8668739172

Have been receiving numerous calls from this number on my cell phone. after answering for the first couple of times and not being able to understand the name asked for (they speak fast with very poor english), or not recognizing same and telling them they had a wrong number and then hanging up. the calls have not stopped but I no longer answer them as I have set the phone to ignore this call, so all I get is a message stating that I had a missed call. This has been going on for months now, so whoever they are they are nothing if not persistent.

http://www.consumerjustice.com/consumer/agencydetail.aspx?id=5683

Global Vantedge  
851 Irwin St Ste 304
San Raphael, California, 94901

www.aegiscomgroup.com
www.globalvantedge.com  


--------------------------------------------------------------------------------
Phone No.  888-638-7866 800-363-4816-INDIA (Gurgaeon) 866-265-1177  
Fax 800-361-5235 415-925-1706  

  Richard N. Ferry, President, CEO Chandra Venkataramani  
 
 

Notes
India based junk debt collector. VERY threatening and egregeous debt collectors.  


1) Never assume they have a VALID DEBT OR LEGAL RIGHT TO COLLECT
 
2) Debt collectors MUST FOLLOW your STATE laws regarding licensing.  Check your Secretary of State for licensing requirements for ANY collection agency that contacts you

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx


Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0




Time-Barred Debts
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt144.shtm

There’s no doubt about it: you are responsible for your debts. If you fall behind in paying your creditors — or if you dispute the legitimacy of a debt — a debt collector may contact you.

“Time-barred” debts are debts so old they are beyond the point at which a creditor or debt collector may sue you to collect. State law varies as to when a creditor or debt collector may no longer sue to collect: in most states, the statute of limitations period on debts is between 3 and 10 years; in some states, the period is longer. Check with your State Attorney General’s Office to determine when a debt is considered time-barred in your state. You can find contact information for your State Attorney General at www.naag.org.

Federal law imposes limitations on how debt collectors can collect debts, including time-barred debts. Under the Fair Debt Collection Practices Act (FDCPA), a “debt collector” generally is any person or organization that regularly collects debts owed to others. The term includes lawyers who collect debts for others on a regular basis, but it does not include creditors collecting their own debts.

The FDCPA prohibits debt collectors from engaging in any unfair, deceptive, or abusive practices while collecting debts. It does not erase any legitimate debt that you owe. To learn more about your rights under the FDCPA, click on www.ftc.gov/bcp/conline/pubs/credit/fdc.htm.
Collecting Time-Barred Debts

Most courts that have addressed the issue have ruled that the FDCPA does not prohibit debt collectors from trying to collect time-barred debts, as long as they do not sue or threaten to sue you for the debt. If a debt collector sues you to collect a time-barred debt, you can have the suit dismissed by letting the court or judge know the debt is, indeed, time-barred.

Whether a time-barred debt — or any debt for that matter — can appear on your credit report depends on how long the debt has been delinquent: debts that have been delinquent more than seven years cannot appear on your credit report, with certain exceptions. In addition, a debt collector may not try to collect a debt that has been discharged in bankruptcy, no matter when it was incurred. To learn more about credit reporting, click on www.ftc.gov/bcp/conline/pubs/credit/fcra.htm.
Contact with Collectors

Can a debt collector continue to contact you about a time-barred debt you don’t think you owe? According to the law, if you send the debt collector a letter stating that you do not owe some or all of the money within 30 days after you receive written notice of a debt, the collector must stop trying to collect until you’ve been given written verification of the debt, like a copy of the bill for the amount you supposedly owe. The collector can renew collection activities once you’ve gotten proof of the debt.

You can stop debt collectors from contacting you about any debt, regardless of whether you owe it, by writing a letter telling them to stop contacting you. Once the collector gets your letter, it may not contact you again — except to say there will be no further contact or to let you know that the collector or creditor intends to take some specific action. Sending a letter doesn’t absolve you of the debt if you actually owe it; the debt collector or creditor still could sue you for the debt.
Future Collection Efforts

The best way to protect yourself from future collection on any disputed or partially settled debt is to get a form or letter from the creditor or collector that releases you from further obligation. To make sure the release is valid, you may want to consult an attorney. If you believe that a debt collector violated the law, you have the right to sue in a state or federal court within a year from the date the law was violated. If you win, you may recover money for the damages you suffered, plus an additional amount up to $1,000. You also may recover court costs and attorney’s fees. You also may want to report any problems you have with a debt collector to your State Attorney General and to the Federal Trade Commission.

The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a new video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
October 2004

They won't take me off their call list even though I've asked politely.  I just went to www.donotcall.gov and filed a complaint against them.  Maybe if everyone else did as well they would finally be stopped.

This phone number is constantly on my caller ID. Please block from my phone.

Filing a Complaint with the FCC

If you have a problem with a company providing toll-free numbers or service, first try to resolve it with that company or the company that bills you for the service. If you can’t resolve it directly, you can file a complaint with the FCC. There is no charge for filing a complaint. You can file your complaint using an on-line complaint form found at esupport.fcc.gov/complaints.htm. You can also file your complaint with the FCC’s Consumer Center by e-mailing fccinfo@fcc.gov; calling 1-888-CALL- FCC (1-888-225-5322) voice or 1-888-TELL-FCC (1-888-835-5322) TTY; faxing 1-866-418-0232; or writing to:

Federal Communications Commission
Consumer & Governmental Affairs Bureau
Consumer Inquiries and Complaints Division
445 12th Street, SW
Washington, D.C. 20554.


For information about other telecommunications issues, visit the FCC's Consumer & Governmental Affairs Bureau site at linksnotallowed.fcc.gov/cgb, or contact the FCC's Consumer Center using the information provided for filing a complaint.

Filing a Complaint with the FCC

If you have a problem with a company providing toll-free numbers or service, first try to resolve it with that company or the company that bills you for the service. If you can’t resolve it directly, you can file a complaint with the FCC. There is no charge for filing a complaint. You can file your complaint using an on-line complaint form found at esupport.fcc.gov/complaints.htm. You can also file your complaint with the FCC’s Consumer Center by e-mailing fccinfo@fcc.gov; calling 1-888-CALL- FCC (1-888-225-5322) voice or 1-888-TELL-FCC (1-888-835-5322) TTY; faxing 1-866-418-0232; or writing to:

Federal Communications Commission
Consumer & Governmental Affairs Bureau
Consumer Inquiries and Complaints Division
445 12th Street, SW
Washington, D.C. 20554.


For information about other telecommunications issues, visit the FCC's Consumer & Governmental Affairs Bureau site at linksnotallowed.fcc.gov/cgb, or contact the FCC's Consumer Center using the information provided for filing a complaint.

I have gotten a zillion calls from these people! I have told them to stop calling,but they continue to harrass me!! They do not leave messages when I do not answer..just more calls!!

I just called them and they Agent something, I couldn't understand them. I asked them to remove me from their calling list, the guy respond by starting to yell at me and say well mam if we have your number then we have your name.
I said well then i guess you can figure out my name then to. I never started yelling at him.

I also told him that i got 2 calls from them in less than an hour, I also told him if the calls continue I will turn them over to my harassment attorney, he didn't believe me, and he said well mam let me save you the trouble and time, talk to your Attorney and hung up on me.

That is ok, because if the calls continue, then I will send it all to him and he will take care of it. I have sued a lot of companies in the pasted and have won. They had to pay him, his fees and pay me.
I just recently got a $1500 settlement. So let them mess with some more and they will not like it.

Report a phone call from 866-873-9172
You can report unsolicited and pre-recorded harrassment to  your phone and to you via internet.
File a report with the  FCC.
To report Calls or Messages toyour  Wireless Device (Cell Phone or Pager), The FCC highly recommends using the online form @ http://esupport.fcc.gov/complaints. This will ensure that all required information is received.

I've gotten calls asking for my mother and my sister, not from this number but from others. After about 5 minutes oof talking he finally asked if he could have my moms/sisters number. I rattled off my old cell phone number from a company that went under, so the numbers are no longer in service. He thanked me, then hung up. Not 10 minutes later he called back and I wasn't paying attention to the number so I accidently answered it. He started cussing at me calling me a [***] and a [***]. I told him to suck a fat one and stop calling people just to harass them. Today while I was in class I missed a phone call and was concerned that it was a job offer. Now I'm glad I actually found this site. So far they haven't called me back. Lets hope it continues.

They keep calling my cell and when I call back and usually her name is Sara she is rude when I ask for the company name. She hung up on me today after I ask for the company name. This goes on everyday at least 4 times a day. No one has my cell so I dont know why they keep calling.

these people keep calling me asking for my boyfriends ex wife. how they got my # i don't know. she don't live here and the phone is in my name.

I have been receiving calls from this number multiple times a day.  When I do answer, there is no one there.  Now I just silence the ringer and ignore it.  It's really annoying!  Sure wish I could make it stop...

i will not  answer a # i dont recognize - if it's a collector they must send me a letter first before i will respond.

they keep calling here 8am .they never say any thing after you answer the phone.have no ideal what they want.

I came into work today and had 3 missed calls from this number. When I went to call it back they couldn't even find the person "Adam Smith" who was persistantly calling. The woman barely spoke english and woulnd't tell me why they were calling or what the business was. I'm so glad I found this site. Sounds like a HUGE SCAM!

Thank you for the great info!  PLEASE ANYONE, REPORT THEM TO THE FTC, IT'S EASY AND FAST AND MAYBE WE CAN GET THEM TO STOP!   I get these same calls for two different people.  One lived at this address about 13 years ago.  I tell the company this and yet they keep calling.  The company's correct name is Aegis Receivables Management, Inc.  Please report them to the FTC and maybe we will get them stopped.  It's a simple form at https://www.ftccomplaintassistant.gov/ .  I redialed the number and asked for the correct spelling of their name and told them I needed it to complete this form to the FTC.  He told me not to complete the form and that they would quit calling me!  So apparently not being reported is important to them so go report them for this abusive intrusion.

I just looked up this company on the internet.  Their company website is at http://www.aegiscomgroup.com/section_level2.aspx?cont_id=QKlu5QBggj4= telling what a wonderful company they are for all their clients!  I called 800-332-0266 then dialed 0 for the operator.  Miss Frankie answered (an American whose first language is English located in Texas, not all the Indians located in India calling me everyday!).  I told her I had just reported her company to the FTC for all the harrassing calls and that I was sitting and looking at all these pages with complaints from people about her company.  She said she would put my number on the Do Not Call list and that it would take 24 - 48 hours to take effect.  Let's hope so or I am going back and reporting them AGAIN.  Get proactive and report these people.  It's an easy form to fill out online at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en  The company's name is Aegis Receivables Management, Inc and the particular part of the company responsible for these calls is:
Aegis Communications Group Incorporated
8201 Ridgepoint Drive
Irving, TX 75063
USA
Phone: +1 (972) 830 1800
Fax: +1 (972) 868 0220

Hope this helps!

me gustaria comunicarme con este Doctor WILLIAMS GEOFERI  por asunto que  concierne con respecto a una refujiada de senegal dakar escribir a mi correo en español

Some [***] name Nigel Spencer called on account of a "personal matter" with a fake person. Just play along don't call back.