866-837-6192

keep getting vm from this number but never any missed calls saying they are a student loan refinance company with the govt

On my cell, had 10 -- yes 10-- recorded, all the came in a few days. saying they wanted to help me redo student loans, of which i ain't got none. Cost me 10c per call left.  This may be same company as 1-888-837-6192.. that's what Google turned up from my initial inquiry for the 866

For a cell phone, some already have call blocking, if not, there are free apps on the web that will work for some. You can google this. If you have a smart phone, there is a free app called call control. Iphones appear to have apps also. Another one is called Mr. Number.

For text messages: forwarding any text message spam you get to the short code  “7726,” which spells “spam” on most phones, to alert your network operator to the abuse. ATT won't accept 7726 But they will accept BLOCK and return a message that the web site is blocked. forward the texts to 7726 or BLOCK, depending on your phone carrier.

Report your callers here, not just to the DNC alone:

https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

By State DNC lists:
https://800notes.com/faq/state-do-not-call

Four more calls,

Google lookup of name (in female voice) who IDs self as from Financial Asset Mgmt Systems, turns up legit looking website and all kinds of accrediations with BBB and others. So wassup?

Another one today, so bit bullet, and called these folks today on the 866 number. They were quite polite, apologetic, promised too immediately remove my cell and home from list. Also let me talk to supervisor, equally polite etc.
Said often cells are reassigned if pvs subscribed drops service - mine was new about 15 mos -- quite likely and gave me name on their list for my number, which did not match.

Overall, a pleasant experience when i had anticipated worse.

Thanks FAMS.

This number is blocked on my phone. Their messages fill up my "blocked messages" folder. In the past 4 months they have called me and left the automates message 22 times! So annoying!
It's something about owing money for a loan (which I do not).

It is not a telemarketer, it is a debt collector and you need to send them a cease and desist letter by certified, return receipt US mail.  Here is what you need to know:
FINANCIAL ASSET MANAGEMENT SYSTEMS, INC.
Posted in:  https://800notes.com/Phone.aspx/1-866-837-6192
Web site gives no physical address and only has web forms or phone to file dispute:  https://www.famspayonline.net/contact-us/index.php
BBB gives them an accredited A+ with 50 complaints:  http://www.bbb.org/atlanta/business-reviews/c ... n-tucker-ga-595
Bloomberg lists the head criminals:  http://www.bloomberg.com/research/stocks/priv ... ivcapId=4497045
Looks like they were sued-many times:  http://www.law360.com/cases/55d23637352ce933c2000004/dockets
https://dockets.justia.com/docket/florida/flmdce/6:2015cv00356/307973
https://dockets.justia.com/docket/texas/txsdce/4:2008cv02189/593182/
https://pacermonitor.com/public/case/8759207/ ... nt_Systems,_Inc
https://dockets.justia.com/docket/california/casdce/3:2015cv01502/479262
http://www.gpo.gov/fdsys/pkg/USCOURTS-mnd-0_11-cv-00584
http://www.plainsite.org/dockets/2ma8p7vg3/ge ... nt-systems-inc/
https://www.law360.com/cases/55074b4086303431a0000002
https://www.pacermonitor.com/public/case/9051 ... TEMS,_INC_et_al
https://casetext.com/case/lising-v-financial-asset-management-systems
http://www.leagle.com/decision/In%20FDCO%2020 ... 0SYSTEMS,%20INC.

This is the name of the company that owns them:  http://www.americancapital.com/our-portfolio/ ... ent-systems-inc
After you get past the first few paid for glowing reports, the true company shows itself:  http://www.indeed.com/cmp/Financial-Asset-Man ... ews?fcountry=US
Looks like they have a Dept. of Education contract: https://studentaid.ed.gov/sa/sites/default/fi ... aseContract.pdf
Georgia Dept. of State info:
Business Name:    FINANCIAL ASSET MANAGEMENT SYSTEMS, INC.    Control Number:    K321089
Business Type:    Domestic Profit Corporation    Business Status:    Active/Compliance
Business Purpose:
Principal Office Address:    1967 Lakeside Parkway, Suite 402, Tucker, GA, 30084    Date of Formation / Registration Date:    8/20/1993
State of Formation:    Georgia    Last Annual Registration Year:    2015

Registered Agent Information
Registered Agent Name:    Timothy J. Burson
Physical Address:    200 Ashford Center North , Suite 500 , Dekalb, Atlanta, GA, 30338, USA

Other Complaints:
https://whocallsme.com/Phone-Number.aspx/6782543300
http://www.complaintsboard.com/complaints/financial-asset-management-systems-inc-hialeah-florida-c118749.html
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
Georgia AG:     http://law.ga.gov/
http://consumer.georgia.gov/consumer-services