8668238876

3 words STATUE OF LIMITATIONS
8 year old debts? get real! you can't collect.
you cannot do anything!

Hi everyone, just google 866-474-1004 and there's a lot more complaints on this company, which is Abrahms and Burkes & Marshall and Zolkowski.  If you look up Marshall and Zolkowski theres tons of complaints at the BBB, but we need more people to file complaints for Abrahms & Burks.  

Complete scam artists.  Don't waste your time arguing with them.  You can see they are stupid illiterate jerks.  Also check out this site about them http://www.budhibbs.com/debtcollectorpages/marshall_ziolkowski_cmts.htm
or
http://www.budhibbs.com/debtcollectorpages/marshall_ziolkowski_bud.htm

Oh and also, they go by Kingman & Cole.

Here we go again.  THese [***] keep calling me again under the name Brady and Caruso.I thought I was done dealing with them and now it starts all over.

Industry TipsBack To Top s may not use false statements when collecting a debt. For example, they cannot:
* falsely imply they are attorneys or government representatives;
falsely imply you have committed a crime;
* falsely represent that they operate or work for a credit bureau;
* misrepresent the amount of your debt;
* misrepresent the involvement of an attorney in collecting a debt;
* indicate that papers being sent to you are not legal forms when they are;
* give false credit information about you to anyone;
* send you anything that looks like an official document from a court or government agency when it is not; * use a false name.

Law Violations
If you believe a debt collector has violated the law, you may sue in state or federal court within one year from the date of the possible violation. If you win, you may recover money for damages you suffered, including court costs and attorney's fees. You should also report problems with debt collectors to the Attorney General's office and the Federal Trade Commission.

For more information, contact:

Better Business Bureau Serving Upstate NY
(800) 828-5000
www.bbb.org

New York State Attorney General
(800) 771-7755
www.oag.state.ny.us

New York State Consumer Protection Board
(800) 697-1220
www.consumer.state.ny.us

New York State Banking Department
(877) 226-5697
www.banking.state.ny.us

Federal Trade Commission (FTC)
(877) 382-4357
www.ftc.gov

This report is general in nature and is not intended as a reliability report on any company, service or product.

L05Debt Collection

The following is BBB general information and is not intended as a report on any specific company.

If you experience problems with a collection agency, it's important to know your rights. There are two types of debt collectors: creditors, to whom you owe money directly, and third party collectors, which collect on behalf of companies. Under the Fair Debt Collection Practices Act, creditors and third party collectors may NOT:
* use false, deceptive, or misleading representations or means;
* harass, oppress, or abuse any person while seeking payment;
* use any false statements or engage in unfair practices.

The Better Business Bureau and the Federal Trade Commission offer the following information on fair collection practices.

Contact

Debt collectors may not contact you before 8 a.m. or after 9 p.m., unless you agree to alternative times. They may contact you in person, by mail, telephone, telegram, or fax; however, they may NOT contact you by postcard. Collectors also may not contact you at work if they know your employer disapproves. You may stop a collector from contacting you by writing a letter to the agency telling them to stop. Once the agency receives your letter, it may not contact you again except to say there will be no further contact, or to notify you if they intend to take a specific action.

If you have an attorney, debt collectors may not contact anyone other than your attorney once you've provided the attorney's information. If you do not have an attorney, collectors may contact other people, but only to find out where you live and work. In most case, collectors may not contact such permissible parties more than once and cannot reveal to anyone other than you or your attorney that you owe money.

Within five days after you are first contacted, collectors must send a written notice telling you the amount of money you owe, the name of the creditor to whom you owe the money, and what action to take if you believe you do not owe the money. If you believe the company contacted you in error, you must write to them within 30 days after the initial contact; upon receipt of your letter, the company must cease collection activities. However, if the company can provide proof of the debt such as a copy of a bill for the amount owed, the company may renew collection proceedings.

Prohibited Practices

Debt collectors may not engage in unfair practices while attempting to collect a debt. For example, they may not:
* use threats of violence or harm against the person, property, or reputation;
* publish a list of consumers who refuse to pay their debts (except to a credit bureau);
* use obscene or profane language;
* use phone calls to repeatedly harass you;
* fail to identify themselves on the telephone;
* advertise your debt;
* threaten arrest if you do not pay your debt;
* say they will seize, garnish, attach, or sell your property or wages, unless the collection agency or creditor intends to do so, and it is legal to do so;
* indicate that actions such as a lawsuit will be taken against you, which legally may not be taken, or which they do not intend to take;
* collect any amount greater than your debt, unless allowed by law;
* deposit a post-dated check prematurely.

Debt collector
As a matter of policy, the BBB does not endorse any product, service or business.

BBB Reliability Reports are provided solely to assist you in exercising your own best judgment. Information in this BBB Reliability Report is believed reliable, but not guaranteed as to accuracy.

BBB Reliability Reports generally cover a three-year reporting period. BBB Reliability Reports are subject to change at any time.

If you choose to do business with this business, please let the business know that you contacted the BBB for a BBB Reliability Report.


ID: 232240938
Report as of: 8/14/2008 9:30 PM

© 2008  Better Business Bureau, Inc.

. . .and maybe you can brush up on your grammer?  loser.

Do you realize how easy it is to link all you donkeys together?  Of course A&B is really M&Z who is now B&C who will all be out of business until the next scam.  

They obviously hire [***] to collect and submit posts.  You guys should stay far away from the message boards -- it's not helping your case.

are you with one of these scam "collection" agencies?  sure sounds like it!

NY: Debt Collector Used Sex Threats, Harassment
By THE ASSOCIATED PRESS
Published: August 18, 2009

ALBANY, N.Y. (AP) -- New York's attorney general said Tuesday he is trying to shut down a debt collector whose employees used outrageous tactics in several states, such as threatening to sexually attack one debtor's daughter, berating people as drunks and deadbeats, and bullying others with threats of arrest.

Attorney General Andrew Cuomo announced the lawsuit against the Benning-Smith Group for what he claims are more than 1,000 violations of state and federal law in New York alone. He said his staff has also spoken to people from Pennsylvania, Georgia, North Carolina and Texas who claim they were victims.

Cuomo said he is chasing more than 850 complaints and is suing at least 13 debt collection companies with separate names operated under the Benning-Smith Group.

''They did everything they could to demean and humiliate their targets, stooping so low as to sexually harass and verbally abuse individuals nationwide,'' Cuomo said.

In an answering machine tape that Cuomo provided to The Associated Press, an unidentified collection agent told a New York grandmother of seven in 2006: ''You are totally ghetto. ... Learn English; get an education instead of just sitting on your fat derriere all day long.''

The caller then insulted her pronunciation of ''plan'' and called her an ''uneducated reject. ... Get a real job, get an education and learn to take care of your responsibility like a grown adult would.''

The call was over a $182 debt that the woman, 50-year-old Dorothy Gilbert, of Rochester, had paid more than a year before.

''I know I didn't sleep for a couple of nights,'' Gilbert told the AP on Tuesday. ''What if it was a person who couldn't take that kind of talk? Or someone with a bad heart or mentally imbalanced or very depressed? Then you could be looking at murder.''

Gilbert said she still keeps the receipt for the paid debt under her mattress, just in case.

Cuomo spokesman Richard Bamberger said the office hopes to shut down the operation so it can determine how many states the company operated in. Cuomo is working with the Federal Trade Commission and Better Business Bureau, which also received complaints, he said.

One collector repeated the name of a consumer's daughter and described sexual attacks he would commit against her unless a debt was paid, Cuomo said. Other collectors called consumers drunks, deadbeats and in one case a low-life piece of trash; one allegedly told a woman he would pay the debt himself if the consumer and her husband would have sex with him, the attorney general said.

An attorney for the Benning-Smith Group didn't respond to a request for comment. The company operators didn't respond to requests for comment left at one of the companies, Brady & Caruso in the Buffalo suburb of Amherst.

In June, Cuomo obtained a court order shutting down the fraudulent activities of a Buffalo-based collection racket and initiated criminal charges against the owner of that operation.

He has shut down two other debt-collection agencies and is suing two others for collection practices and what he said were unkept promises in debt-repayment plans.

Cuomo said the Benning-Smith Group operates as Abrams, Burke & Associates; Benning and Smith Acquisitions; Brady and Caruso; DebtPayments.com; Fredericks, Goldstein & Zoe; Graham, Noble & Associates Bookkeeping; Graham, Noble & Associates LLC; Graham, Beagle & Associates LLC; Kingman, Cole and Associates LCC; Marshall and Ziolkowski Enterprise LLC; Marshall Ziolkowski Acquisitions LLC; Lansky, Goldstein, Zoe; OLS Payment Services; and University Debt Collection.

http://www.nytimes.com/aponline/2009/08/18/us ... ctors.html?_r=1