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They sent me a letter telling me about a unsecured debt I have of 19000. But I don't   When I try to call I get a busy signal. Can you help

We just got the same in a letter stating a debt of $19,236.
Has the same phone number.
We have no such debt.
How nice of them to offer to settle for only $5770.00
If anyone gets more info on this, please share @ lin.ouimette@gmail.com

Identity thieves, con men and bill collectors alike buy and sell your personal information. If they get nowhere with you, they will sell your information to some other thief. Don't ever give out or "confirm" ANY information over the telephone. When someone tells you that you must "confirm" your name, make them say it first. Don't let them tell you anything different. The same goes for your address. If they won't do this, they're thieves. Thieves often pretend to be a legitimate collection agency.

Make them notify you through the mail. If they won't do this, they're thieves. How do I know all of this stuff? I worked for a legitimate collection agency one summer. Not some get-rich-quick con man. I fully expect others to post here to try to argue with me. Ignore them, they are the thieves I am warning you of. If something doesn't sound right, just hang up.

Legitimate bill collectors can be negotiated with. If you come to an agreement, demand that they first send it in writing to you through the mail, along with verification of a legitimate debt, as the law requires. Never send them anything in writing. They don't need to require this if they're legitimate. Never agree to anything which makes you pay money first. Never turn over control of your computer to anyone. Never push buttons or leave messages. Never believe anyone who threatens you with arrest. NEVER give out card numbers or check routing and account numbers. Always use money orders. Don't mail payments to PO boxes. Legitimate people aren't afraid to provide an office address.

Thieves and con artists are aware of this website. They have been posting here (800notes) to create confusion. They  usually tell stories about how hard it was to get rid of them, how they were threatened, or tell of different things that they say worked. Good businesses don't do this.  Don't bother to threaten thieves, they think it's funny.

You can help your entire community by doing what I did. Contact your local TV station and tell them about this website, so that they can share it with their viewers and help stop thievery.

Read my post below.
Same number. Got a letter stating the same!
Scam!

I have no problem with your post, but remember that they should be sending that first letter out automatically.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

We got the same thing for the same amount

They shouldn't be sending anything... it's a SCAM!!! Same letter with same amounts to 1000 different people lol. I would never call them or even dispute this because it only opens the door.

To the MORON Wow who says to pay your bills on time blah blah blah... clearly he is a crook or just a dumb a** since this one is clearly a scammer.

If they are a legitimate debt collector then that letter will go out.  Anyone else is a thief looking to steal money.  That is the best way to tell who you are dealing with, especially when they tell you they can't send anything until you pay something.  If people know what is required of the law and that doesn't happen, then they know they are dealing with scumbag low lifes.

Hi, I got the same letter, owing $19236 and will resolve for $5770.  What a coincidence we all owe the same amount of money.  What a bunch for crooks.  Thanks all for sharing.  Peace

Got the same letter apparently saying 19236 total but now they will settle for 6732. They've also chgd their # to 866-274-5331 now :/

Same thing owe 19.236 but will take 6732 letter in mail box 5/18/17

Just got the same letter with same amount owed sent out 8/7/17... thank you all for sharing.