);
(4) Proof that you are licensed to collect debts in (insert name of your state).

Be advised that I am fully aware of my rights under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. For instance, I know that:

Because I have disputed this debt in writing within 30 days of receipt of your dunning notice, you must obtain verification of the debt or a copy of the judgment against me and mail these items to me at your expense;
you cannot add interest or fees except those allowed by the original contract or state law.

You do not have to respond to this dispute but if you do, any attempt to collect this debt without validating it, violates the FDCPA.

Also be advised that I am keeping very accurate records of all correspondence from you and your company including recording all phone calls and I will not hesitate to report violations of the law to my State Attorney General, the Federal Trade Commission and the Better Business Bureau.

I have disputed this debt; therefore, until validated you know your information concerning this debt is inaccurate. Thus, if you have already reported this debt to any credit-reporting agency (CRA) or Credit Bureau (CB) then, you must immediately inform them of my dispute with this debt. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act § 1681s-2. Should you pursue a judgment without validating this debt, I will inform the judge and request the case be dismissed based on your failure to comply with the FDCPA.

Finally, if you do not own this debt, I demand that you immediately send a copy of this dispute letter to the original creditor so they are also aware of my dispute with this debt.

Signature here
Your Printed Name

http://www.fair-debt-collection.com/Disputing ... ute-letter.html

Hello, I work for a collections agency and the Northstar company has also called my home for my father and has left messages saying they are going to take legal action and take us to court. They are in so many violations of the FDCPA... Let them leave you a message as nasty as they can then call back and let them know you are recording the call then throw it at them they are in violation of FDCPA section 806 and 807!!! They will close the account or you can sue them for a larger amount.

i want these people stopped they are harrassing my household every stinking day they need not bother me anymore as the people they talking about dont live here

I keep getting calls from this company. They call themselves "Northstar Location Services," the number is 866 610 2726 and they are looking for a Sharon Bean. I don't know a Sharon Bean and I have never heard of the company. I am almost 17 years of age. They have called for I don't know how many years and I've tried to get them to stop and they won't. I really don't want to have to change my number. Isn't what they're doing illegal? Because they are calling a minor? I don't know what to do. Can any of you guys help me at all??

I received a phone call from this company last night asking for a person who does not reside in my home.  When I told the caller this, he said he would remove my phone number.  The person this company is looking for is an ex-brother-in-law; I have been divorced from his brother for over 20 years.  After thinking about this overnight, I decided to call the company and ask what the name of the company was because I was unable to hear clearly last night.  The first man I talked to hung up on me, the second one told me it was none of my business because it did not pertain to me.  I informed him it was my business because they had my phone number.  After a few seconds of not-so-nice back and forth conversation, I hung up and called back asking for a manger.  When the manager answered, I explained the situation and asked why my phone number was available and once again asked what type of business with which I was conversing.  He asked if I knew the person in question; I responded "yes."  He told me my phone number had been removed from their system and he was unable to tell me anything about the company because of the privacy law........hmmh.......frustrating they can call me but can't even tell me what kind of company they run!  It was only through a computer search I discovered it was Northstar.

We have received several messages from this company wherein they specifically say they are calling to collect a debt. Like a couple of the other people who have posted here, the person they are calling does not live at the phone number they are calling. They are calling us in Tennessee for a person who lives in Pennsylvania. We have absolutely no clue how they were able to obtain our phone number for the person in question. We too want our number removed from their list and we want the phone calls to stop.

I have several calls from this number for my neighbor and I keep telling them they have the wrong number, they do not believe that so now I have started saying, he are not home.  A relatives that is a PI told me that if my neighbors are giving my number as their, it is a form of ID theft.

The numbers given you when you purchase a cell phone is sold. Your name is then found in facebook were more information about you is obtained. Then the theif goes through the pc world, and guess what. The you that buys all this information who's real name used to be okmed Talibeaner is now you. with your face ID and even sociol security and drivers license number. You were sold on the black markit so you could flye into America. And you could become a American citizn without even trying, so watch your bank accounts and other forms of ID> check the PC yourself, there are now 30,000. Me's running around America. Showing address from florida to canada

these people are calling relatives that are not even my relatives anymore..by divorce..how do they get such information?  They wont stop calling me or my ex-relatives.  How do I get them to stop?

Their process of calling relatives (or now unrelated relatives), neighbors, co-workers, etc. is called Block Party or Office Party and is explicitly illegal.

http://bankruptcy-law.freeadvice.com/collecti ... -harassment.htm

To everyone reading this who is receiving calls and activity from Northstar that may violate the FDCPA.

http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act

File a complaint with the Federal Trade Commission:

https://www.ftccomplaintassistant.gov/

Even if you aren't the person they are looking for, filing complaints is the only way to get them shut down.  They won't tell you want the call is about because, again, telling a third party about debt collection activity is also illegal.  Read the information in the first two links above and become informed!

do not call me again

This bottom feeder collection agency is Northstar Location services.  They are nasty and rude.  I recieved a cell phone message from them today.  The caller threatened to have the police come to my house to arrest me for unpaid cc card debt.  This is illegal to leave any message like that.  I saved the message and plan to play it for my BK attorney.  I do plan to sue this company for violation of the FDCPA.

Found a voice message last night and had not idea who was calling, there was a voice message to call James at this number,,,,,, Since I did not know who it was I called and this gentlement (at that time) requested my phone number and I asked,,, why are your calling ,, and he said we are a collection agency,,, I said I have nothing in collection,, and he said must be one of your relatives,, I said if that is the case I want you to remove my number from their list as I will not provide any number neither I want more phone calls,, he began to said I am required to provide the number, and that he will not stop calling until you do,, I demanded to remove my number and he began to scream at me,,,, I told him since I requested to remove my number he had to otherwise I will report him and he began to laugh,,,,,, so I hang up the phone and turn off the answer machine....

How do I remove my number from his listing?

Found a voice message last night and had not idea who was calling, there was a voice message to call James at this number,,,,,, Since I did not know who it was I called and this gentlement (at that time) requested my phone number and I asked,,, why are your calling ,, and he said we are a collection agency,,, I said I have nothing in collection,, and he said must be one of your relatives,, I said if that is the case I want you to remove my number from their list as I will not provide any number neither I want more phone calls,, he began to said I am required to provide the number, and that he will not stop calling until you do,, I demanded to remove my number and he began to scream at me,,,, I told him since I requested to remove my number he had to otherwise I will report him and he began to laugh,,,,,, so I hang up the phone and turn off the answer machine....

How do I remove my number from his listing?

This people are idiots.   They called at 8:30 a.m. central time.  I do not recognize the number so I blocked it and/or have the ability to put on my fax machine.  I do not owe anybody so this is definitey not for me.  Thank goodness for Google because I can find out who these people are without answering the phone and putting up with their nonesense.

I must say that this is a great message and thank you.  I will say that I am not one to not pay my debts, however in my case I had charged on my charge card, 5159.29.  I made payments in total to them of 8587.05.  I understand that you pay interest and fees on your cards, however, I lost my job during these tough economic times and have not been able to pay off my card.  The company continued to charge me late fees and interest for over 2 years even though they closed my account.  They want me to pay an additional 4,000 to the card.  I have been arguing with them for 2 years and informed them that if I payed them an additional 4,000, that would mean that I would pay 12,000 on a 5,159.29 debt.  That is absurd!!!   They threatened to charge it off and said it would ruin me for life.  So I told them to please charge it off, because I could pay them 2 cents on the dollar and be better off.  

Today, I received my first call from Northstar.  so this information is good for me.  I think we need to contact our Congress people to stop companies from continuing to charge interest and fees on closed accounts.  It is absolutely ridiculous.