866-812-5519

I missed a call from them yesterday, voicemail said I was being accused of fraud

According to their robo-greeter, supposedly some company called "GCAD".  At least that's what it sounded like.

Most likely a debt collector engaged in debt scamming.

Fraud is a usually prosecuted as a crime.  If you were suspected of that crime you'd have been contacted by members of law enforcement and interviewed on a face-to-face basis.  No debt collector has anything to do with the criminal justice system.  Being in ordinary civil debt is NOT a crime and you cannot be prosecuted for it.

In any event, you would NOT first hear about this from some scamming debt collector who calls you up and starts  throwing out a lot of  threats and starts demanding money.

Possibly this group:

https://www.gcabllc.net/
Greater Collection Agency Bureau

__________________

BBB:
(877) 217-0668
Greater Collection Agency Bureau
PO Box 680574
Charlotte, NC 28216-0010
Additional Phone Numbers
(855) 256-5531
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BBB File Opened: 03/30/2017
Contact Information
Principal: Ms. Mary Smith
Business Category
Collections Agencies
Licensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
This Business Is Not BBB Accredited
Greater Collection Agency Bureau
B+ BBB Rating System Overview
_____________________
Per records of the Secretary of State of North Carolina

Limited Liability Company
Legal Name
Greater Collection Agency Bureau, LLC
Information
SosId:  1406860
Status:  Current-Active
Annual Report Status:  ADM Pending
Citizenship:  Domestic
Date Formed:  10/15/2014
Registered Agent:  Stephens, Stelmas
Addresses
Mailing
1101 Sunset Rd Unit 680574
Charlotte, NC 28216-0425

Principal Office
1101 Sunset Rd Unit 680574
Charlotte, NC 28216-0425

Reg Mailing
1101 Sunset Rd Unit 680574
Charlotte, NC 28216-0425

Reg Office
5736 N Tryon St
Charlotte, NC 28213-6850

Company Officials
All LLCs are managed by their managers pursuant to N.C.G.S. 57D-3-20.
President
Stelmas Stephens
1101 Sunset Rd Unit 680574
Charlotte NC 28216-0425
_____________________
In any event,

Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt
Collection Practices Act.)  The same goes for endless telephone harassment

Note that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question.  As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes.  The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact "own" the debt in question.  Most do not send debt validation letters and many often say they are collecting for someone else.  So, make the complaint anyway if they are bothering you.  Let the FTC sort it out. llection Practices Act.)  The same goes for endless telephone harassment

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

You'll probably have to yell at them and talk over them.  Tell 'em  no scammy debt collector is going to push you around.

You have to get tuff with these people because,  being akin to thugs, brute force is (metaphorically speaking).   the only thing they understand.

Thank you for this information.

They contacted me for a debt from 5 or 6 years ago, saying if I didn't pay, the debtor would "forward the case to (my) county", and that instead of the $469 I owed, they would file a suit against me for $3000.

Plus, when I called back later, the number said it was a nonworking number.