866-866-1313

I was told to call this number for a summons regarding my legal documents

if you get a call from this company you can report them to the FTC it's iligal to tell people the police is involve you have a case against the and you might to even have to pay for your debt.  you should pay what you owe!!

called my husbands job saying they were from the sheriffs office threatened to take all we had... when i started asking for proof they hung up

they called my 80 year old mother and told her they were from the county prosecutors office.  Shame on them!

Another UNLICENSED DEBT COLLECTOR BREAKING LAWS TO COLLECT DEBTS NO ONE OWES.
NO LICENSE means they cannot file lawsuits - not even using a local attorney

ITS ILLEGAL TO THREATEN A LAWSUIT and they cannot SERVE a summons if they have not FILED with your local court house.  THE INTENT is to cause PANIC so you pay without question.

They do NOT have any PROOF this debt exists. THE BURDEN OF PROOF IS ON THE COLLECTOR!

They are REQUIRED BY LAW to PROVE the debt is valid and allow you to DISPUTE IT

1. CHECK YOUR COURT HOUSE - you need to PROOF that they never filed.
2. file complaints with your State Attorney General as well as the CA Attorney General and FTC (links below)


http://www.consumerjustice.com/consumer/agencydetail.aspx?id=7744
Prime West Management Recovery, LLC  
109 North Maple, Ste C
Corona, California, 92880
--------------------------------------------------------------------------------
Phone No.  866-969-7222  
Fax  

Notes
Scammers, threatening legal actions from some hideout in CA.

No license or bond found anywhere.

Business started Jan 2010 (DE CORP


1) Never assume they have a VALID DEBT OR LEGAL RIGHT TO COLLECT
 
2) Debt collectors MUST FOLLOW your STATE laws regarding licensing.  Check your Secretary of State for licensing requirements for ANY collection agency that contacts you

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx


Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0




Time-Barred Debts
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt144.shtm

There’s no doubt about it: you are responsible for your debts. If you fall behind in paying your creditors — or if you dispute the legitimacy of a debt — a debt collector may contact you.

“Time-barred” debts are debts so old they are beyond the point at which a creditor or debt collector may sue you to collect. State law varies as to when a creditor or debt collector may no longer sue to collect: in most states, the statute of limitations period on debts is between 3 and 10 years; in some states, the period is longer. Check with your State Attorney General’s Office to determine when a debt is considered time-barred in your state. You can find contact information for your State Attorney General at www.naag.org.

Federal law imposes limitations on how debt collectors can collect debts, including time-barred debts. Under the Fair Debt Collection Practices Act (FDCPA), a “debt collector” generally is any person or organization that regularly collects debts owed to others. The term includes lawyers who collect debts for others on a regular basis, but it does not include creditors collecting their own debts.

The FDCPA prohibits debt collectors from engaging in any unfair, deceptive, or abusive practices while collecting debts. It does not erase any legitimate debt that you owe. To learn more about your rights under the FDCPA, click on www.ftc.gov/bcp/conline/pubs/credit/fdc.htm.
Collecting Time-Barred Debts

Most courts that have addressed the issue have ruled that the FDCPA does not prohibit debt collectors from trying to collect time-barred debts, as long as they do not sue or threaten to sue you for the debt. If a debt collector sues you to collect a time-barred debt, you can have the suit dismissed by letting the court or judge know the debt is, indeed, time-barred.

Whether a time-barred debt — or any debt for that matter — can appear on your credit report depends on how long the debt has been delinquent: debts that have been delinquent more than seven years cannot appear on your credit report, with certain exceptions. In addition, a debt collector may not try to collect a debt that has been discharged in bankruptcy, no matter when it was incurred. To learn more about credit reporting, click on www.ftc.gov/bcp/conline/pubs/credit/fcra.htm.
Contact with Collectors

Can a debt collector continue to contact you about a time-barred debt you don’t think you owe? According to the law, if you send the debt collector a letter stating that you do not owe some or all of the money within 30 days after you receive written notice of a debt, the collector must stop trying to collect until you’ve been given written verification of the debt, like a copy of the bill for the amount you supposedly owe. The collector can renew collection activities once you’ve gotten proof of the debt.

You can stop debt collectors from contacting you about any debt, regardless of whether you owe it, by writing a letter telling them to stop contacting you. Once the collector gets your letter, it may not contact you again — except to say there will be no further contact or to let you know that the collector or creditor intends to take some specific action. Sending a letter doesn’t absolve you of the debt if you actually owe it; the debt collector or creditor still could sue you for the debt.
Future Collection Efforts

The best way to protect yourself from future collection on any disputed or partially settled debt is to get a form or letter from the creditor or collector that releases you from further obligation. To make sure the release is valid, you may want to consult an attorney. If you believe that a debt collector violated the law, you have the right to sue in a state or federal court within a year from the date the law was violated. If you win, you may recover money for the damages you suffered, plus an additional amount up to $1,000. You also may recover court costs and attorney’s fees. You also may want to report any problems you have with a debt collector to your State Attorney General and to the Federal Trade Commission.

The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a new video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
October 2004

I was told to call this number to get some information 866-866-1313 come to find out I’m being sued for an old credit card debt. I spoke to them today and asked if I can arrange a monthly payment less than $100, that's all I can afford right now. They said that they can stop the lawsuit, they will talk the creditor about my proposal, but I have to fax a letter of hardship. What should I do?

Most state laws allow up to 25% of your wages to be garnished - and they will use your pay to set the $ amount they want from you. You MUST appear in court. If you don't, they win by default and you probably won't be able to appeal. Bring all of your debt records, utility bills, car payments, etc and your pay stub with you to the court to show the judge what you can afford. Your property can't be taken away. The only things they can do are place a lien against your property or garnish your wages.

My experience with this company has been completely the opposite. I knew my past credit history has been less then admirable. I was treated with kind words and solutions to help me resolve my current situation. I commend the employees that have to deal with the consumers that blame banks and collectors for not taking care of their financial obligations.

I got a call from these people using my citys name with a fake sheriffs office. These people are complete liars.

i think you are nuts sounds like a scam to me so i got my card disconected didnt realy think about it at first then my wife googeled their phone number and found this

after they recieved a letter from m states attorney telling they were illegal but they still call with threats about serving a summons. This company has never sent anything in writing nor provided me with contact information

The owner of this company is Wayne Lunsford his phone number is 951-581-6424 the company is Heavy Hitters Investment in corona ca

Their name is Prime West Management Recovery LLC.  They are an ILLEGAL COLLECTION AGENCY HUB.  Their address is 109 North Maple Suite C, Corona, CA 92880.  They also are listed under the number 866-969-7222.  They are one of the numerous companies that purchase closed, finalized, or "Zombie" credit reports that ABCNews reported on.  Their tactics are Illegal to the FDCPA and have caused people to give their personal information, such as Social Security, FULL Financial Information, and Bank account access,  They are not listed by the BBB and have been reported to the FTC on multiple counts.  

They will claim to be the "Sheriff's Department" and have a summons to court for outstanding credit issues.  They will try to have the person, who owes the debt, to pay the full amount or "lower the debt" in order to pay off in smaller payments.  They will want any way to get the payment, Credit Cards, Bank Accounts, and so on.  They have been known to use the names Don, Shannon.

If you get a call from either these numbers.  Report it to the FTC.

These people called my parent's home and claimed they are trying to contact me about "my home" and that they need me to call them back.  My Daddy told them that I don't live there but he'll give me the message if he sees me.  He called me giving me the number thinking it was about the government grant I was going to try to get because we are on disability, I told him no that I haven't applied yet, and that the finance company that granted our mortgage that the government pays has our number and address, I figured it was another crack pot collection agency trying to collect when we don't have money.  Instead of calling I looked the number up first and discovered I was right.  These collection companies don't realize how easy it is to read the fare debt collections act, which I have done and as long as I don't give them permission to call me they can't contact me in any way.  Also they can't garnish disability income so they are screwed.  I had one make the statement that since I'm on public assistance I won't go far in life, well we did not ask to be born disable but the law say we have a right to disability to live.  So SCREW THE COLLECTION AGENCIES.

This Is a legit company I was recently took to court and they garnished 25%of my wages I guess I should have listened and find out what I could have done to settle out of court!

I guess you should go back to the boiler room and run your filthy scam on the phone, because you can't run it on this site -- NO ONE BELIEVES THIS CRAP.

Filthy rotten fake debt collection SCAM SCAM SCAM.

I was also told to call the 866 number and i didnt !!! i wish i did call because i didnt now they are taking money every other week from my pay check and more the the debt collector wanted i wish i called and made arragement with them

yeah i thought they are a scam too at first but then my employer got a letter now they are taking money from my paycheck :( i should have paid them now i have no christmas money and i dont even have enough money to pay my rent ;(

This Prime West company called my job, my family & others saying that they were the Sheriff's dept & that they were going to issue a warrant for my arrest if I didnt contact them!!!

Seriously! Reagan needs to get a grip!
We all here know that you are part of this scam, for you to come in and calmly say "they took me to court and garnished 25% of my wages" C'mon bro!

You know what is funny people, that most of this posts about this company are recent. I got a call yesterday also to a person who is not even part of my family, telling her they were from the Sheriff's Dept and that I had 3 hrs to contact them. This person contacted my brother and he contacted me. I called (866)988-1001 and it is PRIME WEST MANAGEMENT centered in Corona for a credit card debt that was closed years ago. "Valerie" the representative sounded very convincing telling me that I had a court summons that I didnt go to blah blah blah... but when I asked her info on WHAT court I was supposed to go or what this was about she told me that "I cant disclose that information unless we process your payment" She was offering me settlement for $700 out of a $1,500 debt but I had to pay it right away... I told her that I wont be paying until I researched the collection's agency and if I EVEN OWE that money... So I am calling the Bank and I am also calling the FTC.
This is why Im on this blog, because I was researching this company. So far I havent found anything that tells me this is a legit company. I will repost on here by next week with the results... Just to be helpful to other people in the future.

But c'mon... WHO tells people "We are from the Sheriff's Dept"??? Isnt that alone a factor that tells us who nasty and unmoral this company is!?
We'll see

God bless all of you.